Should I invest in Kotak Multicap Fund?

We don't give personal investment advice. Kotak Multicap Fund- Regular Plan -IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Kotak

Kotak Multicap Fund- Regular Plan -IDCW Option

Latest NAV

₹17.7470

As of

3 Jun 2026

1,145 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.57%	+0.29%	+0.28	2 / 21	Q1
1W	-0.84%	-1.37%	+0.53	4 / 21	Q1
2W	-0.07%	+0.41%	-0.47	17 / 21	Q4
1M	-1.53%	+0.00%	-1.53	20 / 21	Q4
3M	-8.08%	+1.87%	-9.95	21 / 21	Q4
6M	-11.18%	-3.65%	-7.53	21 / 21	Q4
YTD	-11.98%	-3.63%	-8.36	21 / 21	Q4
1Y	-3.64%	+0.76%	-4.41	16 / 21	Q4
2Y	+0.67%	+2.55%	-1.88	11 / 18	Q3
3Y	+16.80%	+13.94%	+2.86	4 / 14	Q2
4Y	+18.06%	+14.18%	+3.88	2 / 7	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.15%	+11.60%	+1.55	7 / 21	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.98%	-3.63%	-8.36	21 / 21
2025	+6.13%	+1.08%	+5.06	4 / 20
2024	+26.19%	+21.49%	+4.70	5 / 16
2023	+39.89%	+31.43%	+8.46	1 / 9
2022	+9.92%	+1.82%	+8.10	1 / 6
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.54%

45 windows

min -5.0% · max 60.3%

89% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+22.55%

21 windows

min 16.8% · max 27.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.45%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

0.83

Downside-only deviation

Max drawdown

-21.42%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
SBI Multicap Fund- Regular Plan- Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.5056	3 Jun 2026
BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN	Bandhan	₹14.7270	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Regular-IDCW Payout	Aditya Birla Sun Life	₹17.4200	3 Jun 2026
Motilal Oswal Multi Cap Fund Regular Plan IDCW	Motilal Oswal	₹12.4905	3 Jun 2026
Mirae Asset Multicap Fund - Regular Plan - IDCW	Mirae Asset	₹13.9920	3 Jun 2026
Edelweiss Multi Cap Fund - Regular Plan - IDCW	Edelweiss	₹14.9606	3 Jun 2026
DSP Multicap Fund - Regular - IDCW	DSP	₹10.7870	3 Jun 2026
HSBC Multi Cap Fund - Regular - IDCW	HSBC	₹15.5323	3 Jun 2026
Canara Robeco Multi Cap Fund - Regular Plan - IDCW Option	Canara Robeco	₹13.1300	3 Jun 2026
PGIM India Multi Cap Fund - Regular Plan - IDCW Option	PGIM India	₹9.7900	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.7470
2 Jun 2026	₹17.7980
1 Jun 2026	₹17.6980
29 May 2026	₹17.8470
27 May 2026	₹18.0570
26 May 2026	₹17.9490
25 May 2026	₹17.9440
22 May 2026	₹17.7860
21 May 2026	₹17.8180
20 May 2026	₹17.7920

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Multicap Fund- Regular Plan -IDCW Option is ₹17.7470. It's a Multi Cap Fund from Kotak, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Multicap Fund- Regular Plan -IDCW Option has NAV history starting from 06 Oct 2021, a track record of about 4 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Kotak Multicap Fund- Regular Plan -IDCW Option is managed by Kotak. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Multicap Fund- Regular Plan -IDCW Option has delivered a absolute return of -3.64% — -4.41 pp behind the Multi Cap Fund category average of 0.76%. The fund ranks #16 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Kotak Multicap Fund- Regular Plan -IDCW Option has delivered a CAGR of 16.80% — +2.86 pp ahead of the Multi Cap Fund category average of 13.94%. The fund ranks #4 of 14 in its category — the second (Q2) quartile.

Kotak Multicap Fund- Regular Plan -IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Kotak Multicap Fund- Regular Plan -IDCW Option exactly 3 years ago would be worth approximately ₹159,338 today — a multiplier of 1.59×, based on the 3-year CAGR of 16.80%. The category average over the same window would have grown ₹1 lakh to ₹147,923.

A ₹10,000 monthly SIP in Kotak Multicap Fund- Regular Plan -IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹384,251 today. That's an XIRR (money-weighted annualised return) of 4.28%.

Kotak Multicap Fund- Regular Plan -IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹384,251 — XIRR 4.28%.

On a 3-year basis, Kotak Multicap Fund- Regular Plan -IDCW Option ranks #4 out of 14 funds in the Multi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.94%; this fund delivered 16.80%.

The worst peak-to-trough decline Kotak Multicap Fund- Regular Plan -IDCW Option has experienced over the last 3-year window is 21.42% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Kotak Multicap Fund- Regular Plan -IDCW Option averaged 22.55% (best 27.39%, worst 16.80%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Multicap Fund- Regular Plan -IDCW Option returned 6.13% — beating the Multi Cap Fund category average of 1.08% by 5.06 pp. It ranked #4 of 20 in its category that year.

Kotak Multicap Fund- Regular Plan -IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Multicap Fund- Regular Plan -IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.