Should I invest in Kotak Multicap Fund?

We don't give personal investment advice. Kotak Multicap Fund-Direct Plan-IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak Multicap Fund-Direct Plan-IDCW Option

Latest NAV

₹18.9670

As of

3 Jun 2026

1,145 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.57%	+0.24%	+0.33	2 / 28	Q1
1W	-0.82%	-1.49%	+0.67	4 / 28	Q1
2W	-0.03%	+0.35%	-0.37	21 / 28	Q3
1M	-1.44%	+0.04%	-1.48	25 / 28	Q4
3M	-7.81%	+2.40%	-10.21	28 / 28	Q4
6M	-10.67%	-3.16%	-7.50	27 / 28	Q4
YTD	-11.56%	-2.95%	-8.61	28 / 28	Q4
1Y	-2.51%	+1.31%	-3.81	20 / 28	Q3
2Y	+1.89%	+3.05%	-1.16	16 / 25	Q3
3Y	+18.28%	+14.85%	+3.43	5 / 20	Q1
4Y	+19.68%	+14.66%	+5.02	2 / 13	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.77%	+12.67%	+2.10	9 / 28	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.56%	-2.95%	-8.61	28 / 28
2025	+7.41%	+1.67%	+5.74	4 / 27
2024	+27.80%	+22.18%	+5.63	6 / 22
2023	+42.01%	+32.16%	+9.85	1 / 15
2022	+11.82%	+3.83%	+7.98	2 / 12
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.27%

45 windows

min -3.8% · max 62.6%

93% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+24.27%

21 windows

min 18.3% · max 29.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.48%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

0.93

Downside-only deviation

Max drawdown

-21.00%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - IDCW Option - Direct Plan	HDFC	₹17.2020	3 Jun 2026
NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹83.5468	3 Jun 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1516	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹62.3000	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹131.3300	3 Jun 2026
BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN	Bandhan	₹15.9440	3 Jun 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹81.0721	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹18.6600	3 Jun 2026
Motilal Oswal Multi Cap Fund-Direct Plan IDCW	Motilal Oswal	₹12.8171	3 Jun 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹10.4405	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹18.9670
2 Jun 2026	₹19.0210
1 Jun 2026	₹18.9140
29 May 2026	₹19.0700
27 May 2026	₹19.2940
26 May 2026	₹19.1780
25 May 2026	₹19.1730
22 May 2026	₹19.0010
21 May 2026	₹19.0350
20 May 2026	₹19.0070

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Multicap Fund-Direct Plan-IDCW Option is ₹18.9670. It's a Multi Cap Fund from Kotak, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Multicap Fund-Direct Plan-IDCW Option has NAV history starting from 06 Oct 2021, a track record of about 4 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak Multicap Fund-Direct Plan-IDCW Option is managed by Kotak. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Multicap Fund-Direct Plan-IDCW Option has delivered a absolute return of -2.51% — -3.81 pp behind the Multi Cap Fund category average of 1.31%. The fund ranks #20 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Kotak Multicap Fund-Direct Plan-IDCW Option has delivered a CAGR of 18.28% — +3.43 pp ahead of the Multi Cap Fund category average of 14.85%. The fund ranks #5 of 20 in its category — the top (Q1) quartile.

Kotak Multicap Fund-Direct Plan-IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Multicap Fund-Direct Plan-IDCW Option exactly 3 years ago would be worth approximately ₹165,487 today — a multiplier of 1.65×, based on the 3-year CAGR of 18.28%. The category average over the same window would have grown ₹1 lakh to ₹151,494.

A ₹10,000 monthly SIP in Kotak Multicap Fund-Direct Plan-IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹392,126 today. That's an XIRR (money-weighted annualised return) of 5.62%.

Kotak Multicap Fund-Direct Plan-IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹392,126 — XIRR 5.62%.

On a 3-year basis, Kotak Multicap Fund-Direct Plan-IDCW Option ranks #5 out of 20 funds in the Multi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.85%; this fund delivered 18.28%.

The worst peak-to-trough decline Kotak Multicap Fund-Direct Plan-IDCW Option has experienced over the last 3-year window is 21.00% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Multicap Fund-Direct Plan-IDCW Option averaged 24.27% (best 29.19%, worst 18.28%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.66 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Multicap Fund-Direct Plan-IDCW Option returned 7.41% — beating the Multi Cap Fund category average of 1.67% by 5.74 pp. It ranked #4 of 27 in its category that year.

Kotak Multicap Fund-Direct Plan-IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Multicap Fund-Direct Plan-IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.