Should I invest in ICICI Prudential Balanced Advantage Fund - Quarterly IDCW?

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 7.07%.

ICICI Prudential

ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW

Latest NAV

₹18.0800

As of

9 Sep 2022

1,935 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.10%	-0.05	25 / 40	Q3
1W	+0.61%	-1.06%	+1.67	1 / 40	Q1
2W	+1.12%	-0.14%	+1.26	2 / 40	Q1
1M	+1.74%	-0.97%	+2.71	2 / 40	Q1
3M	+4.03%	-2.12%	+6.14	2 / 40	Q1
6M	+3.14%	-5.42%	+8.56	1 / 39	Q1
YTD	+0.44%	-5.40%	+5.84	1 / 39	Q1
1Y	-1.15%	-2.89%	+1.74	14 / 39	Q2
2Y	+11.13%	+0.02%	+11.11	1 / 38	Q1
3Y	+9.98%	+6.40%	+3.58	7 / 33	Q1
4Y	+8.60%	+6.36%	+2.23	7 / 29	Q1
5Y	+7.07%	+5.03%	+2.04	6 / 24	Q1
7Y	+7.55%	+6.18%	+1.37	8 / 22	Q2
10Y	—	—	—	—	—
Inception	+7.52%	+5.66%	+1.86	12 / 40	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.44%	+1.33%	-0.89	16 / 29
2021	+9.09%	+10.71%	-1.62	15 / 23
2020	+12.26%	+10.14%	+2.13	9 / 23
2019	+11.31%	+4.00%	+7.30	3 / 19
2018	-2.08%	-4.09%	+2.00	6 / 17
2017	+15.76%	+14.53%	+1.23	7 / 14
2016	+5.27%	+0.87%	+4.40	3 / 12
2015	+5.18%	+5.18%	+0.00	1 / 1
2014	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.03%

84 windows

min -19.2% · max 45.8%

81% positive

3-Year rolling

+7.32%

60 windows

min -4.3% · max 14.3%

98% positive

5-Year rolling

+7.31%

35 windows

min 0.2% · max 11.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.46%

11 windows

min 6.5% · max 8.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.29%

3-year · annualised

Sharpe ratio

0.33

vs risk-free 6.5%

Sortino ratio

0.47

Downside-only deviation

Max drawdown

-27.05%

Feb 2020 → Mar 2020

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
HDFC Balanced Advantage Fund - IDCW Plan - Direct Plan	HDFC	₹42.1540	3 Jun 2026
NIPPON INDIA BALANCED ADVANTAGE FUND - DIRECT Plan - IDCW Option	Nippon India	₹44.6090	3 Jun 2026
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹16.3197	3 Jun 2026
ICICI Prudential Balanced Advantage Fund - Direct Plan - IDCW	ICICI Prudential	₹28.5800	3 Jun 2026
Invesco India Balanced Advantage Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹21.5000	3 Jun 2026
BANDHAN Balanced Advantage Fund Direct Plan IDCW	Bandhan	₹15.7720	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹17.2675	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹29.4500	3 Jun 2026
Motilal Oswal Balanced Advantage Fund Direct - Annual IDCW Payout/Reinvestment	Motilal Oswal	₹12.9530	3 Jun 2026
Franklin India Balanced Advantage Fund- IDCW- Direct	Franklin India	₹13.2612	3 Jun 2026

Recent NAVs

Date	NAV
9 Sep 2022	₹18.0800
8 Sep 2022	₹18.0700
7 Sep 2022	₹18.0000
6 Sep 2022	₹18.0300
5 Sep 2022	₹18.0100
2 Sep 2022	₹17.9700
1 Sep 2022	₹17.9500
30 Aug 2022	₹17.9800
29 Aug 2022	₹17.8300
26 Aug 2022	₹17.8800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 09 Sep 2022, the NAV of ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW is ₹18.0800. It's a Balanced Advantage Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW has NAV history starting from 05 Nov 2014, a track record of about 11 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW has delivered a absolute return of -1.15% — +1.74 pp ahead of the Balanced Advantage Fund category average of -2.89%. The fund ranks #14 of 39 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 9.98% — +3.58 pp ahead of the Balanced Advantage Fund category average of 6.40%. The fund ranks #7 of 33 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW has delivered a CAGR of 7.07% — +2.04 pp ahead of the Balanced Advantage Fund category average of 5.03%. The fund ranks #6 of 24 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW exactly 5 years ago would be worth approximately ₹140,700 today — a multiplier of 1.41×, based on the 5-year CAGR of 7.07%. The category average over the same window would have grown ₹1 lakh to ₹127,784.

A ₹10,000 monthly SIP in ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹741,268 today. That's an XIRR (money-weighted annualised return) of 8.38%.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,117,502 — XIRR 8.02%.

On a 5-year basis, ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW ranks #6 out of 24 funds in the Balanced Advantage Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 5.03%; this fund delivered 7.07%.

The worst peak-to-trough decline ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW has experienced over the last 5-year window is 27.05% — its NAV fell from a high on 12 Feb 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW averaged 7.31% (best 11.31%, worst 0.17%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.09 — weak risk-adjusted performance.

In calendar year 2021, ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW returned 9.09% — lagging the Balanced Advantage Fund category average of 10.71% by 1.62 pp. It ranked #15 of 23 in its category that year.

ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Balanced Advantage Fund - Direct Plan - Quarterly IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.1%. 5-year CAGR: 7.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.