Should I invest in ITI Value Fund?

We don't give personal investment advice. ITI Value Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 12.86%.

ITI

ITI Value Fund - Direct Plan - Growth Option

Latest NAV

₹18.3062

As of

3 Jun 2026

1,220 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.14%	+0.18%	-0.04	12 / 21	Q3
1W	-1.22%	-1.59%	+0.37	4 / 21	Q1
2W	+0.34%	+0.17%	+0.17	8 / 21	Q2
1M	-2.05%	-1.18%	-0.88	14 / 21	Q3
3M	+0.14%	+0.36%	-0.22	8 / 21	Q2
6M	-2.05%	-2.44%	+0.39	6 / 21	Q2
YTD	-3.81%	-3.30%	-0.50	8 / 21	Q2
1Y	+3.30%	+2.76%	+0.55	8 / 21	Q2
2Y	+0.90%	+3.47%	-2.57	16 / 20	Q4
3Y	+17.03%	+16.69%	+0.34	8 / 20	Q2
4Y	+18.35%	+17.36%	+1.00	5 / 17	Q2
5Y	+12.86%	+14.68%	-1.82	13 / 14	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.96%	+15.58%	-2.62	18 / 21	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.81%	-3.30%	-0.50	8 / 21
2025	+4.53%	+5.37%	-0.85	13 / 20
2024	+19.78%	+21.06%	-1.28	12 / 20
2023	+39.04%	+35.80%	+3.24	6 / 18
2022	+7.86%	+7.17%	+0.70	5 / 17
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.71%

49 windows

min -12.1% · max 55.9%

78% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+20.48%

25 windows

min 16.4% · max 25.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.54%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

1.02

Downside-only deviation

Max drawdown

-21.41%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Value Fund

Scheme	Fund house	NAV	As of
HDFC Value Fund - Growth Option - Direct Plan	HDFC	₹827.0450	3 Jun 2026
Nippon India Value Fund - Direct Plan Growth Plan	Nippon India	₹239.8244	3 Jun 2026
ICICI Prudential Value Fund (erstwhile Value Discovery Fund) - Direct Plan - Growth	ICICI Prudential	₹497.5800	3 Jun 2026
Bandhan Value Fund - Direct Plan - Growth	Bandhan	₹163.8250	3 Jun 2026
Quant Value Fund - Growth Option - Direct Plan	Quant	₹23.9621	3 Jun 2026
Aditya Birla Sun Life Value Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹148.1734	3 Jun 2026
DSP Value Fund - Direct Plan - Growth	DSP	₹24.2080	2 Jun 2026
HSBC Value Fund - Direct Growth	HSBC	₹124.4390	3 Jun 2026
Baroda BNP Paribas Value Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹14.0496	3 Jun 2026
Canara Robeco Value Fund - Direct Plan - Growth Option	Canara Robeco	₹18.6400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹18.3062
2 Jun 2026	₹18.3018
1 Jun 2026	₹18.2754
29 May 2026	₹18.4040
27 May 2026	₹18.5746
26 May 2026	₹18.5275
25 May 2026	₹18.5185
22 May 2026	₹18.2846
21 May 2026	₹18.2879
20 May 2026	₹18.2760

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI Value Fund - Direct Plan - Growth Option is ₹18.3062. It's a Value Fund from ITI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Value Fund - Direct Plan - Growth Option has NAV history starting from 17 Jun 2021, a track record of about 4 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

ITI Value Fund - Direct Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'Value Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Value Fund - Direct Plan - Growth Option has delivered a absolute return of 3.30% — +0.55 pp ahead of the Value Fund category average of 2.76%. The fund ranks #8 of 21 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Value Fund - Direct Plan - Growth Option has delivered a CAGR of 17.03% — +0.34 pp ahead of the Value Fund category average of 16.69%. The fund ranks #8 of 20 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ITI Value Fund - Direct Plan - Growth Option has delivered a CAGR of 12.86% — -1.82 pp behind the Value Fund category average of 14.68%. The fund ranks #13 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ITI Value Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹183,093 today — a multiplier of 1.83×, based on the 5-year CAGR of 12.86%. The category average over the same window would have grown ₹1 lakh to ₹198,317.

A ₹10,000 monthly SIP in ITI Value Fund - Direct Plan - Growth Option over the last 3 years — total invested ₹360,000 — would be worth ₹404,580 today. That's an XIRR (money-weighted annualised return) of 7.72%.

ITI Value Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹404,580 — XIRR 7.72%.

On a 5-year basis, ITI Value Fund - Direct Plan - Growth Option ranks #13 out of 14 funds in the Value Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.68%; this fund delivered 12.86%.

The worst peak-to-trough decline ITI Value Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 22.72% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, ITI Value Fund - Direct Plan - Growth Option averaged 20.48% (best 25.60%, worst 16.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.44 — weak risk-adjusted performance.

In calendar year 2025, ITI Value Fund - Direct Plan - Growth Option returned 4.53% — lagging the Value Fund category average of 5.37% by 0.85 pp. It ranked #13 of 20 in its category that year.

ITI Value Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Value Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 12.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.