Should I invest in JM Large Cap Fund (Direct) - Quarterly IDCW?

We don't give personal investment advice. JM Large Cap Fund (Direct) - Quarterly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 12.57%.

JM Large Cap Fund (Direct) - Quarterly IDCW

Latest NAV

₹73.1186

As of

17 Jul 2026

2,725 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.44%	+0.66%	-0.22	40 / 42	Q4
1W	+0.11%	+0.24%	-0.13	27 / 42	Q3
2W	+0.35%	+0.29%	+0.06	21 / 42	Q2
1M	+1.54%	+1.38%	+0.16	21 / 42	Q2
3M	+1.82%	+1.43%	+0.40	14 / 42	Q2
6M	-1.32%	-3.68%	+2.36	15 / 42	Q2
YTD	-3.47%	-5.26%	+1.79	17 / 41	Q2
1Y	+0.85%	-2.96%	+3.81	13 / 41	Q2
2Y	-2.20%	-2.28%	+0.08	21 / 41	Q3
3Y	+12.33%	+7.96%	+4.38	6 / 39	Q1
4Y	+14.84%	+10.18%	+4.66	3 / 37	Q1
5Y	+12.57%	+7.95%	+4.62	1 / 35	Q1
7Y	+14.00%	+10.04%	+3.95	3 / 31	Q1
10Y	+11.94%	+7.67%	+4.27	2 / 26	Q1
Inception	+11.01%	+8.43%	+2.58	14 / 42	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.47%	-5.56%	+2.09	16 / 40
2025	+5.20%	+4.07%	+1.13	17 / 40
2024	+16.35%	+12.49%	+3.86	5 / 38
2023	+30.61%	+21.78%	+8.83	3 / 38
2022	+4.17%	+0.13%	+4.05	11 / 35
2021	+24.34%	+22.09%	+2.25	10 / 34
2020	+19.26%	+11.78%	+7.48	6 / 31
2019	+5.74%	+7.69%	-1.95	22 / 31
2018	+2.52%	-4.62%	+7.14	1 / 31
2017	+22.18%	+20.09%	+2.09	11 / 27
2016	+4.00%	-0.13%	+4.13	6 / 25

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.63%

123 windows

min -10.4% · max 50.3%

87% positive

3-Year rolling

+13.79%

99 windows

min 0.8% · max 23.9%

100% positive

5-Year rolling

+14.06%

74 windows

min 5.1% · max 21.7%

100% positive

7-Year rolling

+13.39%

50 windows

min 8.9% · max 16.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.48%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.76

Downside-only deviation

Max drawdown

-19.80%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - IDCW Option - Direct Plan	HDFC	₹62.7550	17 Jul 2026
NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹40.4906	17 Jul 2026
SBI Large Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹68.2645	17 Jul 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - IDCW	ICICI Prudential	₹61.0000	17 Jul 2026
Invesco India Largecap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.4100	17 Jul 2026
BANDHAN Large Cap Fund-Direct Plan-IDCW	Bandhan	₹28.6160	17 Jul 2026
quant Large Cap Fund - IDCW Option - Direct Plan	Quant	₹17.2020	17 Jul 2026
Aditya Birla Sun Life Large Cap Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹92.9700	17 Jul 2026
Motilal Oswal Large Cap Direct Plan IDCW	Motilal Oswal	₹12.7988	17 Jul 2026
Franklin India Large Cap Fund - Direct - IDCW	Franklin India	₹49.8706	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹73.1186
16 Jul 2026	₹72.7987
15 Jul 2026	₹72.9044
14 Jul 2026	₹72.6896
13 Jul 2026	₹73.1064
10 Jul 2026	₹73.0401
9 Jul 2026	₹72.1354
8 Jul 2026	₹71.9148
7 Jul 2026	₹73.3300
6 Jul 2026	₹73.4340

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of JM Large Cap Fund (Direct) - Quarterly IDCW is ₹73.1186. It's a Large Cap Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Large Cap Fund (Direct) - Quarterly IDCW has NAV history starting from 30 Jun 2015, a track record of about 11 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Large Cap Fund (Direct) - Quarterly IDCW is managed by the fund house. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Large Cap Fund (Direct) - Quarterly IDCW has delivered a absolute return of 0.85% — +3.81 pp ahead of the Large Cap Fund category average of -2.96%. The fund ranks #13 of 41 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Large Cap Fund (Direct) - Quarterly IDCW has delivered a CAGR of 12.33% — +4.38 pp ahead of the Large Cap Fund category average of 7.96%. The fund ranks #6 of 39 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Large Cap Fund (Direct) - Quarterly IDCW has delivered a CAGR of 12.57% — +4.62 pp ahead of the Large Cap Fund category average of 7.95%. The fund ranks #1 of 35 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Large Cap Fund (Direct) - Quarterly IDCW exactly 10 years ago would be worth approximately ₹308,862 today — a multiplier of 3.09×, based on the 10-year CAGR of 11.94%. The category average over the same window would have grown ₹1 lakh to ₹209,376.

A ₹10,000 monthly SIP in JM Large Cap Fund (Direct) - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹782,442 today. That's an XIRR (money-weighted annualised return) of 10.56%.

A ₹10,000 monthly SIP for 10 years in JM Large Cap Fund (Direct) - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹2,318,801 (multiplier 1.93×). XIRR: 12.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Large Cap Fund (Direct) - Quarterly IDCW ranks #1 out of 35 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.95%; this fund delivered 12.57%.

The worst peak-to-trough decline JM Large Cap Fund (Direct) - Quarterly IDCW has experienced over the last 5-year window is 19.80% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Large Cap Fund (Direct) - Quarterly IDCW averaged 14.06% (best 21.72%, worst 5.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.44 — weak risk-adjusted performance.

In calendar year 2025, JM Large Cap Fund (Direct) - Quarterly IDCW returned 5.20% — beating the Large Cap Fund category average of 4.07% by 1.13 pp. It ranked #17 of 40 in its category that year.

JM Large Cap Fund (Direct) - Quarterly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Large Cap Fund (Direct) - Quarterly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 12.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

JM Large Cap Fund (Direct) - Quarterly IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large Cap Fund

Recent NAVs

Frequently asked questions

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