Should I invest in SBI Multicap Fund?

We don't give personal investment advice. SBI Multicap Fund- Direct Plan- Growth option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

SBI

SBI Multicap Fund- Direct Plan- Growth option

Latest NAV

₹17.1515

As of

3 Jun 2026

1,046 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.24%	+0.09	16 / 34	Q2
1W	-1.27%	-1.48%	+0.21	10 / 34	Q2
2W	+0.30%	+0.35%	-0.05	18 / 34	Q3
1M	-0.84%	-0.08%	-0.76	24 / 34	Q3
3M	+2.16%	+2.78%	-0.63	18 / 34	Q3
6M	-3.59%	-1.80%	-1.80	25 / 34	Q3
YTD	-2.95%	-1.68%	-1.27	22 / 34	Q3
1Y	+0.13%	+2.90%	-2.77	25 / 34	Q3
2Y	+6.60%	+5.03%	+1.57	9 / 28	Q2
3Y	+15.27%	+17.07%	-1.80	16 / 22	Q3
4Y	+14.63%	+17.21%	-2.58	13 / 16	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.11%	+13.01%	+0.10	24 / 34	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.95%	-1.68%	-1.27	22 / 34
2025	+2.88%	+2.81%	+0.07	18 / 31
2024	+26.62%	+24.46%	+2.16	9 / 25
2023	+23.58%	+33.82%	-10.23	17 / 18
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.23%

40 windows

min -3.9% · max 40.4%

95% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.43%

16 windows

min 15.0% · max 21.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.77%

3-year · annualised

Sharpe ratio

0.67

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-15.11%

Jul 2025 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - Growth Option - Direct Plan	HDFC	₹18.8230	3 Jun 2026
Nippon India Multi Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹322.8845	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - Growth	ICICI Prudential	₹931.9300	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - Growth Option	Invesco	₹145.1300	3 Jun 2026
BANDHAN MULTI CAP FUND - GROWTH - DIRECT PLAN	Bandhan	₹18.0940	3 Jun 2026
quant Multi Cap Fund-GROWTH OPTION-Direct Plan	Quant	₹700.0486	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct Growth	Aditya Birla Sun Life	₹21.0900	3 Jun 2026
Motilal Oswal Multi Cap Fund-Direct Plan Growth	Motilal Oswal	₹13.0080	3 Jun 2026
Franklin India Multi Cap Fund - Direct - Growth	Franklin India	₹10.4405	3 Jun 2026
Mirae Asset Multicap Fund - Direct Plan - Growth	Mirae Asset	₹14.5920	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.1515
2 Jun 2026	₹17.1243
1 Jun 2026	₹17.0685
31 May 2026	₹17.1966
29 May 2026	₹17.1972
27 May 2026	₹17.3900
26 May 2026	₹17.3442
25 May 2026	₹17.3351
22 May 2026	₹17.1838
21 May 2026	₹17.0914

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Multicap Fund- Direct Plan- Growth option is ₹17.1515. It's a Multi Cap Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Multicap Fund- Direct Plan- Growth option has NAV history starting from 15 Mar 2022, a track record of about 4 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

SBI Multicap Fund- Direct Plan- Growth option is managed by SBI. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Multicap Fund- Direct Plan- Growth option has delivered a absolute return of 0.13% — -2.77 pp behind the Multi Cap Fund category average of 2.90%. The fund ranks #25 of 34 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI Multicap Fund- Direct Plan- Growth option has delivered a CAGR of 15.27% — -1.8 pp behind the Multi Cap Fund category average of 17.07%. The fund ranks #16 of 22 in its category — the third (Q3) quartile.

SBI Multicap Fund- Direct Plan- Growth option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in SBI Multicap Fund- Direct Plan- Growth option exactly 3 years ago would be worth approximately ₹153,177 today — a multiplier of 1.53×, based on the 3-year CAGR of 15.27%. The category average over the same window would have grown ₹1 lakh to ₹160,456.

A ₹10,000 monthly SIP in SBI Multicap Fund- Direct Plan- Growth option over the last 3 years — total invested ₹360,000 — would be worth ₹405,141 today. That's an XIRR (money-weighted annualised return) of 7.82%.

SBI Multicap Fund- Direct Plan- Growth option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹405,141 — XIRR 7.82%.

On a 3-year basis, SBI Multicap Fund- Direct Plan- Growth option ranks #16 out of 22 funds in the Multi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 17.07%; this fund delivered 15.27%.

The worst peak-to-trough decline SBI Multicap Fund- Direct Plan- Growth option has experienced over the last 3-year window is 15.11% — its NAV fell from a high on 23 Jul 2025 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, SBI Multicap Fund- Direct Plan- Growth option averaged 17.43% (best 21.92%, worst 14.99%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.67 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Multicap Fund- Direct Plan- Growth option returned 2.88% — beating the Multi Cap Fund category average of 2.81% by 0.07 pp. It ranked #18 of 31 in its category that year.

SBI Multicap Fund- Direct Plan- Growth option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Multicap Fund- Direct Plan- Growth option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.