Should I invest in Kotak India Growth Fund Series 7?

We don't give personal investment advice. Kotak India Growth Fund Series 7 - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option

Latest NAV

₹14.6169

As of

31 Aug 2021

731 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.10%	-0.10	29 / 42	Q3
1W	+0.17%	-0.15%	+0.32	12 / 42	Q2
2W	+0.05%	+0.31%	-0.27	30 / 42	Q3
1M	+3.18%	+2.17%	+1.00	10 / 42	Q1
3M	+8.33%	+5.01%	+3.32	9 / 42	Q1
6M	+11.58%	+6.46%	+5.12	10 / 41	Q1
YTD	+20.32%	+2.47%	+17.85	3 / 41	Q1
1Y	+36.72%	+13.53%	+23.19	8 / 39	Q1
2Y	+20.37%	+6.37%	+14.01	7 / 37	Q1
3Y	+13.44%	+11.98%	+1.46	15 / 35	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.52%	+11.38%	+2.14	17 / 42	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2021 YTD	+20.32%	+26.78%	-6.46	13 / 19
2020	+11.18%	+17.92%	-6.75	16 / 21
2019	+10.65%	+9.49%	+1.17	11 / 21
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.74%

25 windows

min -6.1% · max 43.0%

88% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.97%

3-year · annualised

Sharpe ratio

0.54

vs risk-free 6.5%

Sortino ratio

0.85

Downside-only deviation

Max drawdown

-30.08%

Jan 2020 → Mar 2020

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.7591	17 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹19.2900	17 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹60.5628	17 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹16.1660	17 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹83.4002	17 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.7870	17 Jul 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹59.0200	17 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.9256	17 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹36.5500	17 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.5400	17 Jul 2026

Recent NAVs

Date	NAV
31 Aug 2021	₹14.6169
30 Aug 2021	₹14.6160
27 Aug 2021	₹14.6180
26 Aug 2021	₹14.5920
25 Aug 2021	₹14.5880
24 Aug 2021	₹14.5920
23 Aug 2021	₹14.4820
20 Aug 2021	₹14.4610
18 Aug 2021	₹14.5730
17 Aug 2021	₹14.6100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 31 Aug 2021, the NAV of Kotak India Growth Fund Series 7 - Regular Plan - Growth Option is ₹14.6169. It's a Flexi Cap Fund from Kotak, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option has NAV history starting from 07 Sep 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak India Growth Fund Series 7 - Regular Plan - Growth Option has delivered a absolute return of 36.72% — +23.19 pp ahead of the Flexi Cap Fund category average of 13.53%. The fund ranks #8 of 39 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak India Growth Fund Series 7 - Regular Plan - Growth Option has delivered a CAGR of 13.44% — +1.46 pp ahead of the Flexi Cap Fund category average of 11.98%. The fund ranks #15 of 35 in its category — the second (Q2) quartile.

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak India Growth Fund Series 7 - Regular Plan - Growth Option exactly 3 years ago would be worth approximately ₹145,994 today — a multiplier of 1.46×, based on the 3-year CAGR of 13.44%. The category average over the same window would have grown ₹1 lakh to ₹140,427.

A ₹10,000 monthly SIP in Kotak India Growth Fund Series 7 - Regular Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹486,095 today. That's an XIRR (money-weighted annualised return) of 20.45%.

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹486,095 — XIRR 20.45%.

On a 3-year basis, Kotak India Growth Fund Series 7 - Regular Plan - Growth Option ranks #15 out of 35 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 11.98%; this fund delivered 13.44%.

The worst peak-to-trough decline Kotak India Growth Fund Series 7 - Regular Plan - Growth Option has experienced over the last 3-year window is 30.08% — its NAV fell from a high on 24 Jan 2020 to a low on 19 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

The 3-year Sharpe ratio is 0.54 — reasonable risk-adjusted performance.

In calendar year 2020, Kotak India Growth Fund Series 7 - Regular Plan - Growth Option returned 11.18% — lagging the Flexi Cap Fund category average of 17.92% by 6.75 pp. It ranked #16 of 21 in its category that year.

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak India Growth Fund Series 7 - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Kotak India Growth Fund Series 7 - Regular Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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