Should I invest in BANDHAN MULTI CAP FUND?

We don't give personal investment advice. BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN

Latest NAV

₹18.7790

As of

17 Jul 2026

1,147 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	-0.04%	+0.30	2 / 34	Q1
1W	-0.37%	-0.38%	+0.01	16 / 34	Q2
2W	-0.41%	+0.35%	-0.76	31 / 34	Q4
1M	+1.00%	+2.05%	-1.05	29 / 34	Q4
3M	+4.75%	+5.97%	-1.23	24 / 34	Q3
6M	+3.28%	+5.52%	-2.24	25 / 34	Q3
YTD	+0.45%	+3.37%	-2.92	28 / 34	Q4
1Y	+1.95%	+4.05%	-2.10	23 / 34	Q3
2Y	+2.51%	+3.91%	-1.41	22 / 29	Q4
3Y	+14.84%	+16.39%	-1.56	18 / 23	Q4
4Y	+17.87%	+18.31%	-0.45	10 / 16	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.58%	+14.47%	+0.11	25 / 34	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.45%	+3.37%	-2.92	28 / 34
2025	+6.03%	+2.81%	+3.22	7 / 31
2024	+20.88%	+24.46%	-3.58	20 / 25
2023	+31.50%	+33.82%	-2.32	14 / 18
2022	+8.66%	+5.30%	+3.36	6 / 15
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.63%

45 windows

min -1.5% · max 46.2%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+19.31%

20 windows

min 14.8% · max 25.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.23%

3-year · annualised

Sharpe ratio

0.62

vs risk-free 6.5%

Sortino ratio

1.05

Downside-only deviation

Max drawdown

-18.30%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option - Direct Plan	HDFC	₹19.8640	17 Jul 2026
Nippon India Multi Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹335.1908	17 Jul 2026
SBI Multicap Fund- Direct Plan- Growth option	SBI	₹17.7990	17 Jul 2026
ICICI Prudential Multicap Fund - Direct Plan - Growth	ICICI Prudential	₹953.5300	17 Jul 2026
Invesco India Multicap Fund - Direct Plan - Growth Option	Invesco	₹156.2100	17 Jul 2026
quant Multi Cap Fund-GROWTH OPTION-Direct Plan	Quant	₹730.8942	17 Jul 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct Growth	Aditya Birla Sun Life	₹22.1300	17 Jul 2026
Motilal Oswal Multi Cap Fund-Direct Plan Growth	Motilal Oswal	₹14.1539	17 Jul 2026
Franklin India Multi Cap Fund - Direct - Growth	Franklin India	₹11.0079	17 Jul 2026
Mirae Asset Multicap Fund - Direct Plan - Growth	Mirae Asset	₹15.4250	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹18.7790
16 Jul 2026	₹18.7290
15 Jul 2026	₹18.7810
14 Jul 2026	₹18.7290
13 Jul 2026	₹18.8590
10 Jul 2026	₹18.8480
9 Jul 2026	₹18.6620
8 Jul 2026	₹18.5390
7 Jul 2026	₹18.8840
6 Jul 2026	₹18.9120

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN is ₹18.7790. It's a Multi Cap Fund from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN has NAV history starting from 03 Dec 2021, a track record of about 4 years 7 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN is managed by Bandhan. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN has delivered a absolute return of 1.95% — -2.1 pp behind the Multi Cap Fund category average of 4.05%. The fund ranks #23 of 34 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN has delivered a CAGR of 14.84% — -1.56 pp behind the Multi Cap Fund category average of 16.39%. The fund ranks #18 of 23 in its category — the bottom (Q4) quartile.

BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN exactly 3 years ago would be worth approximately ₹151,444 today — a multiplier of 1.51×, based on the 3-year CAGR of 14.84%. The category average over the same window would have grown ₹1 lakh to ₹157,685.

A ₹10,000 monthly SIP in BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN over the last 3 years — total invested ₹360,000 — would be worth ₹412,289 today. That's an XIRR (money-weighted annualised return) of 9.01%.

BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹412,289 — XIRR 9.01%.

On a 3-year basis, BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN ranks #18 out of 23 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 16.39%; this fund delivered 14.84%.

The worst peak-to-trough decline BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN has experienced over the last 3-year window is 18.30% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN averaged 19.31% (best 25.48%, worst 14.84%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.62 — reasonable risk-adjusted performance.

In calendar year 2025, BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN returned 6.03% — beating the Multi Cap Fund category average of 2.81% by 3.22 pp. It ranked #7 of 31 in its category that year.

BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.