Should I invest in ICICI Prudential Nifty 50 Index Fund IDCW Option?

We don't give personal investment advice. ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 10.09%.

ICICI Prudential

ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option

Latest NAV

₹34.5744

As of

17 Jul 2026

2,670 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.08%	+1.01	45 / 296	Q1
1W	+0.55%	-0.25%	+0.80	48 / 296	Q1
2W	+0.31%	+0.03%	+0.28	83 / 296	Q2
1M	+1.34%	+0.66%	+0.68	87 / 296	Q2
3M	+0.46%	+1.92%	-1.46	228 / 296	Q4
6M	-4.78%	+0.72%	-5.50	242 / 289	Q4
YTD	-6.38%	-0.18%	-6.20	245 / 287	Q4
1Y	-2.17%	+1.67%	-3.85	214 / 276	Q4
2Y	+0.37%	+2.29%	-1.92	124 / 196	Q3
3Y	+8.20%	+9.65%	-1.44	59 / 152	Q2
4Y	+11.57%	+12.31%	-0.75	37 / 81	Q2
5Y	+10.09%	+10.34%	-0.25	18 / 42	Q2
7Y	+12.42%	+12.36%	+0.06	7 / 28	Q1
10Y	+11.96%	+10.84%	+1.13	6 / 20	Q2
Inception	+11.93%	+7.39%	+4.54	63 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.38%	-0.15%	-6.23	241 / 282
2025	+11.14%	+5.41%	+5.73	36 / 226
2024	+9.69%	+13.06%	-3.36	75 / 159
2023	+20.45%	+21.46%	-1.00	54 / 121
2022	+5.40%	+2.02%	+3.37	15 / 55
2021	+24.91%	+27.10%	-2.19	10 / 31
2020	+15.52%	+13.44%	+2.09	11 / 29
2019	+12.80%	+8.85%	+3.94	6 / 22
2018	+4.77%	+3.96%	+0.82	15 / 21
2017	+28.07%	+28.47%	-0.40	11 / 20
2016	+3.76%	+2.78%	+0.98	5 / 20

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.33%

121 windows

min -24.1% · max 63.3%

88% positive

3-Year rolling

+13.97%

96 windows

min -1.2% · max 30.0%

98% positive

5-Year rolling

+14.72%

72 windows

min 8.1% · max 24.3%

100% positive

7-Year rolling

+13.71%

48 windows

min 11.4% · max 16.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.25%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.31

Downside-only deviation

Max drawdown

-15.52%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹34.5744
16 Jul 2026	₹34.1989
15 Jul 2026	₹34.2072
14 Jul 2026	₹34.1663
13 Jul 2026	₹34.3915
10 Jul 2026	₹34.3862
9 Jul 2026	₹34.0348
8 Jul 2026	₹33.9188
7 Jul 2026	₹34.6503
6 Jul 2026	₹34.6917

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option is ₹34.5744. It's a Index Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option has NAV history starting from 09 Sep 2015, a track record of about 10 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option is managed by ICICI Prudential. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option has delivered a absolute return of -2.17% — -3.85 pp behind the Index Fund category average of 1.67%. The fund ranks #214 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option has delivered a CAGR of 8.20% — -1.44 pp behind the Index Fund category average of 9.65%. The fund ranks #59 of 152 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option has delivered a CAGR of 10.09% — -0.25 pp behind the Index Fund category average of 10.34%. The fund ranks #18 of 42 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option exactly 10 years ago would be worth approximately ₹309,610 today — a multiplier of 3.10×, based on the 10-year CAGR of 11.96%. The category average over the same window would have grown ₹1 lakh to ₹279,843.

A ₹10,000 monthly SIP in ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹731,054 today. That's an XIRR (money-weighted annualised return) of 7.83%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option = ₹1,200,000 invested. It would currently be worth ₹2,198,399 (multiplier 1.83×). XIRR: 11.64%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option ranks #18 out of 42 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.34%; this fund delivered 10.09%.

The worst peak-to-trough decline ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option has experienced over the last 5-year window is 16.56% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option averaged 14.72% (best 24.27%, worst 8.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option returned 11.14% — beating the Index Fund category average of 5.41% by 5.73 pp. It ranked #36 of 226 in its category that year.

ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential Nifty 50 Index Fund - Direct Plan IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 10.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.