Should I invest in Kotak India Growth Fund Series 4?

We don't give personal investment advice. Kotak India Growth Fund Series 4 - Regular Plan- Growth option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.7%. 5-year CAGR: 26.77%.

Kotak

Kotak India Growth Fund Series 4 - Regular Plan- Growth option

Latest NAV

₹29.1871

As of

22 Feb 2024

1,475 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.19%	-0.17	30 / 42	Q3
1W	+0.20%	-1.12%	+1.32	3 / 42	Q1
2W	+1.00%	+0.20%	+0.80	8 / 42	Q1
1M	+6.48%	+0.29%	+6.19	3 / 42	Q1
3M	+16.03%	+2.20%	+13.83	2 / 42	Q1
6M	+23.03%	+2.09%	+20.94	7 / 41	Q1
YTD	+4.13%	-0.80%	+4.93	9 / 41	Q1
1Y	+48.85%	+12.75%	+36.09	5 / 38	Q1
2Y	+25.37%	+7.07%	+18.31	1 / 37	Q1
3Y	+24.54%	+12.23%	+12.31	2 / 33	Q1
4Y	+32.53%	+13.99%	+18.53	2 / 18	Q1
5Y	+26.77%	+12.44%	+14.33	2 / 14	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+19.55%	+10.40%	+9.15	4 / 42	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2024 YTD	+4.13%	+19.24%	-15.11	26 / 26
2023	+38.14%	+29.13%	+9.01	2 / 20
2022	+4.94%	-2.30%	+7.24	1 / 15
2021	+38.90%	+26.78%	+12.12	5 / 19
2020	+43.49%	+17.92%	+25.57	1 / 21
2019	+4.59%	+9.49%	-4.90	18 / 21
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.48%

61 windows

min -14.5% · max 94.1%

82% positive

3-Year rolling

+26.71%

37 windows

min 14.9% · max 37.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+20.01%

13 windows

min 14.1% · max 26.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.24%

3-year · annualised

Sharpe ratio

1.34

vs risk-free 6.5%

Sortino ratio

3.08

Downside-only deviation

Max drawdown

-14.52%

Nov 2021 → Jun 2022

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹17.8200	3 Jun 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹56.6317	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹15.4570	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹81.9366	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹37.2740	2 Jun 2026
DSP BlackRock Equity Fund - Regular Plan - Dividend	DSP BlackRock	₹55.4440	3 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.3812	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹34.7300	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹25.7800	3 Jun 2026

Recent NAVs

Date	NAV
22 Feb 2024	₹29.1871
21 Feb 2024	₹29.1830
20 Feb 2024	₹29.2080
19 Feb 2024	₹29.1920
16 Feb 2024	₹29.1850
15 Feb 2024	₹29.1280
14 Feb 2024	₹28.9810
13 Feb 2024	₹28.6370
12 Feb 2024	₹28.4410
9 Feb 2024	₹28.8940

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 22 Feb 2024, the NAV of Kotak India Growth Fund Series 4 - Regular Plan- Growth option is ₹29.1871. It's a Flexi Cap Fund from Kotak, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak India Growth Fund Series 4 - Regular Plan- Growth option has NAV history starting from 26 Feb 2018, a track record of about 8 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak India Growth Fund Series 4 - Regular Plan- Growth option is managed by Kotak. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak India Growth Fund Series 4 - Regular Plan- Growth option has delivered a absolute return of 48.85% — +36.09 pp ahead of the Flexi Cap Fund category average of 12.75%. The fund ranks #5 of 38 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Kotak India Growth Fund Series 4 - Regular Plan- Growth option has delivered a CAGR of 24.54% — +12.31 pp ahead of the Flexi Cap Fund category average of 12.23%. The fund ranks #2 of 33 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak India Growth Fund Series 4 - Regular Plan- Growth option has delivered a CAGR of 26.77% — +14.33 pp ahead of the Flexi Cap Fund category average of 12.44%. The fund ranks #2 of 14 in its category — the top (Q1) quartile.

₹1 lakh invested in Kotak India Growth Fund Series 4 - Regular Plan- Growth option exactly 5 years ago would be worth approximately ₹327,466 today — a multiplier of 3.27×, based on the 5-year CAGR of 26.77%. The category average over the same window would have grown ₹1 lakh to ₹179,741.

A ₹10,000 monthly SIP in Kotak India Growth Fund Series 4 - Regular Plan- Growth option over the last 5 years — total invested ₹600,000 — would be worth ₹1,262,264 today. That's an XIRR (money-weighted annualised return) of 30.21%.

Kotak India Growth Fund Series 4 - Regular Plan- Growth option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,262,264 — XIRR 30.21%.

On a 5-year basis, Kotak India Growth Fund Series 4 - Regular Plan- Growth option ranks #2 out of 14 funds in the Flexi Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.44%; this fund delivered 26.77%.

The worst peak-to-trough decline Kotak India Growth Fund Series 4 - Regular Plan- Growth option has experienced over the last 5-year window is 26.69% — its NAV fell from a high on 24 Jan 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak India Growth Fund Series 4 - Regular Plan- Growth option averaged 20.01% (best 26.77%, worst 14.11%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.99 — reasonable risk-adjusted performance.

In calendar year 2023, Kotak India Growth Fund Series 4 - Regular Plan- Growth option returned 38.14% — beating the Flexi Cap Fund category average of 29.13% by 9.01 pp. It ranked #2 of 20 in its category that year.

Kotak India Growth Fund Series 4 - Regular Plan- Growth option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak India Growth Fund Series 4 - Regular Plan- Growth option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 26.7%. 5-year CAGR: 26.77%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.