Should I invest in ITI Small Cap Fund?

We don't give personal investment advice. ITI Small Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.2%. 5-year CAGR: 17.33%.

ITI

ITI Small Cap Fund - Direct Plan - Growth Option

Latest NAV

₹36.6613

As of

17 Jul 2026

1,578 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.51%	-0.55%	+0.04	13 / 36	Q2
1W	-0.69%	-0.78%	+0.08	16 / 36	Q2
2W	+0.62%	+0.21%	+0.41	12 / 36	Q2
1M	+4.73%	+2.84%	+1.89	1 / 36	Q1
3M	+15.63%	+10.77%	+4.86	5 / 36	Q1
6M	+19.97%	+14.16%	+5.81	6 / 34	Q1
YTD	+17.11%	+10.96%	+6.14	5 / 33	Q1
1Y	+12.27%	+6.25%	+6.02	5 / 32	Q1
2Y	+8.40%	+4.89%	+3.51	7 / 29	Q1
3Y	+26.16%	+18.29%	+7.87	2 / 25	Q1
4Y	+28.07%	+21.13%	+6.95	1 / 22	Q1
5Y	+17.33%	+17.21%	+0.13	11 / 22	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+22.47%	+19.38%	+3.09	12 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+17.11%	+10.96%	+6.14	5 / 33
2025	-3.39%	-4.11%	+0.72	14 / 30
2024	+35.61%	+27.89%	+7.72	5 / 28
2023	+54.20%	+43.05%	+11.15	3 / 24
2022	-2.37%	+2.92%	-5.29	19 / 22
2021	+33.17%	+63.14%	-29.97	21 / 21
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+29.83%

67 windows

min -17.0% · max 96.7%

84% positive

3-Year rolling

+27.10%

42 windows

min 17.5% · max 35.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+24.82%

18 windows

min 17.3% · max 36.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.11%

3-year · annualised

Sharpe ratio

0.98

vs risk-free 6.5%

Sortino ratio

1.62

Downside-only deviation

Max drawdown

-24.17%

Dec 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹160.5300	17 Jul 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹203.5938	17 Jul 2026
SBI Small Cap Fund - Direct Plan - Growth	SBI	₹208.9152	17 Jul 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹100.5000	17 Jul 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹52.7200	17 Jul 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹55.5270	17 Jul 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹313.4689	17 Jul 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.9100	17 Jul 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹109.4685	17 Jul 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹16.8394	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹36.6613
16 Jul 2026	₹36.8491
15 Jul 2026	₹36.9769
14 Jul 2026	₹36.6510
13 Jul 2026	₹36.9365
10 Jul 2026	₹36.9165
9 Jul 2026	₹36.4612
8 Jul 2026	₹35.8473
7 Jul 2026	₹36.2891
6 Jul 2026	₹36.5759

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Small Cap Fund - Direct Plan - Growth Option is ₹36.6613. It's a Small Cap Fund from ITI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Small Cap Fund - Direct Plan - Growth Option has NAV history starting from 19 Feb 2020, a track record of about 6 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Small Cap Fund - Direct Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Small Cap Fund - Direct Plan - Growth Option has delivered a absolute return of 12.27% — +6.02 pp ahead of the Small Cap Fund category average of 6.25%. The fund ranks #5 of 32 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ITI Small Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 26.16% — +7.87 pp ahead of the Small Cap Fund category average of 18.29%. The fund ranks #2 of 25 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI Small Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 17.33% — +0.13 pp ahead of the Small Cap Fund category average of 17.21%. The fund ranks #11 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in ITI Small Cap Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹222,384 today — a multiplier of 2.22×, based on the 5-year CAGR of 17.33%. The category average over the same window would have grown ₹1 lakh to ₹221,176.

A ₹10,000 monthly SIP in ITI Small Cap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹1,056,715 today. That's an XIRR (money-weighted annualised return) of 22.82%.

ITI Small Cap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,056,715 — XIRR 22.82%.

On a 5-year basis, ITI Small Cap Fund - Direct Plan - Growth Option ranks #11 out of 22 funds in the Small Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 17.21%; this fund delivered 17.33%.

The worst peak-to-trough decline ITI Small Cap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 29.18% — its NAV fell from a high on 09 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Small Cap Fund - Direct Plan - Growth Option averaged 24.82% (best 35.97%, worst 17.33%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Small Cap Fund - Direct Plan - Growth Option returned -3.39% — beating the Small Cap Fund category average of -4.11% by 0.72 pp. It ranked #14 of 30 in its category that year.

ITI Small Cap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Small Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.2%. 5-year CAGR: 17.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.