Should I invest in BANDHAN MULTI CAP FUND?

We don't give personal investment advice. BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN

Latest NAV

₹14.7270

As of

3 Jun 2026

1,116 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.54%	+0.29%	+0.25	4 / 21	Q1
1W	-1.03%	-1.37%	+0.35	7 / 21	Q2
2W	+0.50%	+0.41%	+0.09	8 / 21	Q2
1M	+0.25%	+0.00%	+0.25	10 / 21	Q2
3M	-5.29%	+1.87%	-7.16	20 / 21	Q4
6M	-9.37%	-3.65%	-5.72	17 / 21	Q4
YTD	-9.69%	-3.63%	-6.07	18 / 21	Q4
1Y	-5.65%	+0.76%	-6.42	18 / 21	Q4
2Y	-3.07%	+2.55%	-5.62	17 / 18	Q4
3Y	+9.10%	+13.94%	-4.84	14 / 14	Q4
4Y	+11.60%	+14.18%	-2.59	5 / 7	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.00%	+11.60%	-2.61	18 / 21	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.69%	-3.63%	-6.07	18 / 21
2025	-2.71%	+1.08%	-3.78	17 / 20
2024	+19.13%	+21.49%	-2.36	10 / 16
2023	+29.46%	+31.43%	-1.97	6 / 9
2022	+6.87%	+1.82%	+5.05	2 / 6
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.39%

43 windows

min -10.9% · max 42.9%

67% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+14.55%

19 windows

min 8.5% · max 19.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.35%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-27.54%

Sep 2024 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
SBI Multicap Fund- Regular Plan- Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.5056	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Regular-IDCW Payout	Aditya Birla Sun Life	₹17.4200	3 Jun 2026
Motilal Oswal Multi Cap Fund Regular Plan IDCW	Motilal Oswal	₹12.4905	3 Jun 2026
Mirae Asset Multicap Fund - Regular Plan - IDCW	Mirae Asset	₹13.9920	3 Jun 2026
Kotak Multicap Fund- Regular Plan -IDCW Option	Kotak	₹17.7470	3 Jun 2026
Edelweiss Multi Cap Fund - Regular Plan - IDCW	Edelweiss	₹14.9606	3 Jun 2026
DSP Multicap Fund - Regular - IDCW	DSP	₹10.7870	3 Jun 2026
HSBC Multi Cap Fund - Regular - IDCW	HSBC	₹15.5323	3 Jun 2026
Canara Robeco Multi Cap Fund - Regular Plan - IDCW Option	Canara Robeco	₹13.1300	3 Jun 2026
PGIM India Multi Cap Fund - Regular Plan - IDCW Option	PGIM India	₹9.7900	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.7270
2 Jun 2026	₹14.7490
1 Jun 2026	₹14.6700
31 May 2026	₹14.7900
29 May 2026	₹14.7910
27 May 2026	₹14.9780
26 May 2026	₹14.9020
25 May 2026	₹14.8860
22 May 2026	₹14.7400
21 May 2026	₹14.7020

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is ₹14.7270. It's a Multi Cap Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has NAV history starting from 03 Dec 2021, a track record of about 4 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is managed by Bandhan. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has delivered a absolute return of -5.65% — -6.42 pp behind the Multi Cap Fund category average of 0.76%. The fund ranks #18 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has delivered a CAGR of 9.10% — -4.84 pp behind the Multi Cap Fund category average of 13.94%. The fund ranks #14 of 14 in its category — the bottom (Q4) quartile.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN exactly 3 years ago would be worth approximately ₹129,856 today — a multiplier of 1.30×, based on the 3-year CAGR of 9.10%. The category average over the same window would have grown ₹1 lakh to ₹147,923.

A ₹10,000 monthly SIP in BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN over the last 3 years — total invested ₹360,000 — would be worth ₹357,081 today. That's an XIRR (money-weighted annualised return) of -0.53%.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹357,081 — XIRR -0.53%.

On a 3-year basis, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN ranks #14 out of 14 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.94%; this fund delivered 9.10%.

The worst peak-to-trough decline BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN has experienced over the last 3-year window is 27.54% — its NAV fell from a high on 26 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN averaged 14.55% (best 19.54%, worst 8.54%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN returned -2.71% — lagging the Multi Cap Fund category average of 1.08% by 3.78 pp. It ranked #17 of 20 in its category that year.

BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN MULTI CAP FUND - IDCW - REGULAR PLAN is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.