Should I invest in JM Equity Fund?

We don't give personal investment advice. JM Equity Fund-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 10.84%.

JM Financial

JM Equity Fund-Growth

Latest NAV

₹146.2240

As of

3 Jun 2026

4,967 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.43%	+0.22%	-0.65	34 / 35	Q4
1W	-2.33%	-1.72%	-0.61	33 / 35	Q4
2W	-0.63%	-0.38%	-0.26	27 / 35	Q4
1M	-1.88%	-2.02%	+0.13	13 / 35	Q2
3M	-2.53%	-4.81%	+2.29	3 / 35	Q1
6M	-7.59%	-9.11%	+1.52	9 / 35	Q2
YTD	-8.35%	-9.27%	+0.92	9 / 35	Q2
1Y	-1.88%	-4.88%	+3.00	10 / 35	Q2
2Y	-3.34%	-0.83%	-2.52	28 / 35	Q4
3Y	+11.53%	+8.36%	+3.17	5 / 35	Q1
4Y	+12.27%	+9.26%	+3.01	3 / 34	Q1
5Y	+10.84%	+7.88%	+2.96	4 / 34	Q1
7Y	+11.75%	+8.83%	+2.91	6 / 34	Q1
10Y	+10.55%	+8.61%	+1.93	17 / 34	Q2
Inception	+7.55%	+8.24%	-0.70	20 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.35%	-9.72%	+1.37	8 / 34
2025	+3.53%	+5.20%	-1.67	27 / 34
2024	+14.68%	+12.60%	+2.08	13 / 34
2023	+29.66%	+21.38%	+8.28	1 / 34
2022	+3.40%	+0.25%	+3.15	11 / 34
2021	+22.99%	+23.62%	-0.63	21 / 34
2020	+18.00%	+11.04%	+6.96	2 / 34
2019	+4.73%	+7.65%	-2.92	28 / 35
2018	+1.60%	-3.82%	+5.42	6 / 35
2017	+20.94%	+24.19%	-3.26	27 / 35
2016	+1.65%	+0.01%	+1.64	13 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.95%

234 windows

min -62.3% · max 83.0%

74% positive

3-Year rolling

+8.79%

210 windows

min -14.5% · max 24.2%

81% positive

5-Year rolling

+8.91%

185 windows

min -8.8% · max 20.1%

87% positive

7-Year rolling

+8.97%

161 windows

min -2.2% · max 15.0%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.61%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.64

Downside-only deviation

Max drawdown

-20.37%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹49.0300	3 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹51.5053	3 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.6142	2 Jun 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹27.3480	3 Jun 2026
Kotak Large Cap Fund - Growth	Kotak	₹542.4130	3 Jun 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹79.7800	3 Jun 2026
HSBC Equity Fund - Dividend	HSBC	₹40.0004	3 Jun 2026
UTI - Master Share-Growth Option	UTI	₹254.1999	3 Jun 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹317.4700	3 Jun 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹36.8700	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹146.2240
2 Jun 2026	₹146.8543
1 Jun 2026	₹146.3504
29 May 2026	₹147.5907
27 May 2026	₹149.7053
26 May 2026	₹149.0526
25 May 2026	₹149.5029
22 May 2026	₹147.7465
21 May 2026	₹147.3123
20 May 2026	₹147.1534

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of JM Equity Fund-Growth is ₹146.2240. It's a Large Cap Fund from JM Financial, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

JM Equity Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JM Equity Fund-Growth is managed by JM Financial. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JM Equity Fund-Growth has delivered a absolute return of -1.88% — +3 pp ahead of the Large Cap Fund category average of -4.88%. The fund ranks #10 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JM Equity Fund-Growth has delivered a CAGR of 11.53% — +3.17 pp ahead of the Large Cap Fund category average of 8.36%. The fund ranks #5 of 35 in its category — the top (Q1) quartile.

Over the trailing 5-year window, JM Equity Fund-Growth has delivered a CAGR of 10.84% — +2.96 pp ahead of the Large Cap Fund category average of 7.88%. The fund ranks #4 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in JM Equity Fund-Growth exactly 10 years ago would be worth approximately ₹272,538 today — a multiplier of 2.73×, based on the 10-year CAGR of 10.55%. The category average over the same window would have grown ₹1 lakh to ₹228,445.

A ₹10,000 monthly SIP in JM Equity Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹731,425 today. That's an XIRR (money-weighted annualised return) of 7.85%.

A ₹10,000 monthly SIP for 10 years in JM Equity Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹2,096,230 (multiplier 1.75×). XIRR: 10.74%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, JM Equity Fund-Growth ranks #4 out of 34 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.88%; this fund delivered 10.84%.

The worst peak-to-trough decline JM Equity Fund-Growth has experienced over the last 5-year window is 20.37% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JM Equity Fund-Growth averaged 8.91% (best 20.09%, worst -8.82%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2025, JM Equity Fund-Growth returned 3.53% — lagging the Large Cap Fund category average of 5.20% by 1.67 pp. It ranked #27 of 34 in its category that year.

JM Equity Fund-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JM Equity Fund-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.4%. 5-year CAGR: 10.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.