Should I invest in Aditya Birla Sun Life Midcap Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 8.73%.

Aditya Birla Sun Life

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW

Latest NAV

₹100.6900

As of

17 Jul 2026

3,330 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.08%	-0.23%	+0.15	11 / 31	Q2
1W	-0.32%	-0.51%	+0.20	9 / 31	Q2
2W	+0.39%	+0.60%	-0.21	17 / 31	Q3
1M	+1.55%	+1.56%	0.00	18 / 31	Q3
3M	+6.40%	+5.71%	+0.70	12 / 31	Q2
6M	+6.38%	+5.07%	+1.31	14 / 31	Q2
YTD	+4.36%	+2.84%	+1.52	13 / 30	Q2
1Y	-1.19%	+2.58%	-3.77	24 / 30	Q4
2Y	-1.83%	+1.07%	-2.90	21 / 28	Q3
3Y	+10.55%	+15.52%	-4.97	23 / 28	Q4
4Y	+10.71%	+16.21%	-5.50	20 / 24	Q4
5Y	+8.73%	+12.80%	-4.07	17 / 21	Q4
7Y	+11.94%	+16.87%	-4.93	16 / 19	Q4
10Y	+8.36%	+11.75%	-3.39	13 / 16	Q4
Inception	+11.67%	+15.15%	-3.49	23 / 31	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.36%	+2.84%	+1.52	13 / 30
2025	-1.38%	-0.94%	-0.44	17 / 28
2024	+14.19%	+26.10%	-11.91	25 / 28
2023	+31.21%	+33.37%	-2.16	19 / 27
2022	-10.25%	-0.01%	-10.24	19 / 21
2021	+42.08%	+39.11%	+2.97	8 / 20
2020	+7.94%	+21.28%	-13.34	18 / 19
2019	-2.83%	-0.12%	-2.71	13 / 18
2018	-20.05%	-14.35%	-5.70	14 / 17
2017	+30.52%	+34.26%	-3.74	13 / 17
2016	+5.96%	-0.52%	+6.49	2 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.59%

153 windows

min -34.2% · max 85.1%

67% positive

3-Year rolling

+12.45%

129 windows

min -17.9% · max 40.1%

86% positive

5-Year rolling

+10.56%

105 windows

min -5.0% · max 26.2%

93% positive

7-Year rolling

+9.17%

80 windows

min 5.3% · max 13.8%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.69%

3-year · annualised

Sharpe ratio

0.30

vs risk-free 6.5%

Sortino ratio

0.46

Downside-only deviation

Max drawdown

-27.23%

Oct 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹81.4130	17 Jul 2026
SBI Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹155.8445	17 Jul 2026
ICICI Prudential MidCap Fund - Direct Plan - IDCW	ICICI Prudential	₹70.3500	17 Jul 2026
Invesco India Midcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹84.0600	17 Jul 2026
BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN	Bandhan	₹19.7020	17 Jul 2026
quant Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹89.2853	17 Jul 2026
Motilal Oswal Midcap Fund-Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹46.6684	17 Jul 2026
Franklin India Mid Cap Fund - Direct - IDCW	Franklin India	₹105.1035	17 Jul 2026
Mirae Asset Midcap Fund Direct IDCW	Mirae Asset	₹28.6980	17 Jul 2026
Kotak Midcap Fund - Direct Plan - IDCW - Payout & Re-investment of Income Distribution cum capital withdrawal option	Kotak	₹101.9770	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹100.6900
16 Jul 2026	₹100.7700
15 Jul 2026	₹100.9500
14 Jul 2026	₹100.1400
13 Jul 2026	₹101.1200
10 Jul 2026	₹101.0100
9 Jul 2026	₹99.6700
8 Jul 2026	₹98.2900
7 Jul 2026	₹100.2600
6 Jul 2026	₹100.7800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is ₹100.6900. It's a Mid Cap Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has delivered a absolute return of -1.19% — -3.77 pp behind the Mid Cap Fund category average of 2.58%. The fund ranks #24 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has delivered a CAGR of 10.55% — -4.97 pp behind the Mid Cap Fund category average of 15.52%. The fund ranks #23 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has delivered a CAGR of 8.73% — -4.07 pp behind the Mid Cap Fund category average of 12.80%. The fund ranks #17 of 21 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹223,210 today — a multiplier of 2.23×, based on the 10-year CAGR of 8.36%. The category average over the same window would have grown ₹1 lakh to ₹303,738.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹750,844 today. That's an XIRR (money-weighted annualised return) of 8.90%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,006,734 (multiplier 1.67×). XIRR: 9.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW ranks #17 out of 21 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.80%; this fund delivered 8.73%.

The worst peak-to-trough decline Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW has experienced over the last 5-year window is 27.23% — its NAV fell from a high on 01 Oct 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW averaged 10.56% (best 26.25%, worst -4.98%). 93% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW returned -1.38% — lagging the Mid Cap Fund category average of -0.94% by 0.44 pp. It ranked #17 of 28 in its category that year.

Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.2%. 5-year CAGR: 8.73%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.