Should I invest in IDFC Premier Equity Fund-Plan A?

We don't give personal investment advice. IDFC Premier Equity Fund-Plan A - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.5%. 5-year CAGR: 2.94%.

IDFC

IDFC Premier Equity Fund-Plan A - Dividend

Latest NAV

₹44.9890

As of

9 Jun 2026

4,440 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.04%	-0.04	32 / 75	Q2
1W	-1.20%	-0.35%	-0.85	62 / 74	Q4
2W	-3.24%	-1.19%	-2.05	65 / 73	Q4
1M	-3.73%	-0.86%	-2.87	62 / 72	Q4
3M	-6.20%	+4.08%	-10.27	70 / 71	Q4
6M	-12.43%	+5.52%	-17.96	69 / 71	Q4
YTD	-13.36%	+1.69%	-15.05	69 / 71	Q4
1Y	-10.26%	+13.01%	-23.27	61 / 65	Q4
2Y	-4.64%	+8.10%	-12.74	58 / 61	Q4
3Y	+2.53%	+11.11%	-8.57	52 / 55	Q4
4Y	+4.29%	+10.72%	-6.43	34 / 35	Q4
5Y	+2.94%	+10.26%	-7.33	33 / 33	Q4
7Y	+4.60%	+11.06%	-6.46	26 / 28	Q4
10Y	+3.78%	+10.27%	-6.49	27 / 28	Q4
Inception	+4.38%	+8.94%	-4.56	58 / 75	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-13.36%	-6.87%	-6.49	25 / 27
2025	+1.19%	+2.13%	-0.94	17 / 27
2024	+6.98%	+17.60%	-10.62	27 / 27
2023	+17.43%	+25.30%	-7.87	24 / 27
2022	-6.16%	+0.84%	-6.99	29 / 32
2021	+25.42%	+25.14%	+0.28	27 / 46
2020	+2.03%	+13.07%	-11.04	45 / 50
2019	+1.52%	+4.14%	-2.63	41 / 61
2018	-14.47%	-7.56%	-6.91	33 / 36
2017	+27.36%	+31.98%	-4.62	24 / 36
2016	-13.73%	+1.09%	-14.82	38 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.28%

208 windows

min -24.9% · max 110.3%

60% positive

3-Year rolling

+6.12%

184 windows

min -10.9% · max 25.9%

83% positive

5-Year rolling

+5.94%

159 windows

min -8.1% · max 17.5%

89% positive

7-Year rolling

+5.22%

135 windows

min 0.9% · max 16.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.06%

3-year · annualised

Sharpe ratio

-0.24

vs risk-free 6.5%

Sortino ratio

-0.35

Downside-only deviation

Max drawdown

-25.52%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Equity Fund - Dividend Option	HDFC	₹69.6920	9 Jun 2026
SBI Magnum Multicap Fund - Dividend Option	SBI	₹46.2073	8 Jun 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹18.7900	9 Jun 2026
Franklin India Prima Plus-Dividend	Franklin Templeton	₹59.2087	9 Jun 2026
Kotak Flexicap Fund - Growth	Kotak	₹82.2970	9 Jun 2026
HSBC India Opportunities Fund - Dividend	HSBC	₹40.9504	9 Jun 2026
Canara Robeco Equity Diversified-Growth	Canara Robeco	₹324.1700	9 Jun 2026
UTI - Equity Fund-Growth Option	UTI	₹294.7437	9 Jun 2026
Birla Sun Life Equity Fund-Plan A(Dividend)	Birla Sun Life	₹157.5000	9 Jun 2026
Escorts Power & Energy Fund - Dividend Option	Escorts	₹75.7830	9 Jun 2026

Recent NAVs

Date	NAV
9 Jun 2026	₹44.9890
8 Jun 2026	₹44.6910
5 Jun 2026	₹45.2310
4 Jun 2026	₹45.3730
3 Jun 2026	₹45.2890
2 Jun 2026	₹45.4860
1 Jun 2026	₹45.2330
31 May 2026	₹45.4670
29 May 2026	₹45.4710
27 May 2026	₹46.0990

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 09 Jun 2026, the NAV of IDFC Premier Equity Fund-Plan A - Dividend is ₹44.9890. It's a Flexi Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

IDFC Premier Equity Fund-Plan A - Dividend has NAV history starting from 02 Jun 2008, a track record of about 18 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Premier Equity Fund-Plan A - Dividend is managed by IDFC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Premier Equity Fund-Plan A - Dividend has delivered a absolute return of -10.26% — -23.27 pp behind the Flexi Cap Fund category average of 13.01%. The fund ranks #61 of 65 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, IDFC Premier Equity Fund-Plan A - Dividend has delivered a CAGR of 2.53% — -8.57 pp behind the Flexi Cap Fund category average of 11.11%. The fund ranks #52 of 55 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, IDFC Premier Equity Fund-Plan A - Dividend has delivered a CAGR of 2.94% — -7.33 pp behind the Flexi Cap Fund category average of 10.26%. The fund ranks #33 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in IDFC Premier Equity Fund-Plan A - Dividend exactly 10 years ago would be worth approximately ₹144,909 today — a multiplier of 1.45×, based on the 10-year CAGR of 3.78%. The category average over the same window would have grown ₹1 lakh to ₹265,809.

A ₹10,000 monthly SIP in IDFC Premier Equity Fund-Plan A - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹604,348 today. That's an XIRR (money-weighted annualised return) of 0.28%.

A ₹10,000 monthly SIP for 10 years in IDFC Premier Equity Fund-Plan A - Dividend = ₹1,200,000 invested. It would currently be worth ₹1,430,580 (multiplier 1.19×). XIRR: 3.45%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, IDFC Premier Equity Fund-Plan A - Dividend ranks #33 out of 33 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.26%; this fund delivered 2.94%.

The worst peak-to-trough decline IDFC Premier Equity Fund-Plan A - Dividend has experienced over the last 5-year window is 25.52% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Premier Equity Fund-Plan A - Dividend averaged 5.94% (best 17.47%, worst -8.09%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is -0.19 — negative risk-adjusted performance.

In calendar year 2025, IDFC Premier Equity Fund-Plan A - Dividend returned 1.19% — lagging the Flexi Cap Fund category average of 2.13% by 0.94 pp. It ranked #17 of 27 in its category that year.

IDFC Premier Equity Fund-Plan A - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. IDFC Premier Equity Fund-Plan A - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.5%. 5-year CAGR: 2.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.