Should I invest in ITI ELSS Tax Saver Fund?

We don't give personal investment advice. ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 10.66%.

ITI

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option

Latest NAV

₹23.4565

As of

3 Jun 2026

1,627 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.26%	-0.21	29 / 39	Q3
1W	-1.18%	-1.20%	+0.01	13 / 39	Q2
2W	+0.96%	+0.29%	+0.67	12 / 39	Q2
1M	-3.20%	-0.80%	-2.40	36 / 39	Q4
3M	+2.77%	+1.50%	+1.26	14 / 39	Q2
6M	-4.68%	-1.37%	-3.30	22 / 39	Q3
YTD	-4.73%	-0.13%	-4.61	20 / 39	Q3
1Y	-2.97%	+7.59%	-10.56	26 / 39	Q3
2Y	-0.04%	+5.80%	-5.85	33 / 38	Q4
3Y	+16.37%	+13.52%	+2.85	9 / 38	Q1
4Y	+16.30%	+13.95%	+2.36	10 / 31	Q2
5Y	+10.66%	+14.19%	-3.52	20 / 27	Q3
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.69%	+12.52%	+1.17	17 / 39	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.73%	-4.18%	-0.56	15 / 34
2025	+2.13%	+2.03%	+0.09	18 / 34
2024	+22.64%	+18.62%	+4.02	8 / 34
2023	+35.38%	+30.88%	+4.51	9 / 32
2022	+2.50%	+2.53%	-0.03	17 / 27
2021	+17.75%	+41.08%	-23.33	30 / 30
2020	+11.54%	+17.81%	-6.26	26 / 30
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.55%

69 windows

min -15.0% · max 78.7%

77% positive

3-Year rolling

+17.94%

45 windows

min 9.7% · max 24.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.26%

20 windows

min 10.7% · max 22.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.07%

3-year · annualised

Sharpe ratio

0.57

vs risk-free 6.5%

Sortino ratio

0.93

Downside-only deviation

Max drawdown

-23.19%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth	SBI	₹45.3372	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹115.4600	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹53.7245	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹48.1190	3 Jun 2026
Parag Parikh ELSS Tax Saver Fund- Regular Growth	Parag Parikh	₹28.8835	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹134.2196	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹94.7276	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹32.4100	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹91.0469	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.1353	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹23.4565
2 Jun 2026	₹23.4816
1 Jun 2026	₹23.4693
29 May 2026	₹23.6562
27 May 2026	₹23.8946
26 May 2026	₹23.7630
25 May 2026	₹23.8315
22 May 2026	₹23.4254
21 May 2026	₹23.3951
20 May 2026	₹23.3136

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is ₹23.4565. It's a ELSS from ITI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option has NAV history starting from 25 Oct 2019, a track record of about 6 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is managed by ITI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ITI ELSS Tax Saver Fund - Regular Plan - Growth Option has delivered a absolute return of -2.97% — -10.56 pp behind the ELSS category average of 7.59%. The fund ranks #26 of 39 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ITI ELSS Tax Saver Fund - Regular Plan - Growth Option has delivered a CAGR of 16.37% — +2.85 pp ahead of the ELSS category average of 13.52%. The fund ranks #9 of 38 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ITI ELSS Tax Saver Fund - Regular Plan - Growth Option has delivered a CAGR of 10.66% — -3.52 pp behind the ELSS category average of 14.19%. The fund ranks #20 of 27 in its category — the third (Q3) quartile.

₹1 lakh invested in ITI ELSS Tax Saver Fund - Regular Plan - Growth Option exactly 5 years ago would be worth approximately ₹165,952 today — a multiplier of 1.66×, based on the 5-year CAGR of 10.66%. The category average over the same window would have grown ₹1 lakh to ₹194,111.

A ₹10,000 monthly SIP in ITI ELSS Tax Saver Fund - Regular Plan - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹800,197 today. That's an XIRR (money-weighted annualised return) of 11.45%.

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹800,197 — XIRR 11.45%.

On a 5-year basis, ITI ELSS Tax Saver Fund - Regular Plan - Growth Option ranks #20 out of 27 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.19%; this fund delivered 10.66%.

The worst peak-to-trough decline ITI ELSS Tax Saver Fund - Regular Plan - Growth Option has experienced over the last 5-year window is 23.94% — its NAV fell from a high on 13 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ITI ELSS Tax Saver Fund - Regular Plan - Growth Option averaged 17.26% (best 22.71%, worst 10.66%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, ITI ELSS Tax Saver Fund - Regular Plan - Growth Option returned 2.13% — beating the ELSS category average of 2.03% by 0.09 pp. It ranked #18 of 34 in its category that year.

ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ITI ELSS Tax Saver Fund - Regular Plan - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.9%. 5-year CAGR: 10.66%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.