Should I invest in ITI Mid Cap Fund?

We don't give personal investment advice. ITI Mid Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 15.14%.

ITI

ITI Mid Cap Fund - Direct Plan - IDCW Option

Latest NAV

₹23.3515

As of

17 Jul 2026

1,316 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.18%	-0.23%	+0.05	14 / 31	Q2
1W	-0.34%	-0.51%	+0.18	11 / 31	Q2
2W	+0.60%	+0.60%	0.00	16 / 31	Q3
1M	+1.92%	+1.56%	+0.36	14 / 31	Q2
3M	+6.03%	+5.71%	+0.32	14 / 31	Q2
6M	+1.67%	+5.07%	-3.40	24 / 31	Q4
YTD	-0.55%	+2.84%	-3.39	23 / 30	Q4
1Y	+4.27%	+2.58%	+1.68	10 / 30	Q2
2Y	+0.38%	+1.07%	-0.68	17 / 28	Q3
3Y	+19.42%	+15.52%	+3.90	7 / 28	Q1
4Y	+21.08%	+16.21%	+4.87	5 / 24	Q1
5Y	+15.14%	+12.80%	+2.34	8 / 21	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.16%	+15.15%	+2.01	8 / 31	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.55%	+2.84%	-3.39	23 / 30
2025	+6.00%	-0.94%	+6.94	2 / 28
2024	+26.26%	+26.10%	+0.16	11 / 28
2023	+43.89%	+33.37%	+10.52	2 / 27
2022	+4.02%	-0.01%	+4.04	6 / 21
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.12%

54 windows

min -6.6% · max 66.1%

83% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+23.66%

29 windows

min 19.4% · max 29.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+15.98%

5 windows

min 15.1% · max 17.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.01%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.17

Downside-only deviation

Max drawdown

-22.35%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹81.4130	17 Jul 2026
SBI Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹155.8445	17 Jul 2026
ICICI Prudential MidCap Fund - Direct Plan - IDCW	ICICI Prudential	₹70.3500	17 Jul 2026
Invesco India Midcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹84.0600	17 Jul 2026
BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN	Bandhan	₹19.7020	17 Jul 2026
quant Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹89.2853	17 Jul 2026
Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹100.6900	17 Jul 2026
Motilal Oswal Midcap Fund-Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹46.6684	17 Jul 2026
Franklin India Mid Cap Fund - Direct - IDCW	Franklin India	₹105.1035	17 Jul 2026
Mirae Asset Midcap Fund Direct IDCW	Mirae Asset	₹28.6980	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.3515
16 Jul 2026	₹23.3927
15 Jul 2026	₹23.4328
14 Jul 2026	₹23.2757
13 Jul 2026	₹23.4034
10 Jul 2026	₹23.4307
9 Jul 2026	₹23.1254
8 Jul 2026	₹22.8544
7 Jul 2026	₹23.2471
6 Jul 2026	₹23.3211

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ITI Mid Cap Fund - Direct Plan - IDCW Option is ₹23.3515. It's a Mid Cap Fund from ITI, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ITI Mid Cap Fund - Direct Plan - IDCW Option has NAV history starting from 10 Mar 2021, a track record of about 5 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI Mid Cap Fund - Direct Plan - IDCW Option is managed by ITI. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI Mid Cap Fund - Direct Plan - IDCW Option has delivered a absolute return of 4.27% — +1.68 pp ahead of the Mid Cap Fund category average of 2.58%. The fund ranks #10 of 30 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ITI Mid Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 19.42% — +3.9 pp ahead of the Mid Cap Fund category average of 15.52%. The fund ranks #7 of 28 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI Mid Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 15.14% — +2.34 pp ahead of the Mid Cap Fund category average of 12.80%. The fund ranks #8 of 21 in its category — the second (Q2) quartile.

₹1 lakh invested in ITI Mid Cap Fund - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹202,388 today — a multiplier of 2.02×, based on the 5-year CAGR of 15.14%. The category average over the same window would have grown ₹1 lakh to ₹182,629.

A ₹10,000 monthly SIP in ITI Mid Cap Fund - Direct Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹903,445 today. That's an XIRR (money-weighted annualised return) of 16.38%.

ITI Mid Cap Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹903,445 — XIRR 16.38%.

On a 5-year basis, ITI Mid Cap Fund - Direct Plan - IDCW Option ranks #8 out of 21 funds in the Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 12.80%; this fund delivered 15.14%.

The worst peak-to-trough decline ITI Mid Cap Fund - Direct Plan - IDCW Option has experienced over the last 5-year window is 22.66% — its NAV fell from a high on 09 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI Mid Cap Fund - Direct Plan - IDCW Option averaged 15.98% (best 17.56%, worst 15.13%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.52 — reasonable risk-adjusted performance.

In calendar year 2025, ITI Mid Cap Fund - Direct Plan - IDCW Option returned 6.00% — beating the Mid Cap Fund category average of -0.94% by 6.94 pp. It ranked #2 of 28 in its category that year.

ITI Mid Cap Fund - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI Mid Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.7%. 5-year CAGR: 15.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.