Should I invest in JM Midcap Fund (Regular)?

We don't give personal investment advice. JM Midcap Fund (Regular) - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

JM Midcap Fund (Regular) - IDCW

Latest NAV

₹20.7606

As of

17 Jul 2026

896 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.45%	-0.30%	-0.15	13 / 18	Q3
1W	-0.36%	-0.68%	+0.32	4 / 18	Q1
2W	-0.28%	+0.50%	-0.78	16 / 18	Q4
1M	+1.31%	+1.63%	-0.32	11 / 18	Q3
3M	+10.24%	+6.26%	+3.98	2 / 18	Q1
6M	+12.43%	+4.52%	+7.91	2 / 18	Q1
YTD	+10.06%	+2.18%	+7.89	2 / 17	Q1
1Y	+6.02%	+1.89%	+4.13	5 / 17	Q2
2Y	+2.09%	-0.15%	+2.23	4 / 15	Q2
3Y	+20.72%	+14.34%	+6.38	3 / 15	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+22.07%	+14.20%	+7.87	3 / 18	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+10.06%	+2.18%	+7.89	2 / 17
2025	-3.36%	-3.20%	-0.16	8 / 15
2024	+34.60%	+26.81%	+7.79	3 / 15
2023	+45.13%	+30.78%	+14.35	1 / 14
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+25.86%

33 windows

min -3.7% · max 68.9%

82% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+22.67%

9 windows

min 20.7% · max 25.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.49%

3-year · annualised

Sharpe ratio

0.80

vs risk-free 6.5%

Sortino ratio

1.40

Downside-only deviation

Max drawdown

-23.08%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
BANDHAN MIDCAP FUND - IDCW - REGULAR PLAN	Bandhan	₹17.4080	17 Jul 2026
Motilal Oswal Midcap Fund-Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹44.7813	17 Jul 2026
Mirae Asset Midcap Fund Regular IDCW	Mirae Asset	₹26.0840	17 Jul 2026
Edelweiss Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹62.0900	17 Jul 2026
HSBC Midcap Fund - Regular IDCW	HSBC	₹85.0608	17 Jul 2026
BARODA BNP PARIBAS Mid Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹58.0421	17 Jul 2026
Canara Robeco Mid Cap Fund- Regular Plan- IDCW	Canara Robeco	₹16.8200	17 Jul 2026
PGIM India Midcap Fund - Regular Plan - Dividend Option - Payout	PGIM India	₹23.4200	17 Jul 2026
Axis Midcap Fund - Regular Plan - IDCW	Axis	₹40.9700	17 Jul 2026
Bank of India Mid Cap Fund - Regular Plan IDCW	Bank of India	₹10.2700	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.7606
16 Jul 2026	₹20.8550
15 Jul 2026	₹20.8044
14 Jul 2026	₹20.7010
13 Jul 2026	₹20.8721
10 Jul 2026	₹20.8355
9 Jul 2026	₹20.5902
8 Jul 2026	₹20.2214
7 Jul 2026	₹20.6030
6 Jul 2026	₹20.8173

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Midcap Fund (Regular) - IDCW is ₹20.7606. It's a Mid Cap Fund from the fund house, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Midcap Fund (Regular) - IDCW has NAV history starting from 25 Nov 2022, a track record of about 3 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

JM Midcap Fund (Regular) - IDCW is managed by the fund house. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Midcap Fund (Regular) - IDCW has delivered a absolute return of 6.02% — +4.13 pp ahead of the Mid Cap Fund category average of 1.89%. The fund ranks #5 of 17 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Midcap Fund (Regular) - IDCW has delivered a CAGR of 20.72% — +6.38 pp ahead of the Mid Cap Fund category average of 14.34%. The fund ranks #3 of 15 in its category — the top (Q1) quartile.

JM Midcap Fund (Regular) - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in JM Midcap Fund (Regular) - IDCW exactly 3 years ago would be worth approximately ₹175,945 today — a multiplier of 1.76×, based on the 3-year CAGR of 20.72%. The category average over the same window would have grown ₹1 lakh to ₹149,480.

A ₹10,000 monthly SIP in JM Midcap Fund (Regular) - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹436,275 today. That's an XIRR (money-weighted annualised return) of 12.88%.

JM Midcap Fund (Regular) - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹436,275 — XIRR 12.88%.

On a 3-year basis, JM Midcap Fund (Regular) - IDCW ranks #3 out of 15 funds in the Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 14.34%; this fund delivered 20.72%.

The worst peak-to-trough decline JM Midcap Fund (Regular) - IDCW has experienced over the last 3-year window is 23.08% — its NAV fell from a high on 24 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, JM Midcap Fund (Regular) - IDCW averaged 22.67% (best 24.97%, worst 20.71%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.80 — reasonable risk-adjusted performance.

In calendar year 2025, JM Midcap Fund (Regular) - IDCW returned -3.36% — lagging the Mid Cap Fund category average of -3.20% by 0.16 pp. It ranked #8 of 15 in its category that year.

JM Midcap Fund (Regular) - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Midcap Fund (Regular) - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.