Should I invest in JM Large Cap Fund (Direct) - Half Yearly IDCW?

We don't give personal investment advice. JM Large Cap Fund (Direct) - Half Yearly IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 12.14%.

JM Large Cap Fund (Direct) - Half Yearly IDCW

Latest NAV

₹69.3657

As of

3 Jun 2026

2,694 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.43%	+0.08%	-0.51	41 / 42	Q4
1W	-2.30%	-1.84%	-0.46	35 / 42	Q4
2W	-0.58%	-0.38%	-0.20	29 / 42	Q3
1M	-1.76%	-1.90%	+0.14	13 / 42	Q2
3M	-2.17%	-4.54%	+2.38	6 / 42	Q1
6M	-6.89%	-9.19%	+2.29	14 / 41	Q2
YTD	-7.77%	-9.42%	+1.65	14 / 41	Q2
1Y	-0.35%	-4.83%	+4.48	10 / 41	Q1
2Y	-1.82%	-1.82%	+0.00	23 / 40	Q3
3Y	+13.07%	+8.46%	+4.60	8 / 39	Q1
4Y	+13.64%	+8.78%	+4.85	5 / 36	Q1
5Y	+12.14%	+7.38%	+4.76	5 / 35	Q1
7Y	+13.01%	+8.68%	+4.33	4 / 31	Q1
10Y	+11.76%	+7.59%	+4.17	4 / 26	Q1
Inception	+10.60%	+7.86%	+2.74	14 / 42	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.77%	-9.83%	+2.06	13 / 40
2025	+5.20%	+4.07%	+1.13	18 / 40
2024	+16.35%	+12.49%	+3.86	8 / 38
2023	+30.61%	+21.78%	+8.83	2 / 38
2022	+4.17%	+0.13%	+4.05	13 / 35
2021	+24.34%	+22.09%	+2.25	9 / 34
2020	+19.26%	+11.78%	+7.48	3 / 31
2019	+5.73%	+7.69%	-1.95	23 / 31
2018	+2.52%	-4.62%	+7.14	2 / 31
2017	+21.96%	+20.09%	+1.87	14 / 27
2016	+3.46%	-0.13%	+3.59	7 / 25

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.14%

122 windows

min -10.9% · max 48.6%

89% positive

3-Year rolling

+13.37%

97 windows

min 0.7% · max 23.4%

100% positive

5-Year rolling

+13.77%

73 windows

min 4.7% · max 21.3%

100% positive

7-Year rolling

+13.23%

49 windows

min 8.0% · max 16.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.58%

3-year · annualised

Sharpe ratio

0.51

vs risk-free 6.5%

Sortino ratio

0.81

Downside-only deviation

Max drawdown

-19.80%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - IDCW Option - Direct Plan	HDFC	₹58.9490	3 Jun 2026
NIPPON INDIA LARGE CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹38.6669	3 Jun 2026
SBI Large Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹65.4721	3 Jun 2026
ICICI Prudential Large Cap Fund (erstwhile Bluechip Fund) - Direct Plan - IDCW	ICICI Prudential	₹58.3500	3 Jun 2026
Invesco India Largecap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹33.2800	3 Jun 2026
BANDHAN Large Cap Fund-Direct Plan-IDCW	Bandhan	₹27.1200	3 Jun 2026
quant Large Cap Fund - IDCW Option - Direct Plan	Quant	₹16.2966	3 Jun 2026
Aditya Birla Sun Life Large Cap Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹88.5700	3 Jun 2026
Motilal Oswal Large Cap Direct Plan IDCW	Motilal Oswal	₹12.1057	3 Jun 2026
Franklin India Large Cap Fund - Direct - IDCW	Franklin India	₹47.3825	2 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹69.3657
2 Jun 2026	₹69.6619
1 Jun 2026	₹69.4200
29 May 2026	₹69.9998
27 May 2026	₹70.9970
26 May 2026	₹70.6845
25 May 2026	₹70.8952
22 May 2026	₹70.0538
21 May 2026	₹69.8450
20 May 2026	₹69.7669

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of JM Large Cap Fund (Direct) - Half Yearly IDCW is ₹69.3657. It's a Large Cap Fund from the fund house, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

JM Large Cap Fund (Direct) - Half Yearly IDCW has NAV history starting from 30 Jun 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

JM Large Cap Fund (Direct) - Half Yearly IDCW is managed by the fund house. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Large Cap Fund (Direct) - Half Yearly IDCW has delivered a absolute return of -0.35% — +4.48 pp ahead of the Large Cap Fund category average of -4.83%. The fund ranks #10 of 41 in its category — the top (Q1) quartile.

Over the trailing 3-year window, JM Large Cap Fund (Direct) - Half Yearly IDCW has delivered a CAGR of 13.07% — +4.6 pp ahead of the Large Cap Fund category average of 8.46%. The fund ranks #8 of 39 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Large Cap Fund (Direct) - Half Yearly IDCW has delivered a CAGR of 12.14% — +4.76 pp ahead of the Large Cap Fund category average of 7.38%. The fund ranks #5 of 35 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Large Cap Fund (Direct) - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹303,950 today — a multiplier of 3.04×, based on the 10-year CAGR of 11.76%. The category average over the same window would have grown ₹1 lakh to ₹207,880.

A ₹10,000 monthly SIP in JM Large Cap Fund (Direct) - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹758,828 today. That's an XIRR (money-weighted annualised return) of 9.32%.

A ₹10,000 monthly SIP for 10 years in JM Large Cap Fund (Direct) - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹2,243,592 (multiplier 1.87×). XIRR: 12.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Large Cap Fund (Direct) - Half Yearly IDCW ranks #5 out of 35 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.38%; this fund delivered 12.14%.

The worst peak-to-trough decline JM Large Cap Fund (Direct) - Half Yearly IDCW has experienced over the last 5-year window is 19.80% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Large Cap Fund (Direct) - Half Yearly IDCW averaged 13.77% (best 21.26%, worst 4.74%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.43 — weak risk-adjusted performance.

In calendar year 2025, JM Large Cap Fund (Direct) - Half Yearly IDCW returned 5.20% — beating the Large Cap Fund category average of 4.07% by 1.13 pp. It ranked #18 of 40 in its category that year.

JM Large Cap Fund (Direct) - Half Yearly IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Large Cap Fund (Direct) - Half Yearly IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 12.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

JM Large Cap Fund (Direct) - Half Yearly IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large Cap Fund

Recent NAVs

Frequently asked questions

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