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Sunday, 19 Jul 2026 · IST
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LIC

LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW

Latest NAV
₹17.6094
As of
17 Jul 2026
728 NAV records on file
Category
Equity Savings Fund
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
151954
ISIN (Growth)
INF397L01BD0
ISIN (Dividend)
INF397L01BE8

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period
No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window Fund Category avg +/− vs avg Rank Quartile
1D -0.20% +0.13% -0.33 43 / 49 Q4
1W -0.08% +0.17% -0.25 47 / 49 Q4
2W +0.24% +0.27% -0.03 23 / 49 Q2
1M -1.09% +0.53% -1.62 48 / 48 Q4
3M -0.41% +1.21% -1.61 45 / 48 Q4
6M +0.37% +0.35% +0.02 25 / 48 Q3
YTD -0.54% -0.31% -0.24 28 / 48 Q3
1Y +0.29% +1.63% -1.34 27 / 48 Q3
2Y +4.43% +2.39% +2.04 21 / 47 Q2
3Y +7.98% +5.05% +2.94 12 / 45 Q2
4Y
5Y
7Y
10Y
Inception +8.08% +5.34% +2.74 11 / 47 Q1

Quartile legend: Q1 top 25%  Q2 25-50%  Q3 50-75%  Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year Fund Category avg +/− vs avg Rank
2026 YTD -0.54% -0.62% +0.08 23 / 43
2025 +8.11% +2.35% +5.77 7 / 42
2024 +9.69% +8.05% +1.65 16 / 42
2023

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling
+9.15%
25 windows
min 0.3% · max 16.7%
100% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
Insufficient history
5-Year rolling
Insufficient history
7-Year rolling
Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period
Total invested
Today's value
XIRR
Annualised
Wealth multiplier
Period Total invested Today's value XIRR Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation
6.80%
3-year · annualised
Sharpe ratio
0.21
vs risk-free 6.5%
Sortino ratio
0.40
Downside-only deviation
Max drawdown
-7.48%
Dec 2024 → Mar 2025
% positive months
63.9%
Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Recent NAVs

Date NAV
17 Jul 2026 ₹17.6094
16 Jul 2026 ₹17.6447
15 Jul 2026 ₹17.6444
14 Jul 2026 ₹17.6128
13 Jul 2026 ₹17.5995
10 Jul 2026 ₹17.6239
9 Jul 2026 ₹17.5797
8 Jul 2026 ₹17.5516
7 Jul 2026 ₹17.6171
6 Jul 2026 ₹17.6321

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW is ₹17.6094. It's a Equity Savings Fund from LIC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW has NAV history starting from 31 Jul 2023, a track record of about 2 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.
LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW is managed by LIC. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW has delivered a absolute return of 0.29% — -1.34 pp behind the Equity Savings Fund category average of 1.63%. The fund ranks #27 of 48 in its category — the third (Q3) quartile.
Over the trailing 3-year window, LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW has delivered a CAGR of 7.98% — +2.94 pp ahead of the Equity Savings Fund category average of 5.05%. The fund ranks #12 of 45 in its category — the second (Q2) quartile.
LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
₹1 lakh invested in LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW exactly 3 years ago would be worth approximately ₹125,912 today — a multiplier of 1.26×, based on the 3-year CAGR of 7.98%. The category average over the same window would have grown ₹1 lakh to ₹115,917.
A ₹10,000 monthly SIP in LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW over the last 1 year — total invested ₹120,000 — would be worth ₹119,965 today. That's an XIRR (money-weighted annualised return) of -0.05%.
LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹119,965 — XIRR -0.05%.
On a 3-year basis, LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW ranks #12 out of 45 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 5.05%; this fund delivered 7.98%.
The worst peak-to-trough decline LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW has experienced over the last 3-year window is 7.48% — its NAV fell from a high on 16 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
The 3-year Sharpe ratio is 0.21 — weak risk-adjusted performance.
In calendar year 2025, LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW returned 8.11% — beating the Equity Savings Fund category average of 2.35% by 5.77 pp. It ranked #7 of 42 in its category that year.
LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. LIC MF Equity Savings Fund-Direct Plan-Quarterly IDCW is suitable for an investor whose:
  • time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
  • risk tolerance accepts seeing the portfolio fall sharply without panic-selling
  • goal isn't capital preservation in the short term
Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

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