Should I invest in ITI Multi Cap Fund?

We don't give personal investment advice. ITI Multi Cap Fund - Regular Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 10.20%.

ITI

ITI Multi Cap Fund - Regular Plan - IDCW Option

Latest NAV

₹22.3508

As of

17 Jul 2026

1,766 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.34%	+0.04%	-0.37	20 / 21	Q4
1W	-0.45%	-0.37%	-0.08	13 / 21	Q3
2W	-0.08%	+0.14%	-0.22	18 / 21	Q4
1M	+0.82%	+1.62%	-0.80	19 / 21	Q4
3M	+6.73%	+5.74%	+0.99	5 / 21	Q1
6M	+3.77%	+2.89%	+0.88	11 / 21	Q3
YTD	+1.00%	+0.93%	+0.07	11 / 21	Q3
1Y	+2.24%	+1.29%	+0.96	9 / 21	Q2
2Y	-0.28%	+1.08%	-1.36	12 / 19	Q3
3Y	+13.52%	+13.40%	+0.12	8 / 15	Q3
4Y	+16.76%	+15.09%	+1.66	3 / 7	Q2
5Y	+10.20%	+9.59%	+0.60	1 / 3	Q2
7Y	+11.99%	+12.79%	-0.79	2 / 2	Q4
10Y	—	—	—	—	—
Inception	+11.84%	+12.90%	-1.06	15 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.00%	+0.93%	+0.07	11 / 21
2025	+2.05%	+1.08%	+0.97	8 / 20
2024	+14.94%	+21.49%	-6.54	13 / 16
2023	+38.27%	+31.43%	+6.84	2 / 9
2022	+2.74%	+1.82%	+0.93	3 / 6
2021	+17.72%	+27.80%	-10.09	2 / 2
2020	-2.73%	+6.87%	-9.60	2 / 2
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.58%

76 windows

min -20.3% · max 53.4%

70% positive

3-Year rolling

+15.46%

51 windows

min 4.7% · max 23.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.92%

27 windows

min 9.4% · max 20.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.46%

3 windows

min 10.8% · max 12.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.35%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.72

Downside-only deviation

Max drawdown

-23.64%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
SBI Multicap Fund- Regular Plan- Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1128	17 Jul 2026
BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN	Bandhan	₹15.2590	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Regular-IDCW Payout	Aditya Birla Sun Life	₹18.2600	17 Jul 2026
Motilal Oswal Multi Cap Fund Regular Plan IDCW	Motilal Oswal	₹13.5716	17 Jul 2026
Mirae Asset Multicap Fund - Regular Plan - IDCW	Mirae Asset	₹14.7660	17 Jul 2026
Kotak Multicap Fund- Regular Plan -IDCW Option	Kotak	₹18.5970	17 Jul 2026
Edelweiss Multi Cap Fund - Regular Plan - IDCW	Edelweiss	₹15.1376	17 Jul 2026
DSP Multicap Fund - Regular - IDCW	DSP	₹11.3720	17 Jul 2026
HSBC Multi Cap Fund - Regular - IDCW	HSBC	₹16.2530	17 Jul 2026
Canara Robeco Multi Cap Fund - Regular Plan - IDCW Option	Canara Robeco	₹13.9200	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹22.3508
16 Jul 2026	₹22.4266
15 Jul 2026	₹22.4228
14 Jul 2026	₹22.2771
13 Jul 2026	₹22.4146
10 Jul 2026	₹22.4518
9 Jul 2026	₹22.2079
8 Jul 2026	₹21.9475
7 Jul 2026	₹22.3346
6 Jul 2026	₹22.5278

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Multi Cap Fund - Regular Plan - IDCW Option is ₹22.3508. It's a Multi Cap Fund from ITI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Multi Cap Fund - Regular Plan - IDCW Option has NAV history starting from 16 May 2019, a track record of about 7 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Multi Cap Fund - Regular Plan - IDCW Option is managed by ITI. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Multi Cap Fund - Regular Plan - IDCW Option has delivered a absolute return of 2.24% — +0.96 pp ahead of the Multi Cap Fund category average of 1.29%. The fund ranks #9 of 21 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Multi Cap Fund - Regular Plan - IDCW Option has delivered a CAGR of 13.52% — +0.12 pp ahead of the Multi Cap Fund category average of 13.40%. The fund ranks #8 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ITI Multi Cap Fund - Regular Plan - IDCW Option has delivered a CAGR of 10.20% — +0.6 pp ahead of the Multi Cap Fund category average of 9.59%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

₹1 lakh invested in ITI Multi Cap Fund - Regular Plan - IDCW Option exactly 5 years ago would be worth approximately ₹162,485 today — a multiplier of 1.62×, based on the 5-year CAGR of 10.20%. The category average over the same window would have grown ₹1 lakh to ₹158,091.

A ₹10,000 monthly SIP in ITI Multi Cap Fund - Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹810,441 today. That's an XIRR (money-weighted annualised return) of 11.97%.

ITI Multi Cap Fund - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,321,257 — XIRR 12.71%.

On a 5-year basis, ITI Multi Cap Fund - Regular Plan - IDCW Option ranks #1 out of 3 funds in the Multi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.59%; this fund delivered 10.20%.

The worst peak-to-trough decline ITI Multi Cap Fund - Regular Plan - IDCW Option has experienced over the last 5-year window is 23.95% — its NAV fell from a high on 13 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Multi Cap Fund - Regular Plan - IDCW Option averaged 14.92% (best 20.86%, worst 9.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.27 — weak risk-adjusted performance.

In calendar year 2025, ITI Multi Cap Fund - Regular Plan - IDCW Option returned 2.05% — beating the Multi Cap Fund category average of 1.08% by 0.97 pp. It ranked #8 of 20 in its category that year.

ITI Multi Cap Fund - Regular Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Multi Cap Fund - Regular Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.0%. 5-year CAGR: 10.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ITI Multi Cap Fund - Regular Plan - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Cap Fund

Recent NAVs

Frequently asked questions

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