Should I invest in ITI Multi Cap Fund?

We don't give personal investment advice. ITI Multi Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.1%. 5-year CAGR: 14.20%.

ITI

ITI Multi Cap Fund - Direct Plan - Growth Option

Latest NAV

₹29.3062

As of

17 Jul 2026

1,766 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.33%	-0.04%	-0.30	30 / 34	Q4
1W	-0.42%	-0.38%	-0.04	20 / 34	Q3
2W	-0.02%	+0.35%	-0.37	26 / 34	Q4
1M	+0.94%	+2.05%	-1.10	30 / 34	Q4
3M	+7.13%	+5.97%	+1.15	7 / 34	Q1
6M	+9.58%	+5.52%	+4.06	4 / 34	Q1
YTD	+6.73%	+3.37%	+3.36	4 / 34	Q1
1Y	+8.75%	+4.05%	+4.70	5 / 34	Q1
2Y	+3.69%	+3.91%	-0.22	18 / 29	Q3
3Y	+18.81%	+16.39%	+2.41	7 / 23	Q2
4Y	+21.43%	+18.31%	+3.12	2 / 16	Q1
5Y	+14.20%	+15.97%	-1.77	7 / 9	Q4
7Y	+16.36%	+19.00%	-2.64	8 / 8	Q4
10Y	—	—	—	—	—
Inception	+16.14%	+14.47%	+1.67	15 / 34	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+6.73%	+3.37%	+3.36	4 / 34
2025	+3.63%	+2.81%	+0.82	16 / 31
2024	+21.80%	+24.46%	-2.66	17 / 25
2023	+40.86%	+33.82%	+7.05	3 / 18
2022	+4.97%	+5.30%	-0.33	8 / 15
2021	+20.26%	+44.41%	-24.15	8 / 8
2020	+4.07%	+14.97%	-10.90	6 / 8
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.14%

76 windows

min -18.5% · max 59.7%

78% positive

3-Year rolling

+19.55%

51 windows

min 8.6% · max 27.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+19.19%

27 windows

min 13.4% · max 25.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+15.81%

3 windows

min 15.1% · max 16.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.69%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.28

Downside-only deviation

Max drawdown

-23.09%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option - Direct Plan	HDFC	₹19.8640	17 Jul 2026
Nippon India Multi Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹335.1908	17 Jul 2026
SBI Multicap Fund- Direct Plan- Growth option	SBI	₹17.7990	17 Jul 2026
ICICI Prudential Multicap Fund - Direct Plan - Growth	ICICI Prudential	₹953.5300	17 Jul 2026
Invesco India Multicap Fund - Direct Plan - Growth Option	Invesco	₹156.2100	17 Jul 2026
BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹18.7790	17 Jul 2026
quant Multi Cap Fund-GROWTH OPTION-Direct Plan	Quant	₹730.8942	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct Growth	Aditya Birla Sun Life	₹22.1300	17 Jul 2026
Motilal Oswal Multi Cap Fund-Direct Plan Growth	Motilal Oswal	₹14.1539	17 Jul 2026
Franklin India Multi Cap Fund - Direct - Growth	Franklin India	₹11.0079	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹29.3062
16 Jul 2026	₹29.4043
15 Jul 2026	₹29.3981
14 Jul 2026	₹29.2059
13 Jul 2026	₹29.3851
10 Jul 2026	₹29.4303
9 Jul 2026	₹29.1094
8 Jul 2026	₹28.7669
7 Jul 2026	₹29.2731
6 Jul 2026	₹29.5252

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Multi Cap Fund - Direct Plan - Growth Option is ₹29.3062. It's a Multi Cap Fund from ITI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ITI Multi Cap Fund - Direct Plan - Growth Option has NAV history starting from 16 May 2019, a track record of about 7 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Multi Cap Fund - Direct Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Multi Cap Fund - Direct Plan - Growth Option has delivered a absolute return of 8.75% — +4.7 pp ahead of the Multi Cap Fund category average of 4.05%. The fund ranks #5 of 34 in its category — the top (Q1) quartile.

Over the trailing 3-year window, ITI Multi Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 18.81% — +2.41 pp ahead of the Multi Cap Fund category average of 16.39%. The fund ranks #7 of 23 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ITI Multi Cap Fund - Direct Plan - Growth Option has delivered a CAGR of 14.20% — -1.77 pp behind the Multi Cap Fund category average of 15.97%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

₹1 lakh invested in ITI Multi Cap Fund - Direct Plan - Growth Option exactly 5 years ago would be worth approximately ₹194,230 today — a multiplier of 1.94×, based on the 5-year CAGR of 14.20%. The category average over the same window would have grown ₹1 lakh to ₹209,725.

A ₹10,000 monthly SIP in ITI Multi Cap Fund - Direct Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹912,629 today. That's an XIRR (money-weighted annualised return) of 16.79%.

ITI Multi Cap Fund - Direct Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,560,872 — XIRR 17.38%.

On a 5-year basis, ITI Multi Cap Fund - Direct Plan - Growth Option ranks #7 out of 9 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 15.97%; this fund delivered 14.20%.

The worst peak-to-trough decline ITI Multi Cap Fund - Direct Plan - Growth Option has experienced over the last 5-year window is 23.09% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Multi Cap Fund - Direct Plan - Growth Option averaged 19.19% (best 25.44%, worst 13.45%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.50 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Multi Cap Fund - Direct Plan - Growth Option returned 3.63% — beating the Multi Cap Fund category average of 2.81% by 0.82 pp. It ranked #16 of 31 in its category that year.

ITI Multi Cap Fund - Direct Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Multi Cap Fund - Direct Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.1%. 5-year CAGR: 14.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ITI Multi Cap Fund - Direct Plan - Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Cap Fund

Recent NAVs

Frequently asked questions

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