Should I invest in BANDHAN MULTI CAP FUND?

We don't give personal investment advice. BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN

Latest NAV

₹15.2590

As of

17 Jul 2026

1,147 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.04%	+0.22	2 / 21	Q1
1W	-0.40%	-0.37%	-0.02	10 / 21	Q2
2W	-0.46%	+0.14%	-0.60	19 / 21	Q4
1M	+0.88%	+1.62%	-0.74	18 / 21	Q4
3M	+4.39%	+5.74%	-1.36	16 / 21	Q4
6M	-3.88%	+2.89%	-6.77	19 / 21	Q4
YTD	-6.57%	+0.93%	-7.50	20 / 21	Q4
1Y	-5.77%	+1.29%	-7.05	20 / 21	Q4
2Y	-5.62%	+1.08%	-6.70	18 / 19	Q4
3Y	+8.14%	+13.40%	-5.26	15 / 15	Q4
4Y	+12.22%	+15.09%	-2.87	6 / 7	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.55%	+12.90%	-3.35	19 / 21	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.57%	+0.93%	-7.50	20 / 21
2025	-2.71%	+1.08%	-3.78	17 / 20
2024	+19.13%	+21.49%	-2.36	10 / 16
2023	+29.46%	+31.43%	-1.97	6 / 9
2022	+6.87%	+1.82%	+5.05	2 / 6
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.35%

45 windows

min -9.6% · max 44.1%

69% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+14.82%

20 windows

min 8.1% · max 20.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.48%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-27.54%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
SBI Multicap Fund- Regular Plan- Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1128	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Regular-IDCW Payout	Aditya Birla Sun Life	₹18.2600	17 Jul 2026
Motilal Oswal Multi Cap Fund Regular Plan IDCW	Motilal Oswal	₹13.5716	17 Jul 2026
Mirae Asset Multicap Fund - Regular Plan - IDCW	Mirae Asset	₹14.7660	17 Jul 2026
Kotak Multicap Fund- Regular Plan -IDCW Option	Kotak	₹18.5970	17 Jul 2026
Edelweiss Multi Cap Fund - Regular Plan - IDCW	Edelweiss	₹15.1376	17 Jul 2026
DSP Multicap Fund - Regular - IDCW	DSP	₹11.3720	17 Jul 2026
HSBC Multi Cap Fund - Regular - IDCW	HSBC	₹16.2530	17 Jul 2026
Canara Robeco Multi Cap Fund - Regular Plan - IDCW Option	Canara Robeco	₹13.9200	17 Jul 2026
PGIM India Multi Cap Fund - Regular Plan - IDCW Option	PGIM India	₹10.3600	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹15.2590
16 Jul 2026	₹15.2200
15 Jul 2026	₹15.2630
14 Jul 2026	₹15.2210
13 Jul 2026	₹15.3270
10 Jul 2026	₹15.3200
9 Jul 2026	₹15.1690
8 Jul 2026	₹15.0700
7 Jul 2026	₹15.3510
6 Jul 2026	₹15.3740

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is ₹15.2590. It's a Multi Cap Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has NAV history starting from 03 Dec 2021, a track record of about 4 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is managed by Bandhan. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has delivered a absolute return of -5.77% — -7.05 pp behind the Multi Cap Fund category average of 1.29%. The fund ranks #20 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has delivered a CAGR of 8.14% — -5.26 pp behind the Multi Cap Fund category average of 13.40%. The fund ranks #15 of 15 in its category — the bottom (Q4) quartile.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN exactly 3 years ago would be worth approximately ₹126,473 today — a multiplier of 1.26×, based on the 3-year CAGR of 8.14%. The category average over the same window would have grown ₹1 lakh to ₹145,826.

A ₹10,000 monthly SIP in BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN over the last 3 years — total invested ₹360,000 — would be worth ₹363,335 today. That's an XIRR (money-weighted annualised return) of 0.60%.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹363,335 — XIRR 0.60%.

On a 3-year basis, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN ranks #15 out of 15 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.40%; this fund delivered 8.14%.

The worst peak-to-trough decline BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has experienced over the last 3-year window is 27.54% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN averaged 14.82% (best 20.64%, worst 8.14%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.17 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN returned -2.71% — lagging the Multi Cap Fund category average of 1.08% by 3.78 pp. It ranked #17 of 20 in its category that year.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.