Should I invest in Aditya Birla Sun Life Midcap Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 9.49%.

Aditya Birla Sun Life

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW

Latest NAV

₹95.7500

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.46%	+0.14%	+0.32	5 / 31	Q1
1W	-1.10%	-1.87%	+0.77	2 / 31	Q1
2W	+0.74%	-0.11%	+0.86	3 / 31	Q1
1M	-0.41%	+0.51%	-0.93	27 / 31	Q4
3M	+4.33%	+3.44%	+0.89	11 / 31	Q2
6M	+0.38%	-2.01%	+2.39	12 / 30	Q2
YTD	-0.43%	-1.58%	+1.16	14 / 30	Q2
1Y	-1.09%	+2.35%	-3.44	24 / 29	Q4
2Y	+0.20%	+3.03%	-2.83	20 / 28	Q3
3Y	+11.30%	+16.24%	-4.94	22 / 28	Q4
4Y	+9.96%	+15.16%	-5.19	19 / 22	Q4
5Y	+9.49%	+13.25%	-3.76	17 / 21	Q4
7Y	+10.13%	+14.99%	-4.85	16 / 19	Q4
10Y	+8.48%	+11.74%	-3.26	12 / 16	Q3
Inception	+11.39%	+14.53%	-3.15	23 / 31	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.43%	-1.58%	+1.16	14 / 30
2025	-1.38%	-0.94%	-0.44	17 / 28
2024	+14.19%	+26.10%	-11.91	25 / 28
2023	+31.21%	+33.37%	-2.16	19 / 27
2022	-10.25%	-0.01%	-10.24	19 / 21
2021	+42.08%	+39.11%	+2.97	8 / 20
2020	+7.94%	+21.28%	-13.34	18 / 19
2019	-2.83%	-0.12%	-2.71	13 / 18
2018	-20.05%	-14.35%	-5.70	14 / 17
2017	+30.52%	+34.26%	-3.74	13 / 17
2016	+5.96%	-0.52%	+6.49	2 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.56%

152 windows

min -39.7% · max 89.8%

65% positive

3-Year rolling

+12.10%

127 windows

min -18.5% · max 39.4%

83% positive

5-Year rolling

+10.34%

103 windows

min -6.6% · max 23.7%

95% positive

7-Year rolling

+9.08%

79 windows

min 5.8% · max 13.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.38%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.51

Downside-only deviation

Max drawdown

-27.23%

Oct 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹77.7900	3 Jun 2026
SBI Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹148.2267	3 Jun 2026
ICICI Prudential MidCap Fund - Direct Plan - IDCW	ICICI Prudential	₹69.4100	3 Jun 2026
Invesco India Midcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹76.9100	3 Jun 2026
BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN	Bandhan	₹18.8330	3 Jun 2026
quant Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹86.2856	3 Jun 2026
Motilal Oswal Midcap Fund-Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹42.4667	3 Jun 2026
Franklin India Mid Cap Fund - Direct - IDCW	Franklin India	₹108.9957	3 Jun 2026
Mirae Asset Midcap Fund Direct IDCW	Mirae Asset	₹26.9280	3 Jun 2026
Kotak Midcap Fund - Direct Plan - IDCW - Payout & Re-investment of Income Distribution cum capital withdrawal option	Kotak	₹96.0410	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹95.7500
2 Jun 2026	₹96.0700
1 Jun 2026	₹95.6300
29 May 2026	₹96.4500
27 May 2026	₹97.1900
26 May 2026	₹97.1400
25 May 2026	₹97.2000
22 May 2026	₹96.3000
21 May 2026	₹96.0700
20 May 2026	₹95.6700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is ₹95.7500. It's a Mid Cap Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has delivered a absolute return of -1.09% — -3.44 pp behind the Mid Cap Fund category average of 2.35%. The fund ranks #24 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has delivered a CAGR of 11.30% — -4.94 pp behind the Mid Cap Fund category average of 16.24%. The fund ranks #22 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has delivered a CAGR of 9.49% — -3.76 pp behind the Mid Cap Fund category average of 13.25%. The fund ranks #17 of 21 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹225,676 today — a multiplier of 2.26×, based on the 10-year CAGR of 8.48%. The category average over the same window would have grown ₹1 lakh to ₹303,545.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹727,147 today. That's an XIRR (money-weighted annualised return) of 7.62%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,933,626 (multiplier 1.61×). XIRR: 9.22%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW ranks #17 out of 21 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.25%; this fund delivered 9.49%.

The worst peak-to-trough decline Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has experienced over the last 5-year window is 27.23% — its NAV fell from a high on 01 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW averaged 10.34% (best 23.74%, worst -6.64%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW returned -1.38% — lagging the Mid Cap Fund category average of -0.94% by 0.44 pp. It ranked #17 of 28 in its category that year.

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 9.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.