Should I invest in BANDHAN MIDCAP FUND?

We don't give personal investment advice. BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Bandhan

BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN

Latest NAV

₹19.7020

As of

17 Jul 2026

970 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.39%	-0.23%	-0.16	22 / 31	Q3
1W	-1.13%	-0.51%	-0.62	28 / 31	Q4
2W	+0.08%	+0.60%	-0.52	23 / 31	Q3
1M	+0.65%	+1.56%	-0.91	25 / 31	Q4
3M	+7.29%	+5.71%	+1.59	8 / 31	Q2
6M	+11.65%	+5.07%	+6.58	4 / 31	Q1
YTD	+8.06%	+2.84%	+5.21	4 / 30	Q1
1Y	+7.54%	+2.58%	+4.95	7 / 30	Q1
2Y	+5.05%	+1.07%	+3.98	6 / 28	Q1
3Y	+19.81%	+15.52%	+4.30	6 / 28	Q1
4Y	+18.44%	+16.21%	+2.23	9 / 24	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+18.89%	+15.15%	+3.74	5 / 31	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+8.06%	+2.84%	+5.21	4 / 30
2025	-2.09%	-0.94%	-1.15	20 / 28
2024	+34.45%	+26.10%	+8.34	7 / 28
2023	+38.90%	+33.37%	+5.53	7 / 27
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+23.99%

36 windows

min -3.1% · max 55.4%

94% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+21.99%

12 windows

min 19.8% · max 23.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.27%

3-year · annualised

Sharpe ratio

0.77

vs risk-free 6.5%

Sortino ratio

1.25

Downside-only deviation

Max drawdown

-22.72%

Sep 2024 → Apr 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹81.4130	17 Jul 2026
SBI Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹155.8445	17 Jul 2026
ICICI Prudential MidCap Fund - Direct Plan - IDCW	ICICI Prudential	₹70.3500	17 Jul 2026
Invesco India Midcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹84.0600	17 Jul 2026
quant Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹89.2853	17 Jul 2026
Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹100.6900	17 Jul 2026
Motilal Oswal Midcap Fund-Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹46.6684	17 Jul 2026
Franklin India Mid Cap Fund - Direct - IDCW	Franklin India	₹105.1035	17 Jul 2026
Mirae Asset Midcap Fund Direct IDCW	Mirae Asset	₹28.6980	17 Jul 2026
Kotak Midcap Fund - Direct Plan - IDCW - Payout & Re-investment of Income Distribution cum capital withdrawal option	Kotak	₹101.9770	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹19.7020
16 Jul 2026	₹19.7790
15 Jul 2026	₹19.9140
14 Jul 2026	₹19.7610
13 Jul 2026	₹19.8680
10 Jul 2026	₹19.9270
9 Jul 2026	₹19.6670
8 Jul 2026	₹19.3790
7 Jul 2026	₹19.6770
6 Jul 2026	₹19.8220

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN is ₹19.7020. It's a Mid Cap Fund from Bandhan, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN has NAV history starting from 19 Aug 2022, a track record of about 3 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN is managed by Bandhan. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN has delivered a absolute return of 7.54% — +4.95 pp ahead of the Mid Cap Fund category average of 2.58%. The fund ranks #7 of 30 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN has delivered a CAGR of 19.81% — +4.3 pp ahead of the Mid Cap Fund category average of 15.52%. The fund ranks #6 of 28 in its category — the top (Q1) quartile.

BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN exactly 3 years ago would be worth approximately ₹171,995 today — a multiplier of 1.72×, based on the 3-year CAGR of 19.81%. The category average over the same window would have grown ₹1 lakh to ₹154,147.

A ₹10,000 monthly SIP in BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN over the last 3 years — total invested ₹360,000 — would be worth ₹440,517 today. That's an XIRR (money-weighted annualised return) of 13.55%.

BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹440,517 — XIRR 13.55%.

On a 3-year basis, BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN ranks #6 out of 28 funds in the Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 15.52%; this fund delivered 19.81%.

The worst peak-to-trough decline BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN has experienced over the last 3-year window is 22.72% — its NAV fell from a high on 24 Sep 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN averaged 21.99% (best 23.85%, worst 19.81%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.77 — reasonable risk-adjusted performance.

In calendar year 2025, BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN returned -2.09% — lagging the Mid Cap Fund category average of -0.94% by 1.15 pp. It ranked #20 of 28 in its category that year.

BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.