Should I invest in HSBC Medium Duration Fund - Regular Growth?

We don't give personal investment advice. HSBC Medium Duration Fund - Regular Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

HSBC

HSBC Medium Duration Fund - Regular Growth

Latest NAV

₹21.2783

As of

3 Jun 2026

850 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+57.99%	-57.94	4 / 5	Q4
1W	+0.21%	+31.81%	-31.60	3 / 6	Q2
2W	+0.41%	+58.52%	-58.11	3 / 5	Q3
1M	+0.24%	+58.72%	-58.48	3 / 5	Q3
3M	+0.45%	+60.11%	-59.66	3 / 5	Q3
6M	+1.46%	+63.08%	-61.61	3 / 5	Q3
YTD	+1.22%	+59.33%	-58.11	3 / 5	Q3
1Y	+3.87%	+69.50%	-65.63	3 / 5	Q3
2Y	+6.77%	+22.88%	-16.12	3 / 5	Q3
3Y	+6.82%	+6.50%	+0.32	2 / 4	Q2
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.02%	+2.98%	+4.04	3 / 6	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.22%	+1.08%	+0.15	2 / 4
2025	+7.87%	+7.34%	+0.54	2 / 4
2024	+8.23%	+8.11%	+0.12	2 / 4
2023	+6.94%	+6.65%	+0.29	2 / 4
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.66%

31 windows

min 3.9% · max 10.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.33%

7 windows

min 6.8% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.47%

3-year · annualised

Sharpe ratio

0.08

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.59%

Jun 2025 → Jun 2025

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Growth Option - Direct Plan	HDFC	₹64.2390	3 Jun 2026
Nippon India Medium Duration Fund - Direct Plan - Growth Option	Nippon India	₹17.9334	3 Jun 2026
SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTH	SBI	₹57.9957	3 Jun 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹52.2680	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Growth	Invesco	₹1,326.1840	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Growth	Bandhan	₹51.8959	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan	Aditya Birla Sun Life	₹46.7093	3 Jun 2026
Kotak Medium Term Fund - Direct Growth	Kotak	₹26.7884	3 Jun 2026
DSP Bond Fund - Direct Plan - Growth	DSP	₹90.1440	3 Jun 2026
HSBC Medium Duration Fund - Direct Growth	HSBC	₹23.3626	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.2783
2 Jun 2026	₹21.2880
1 Jun 2026	₹21.2759
29 May 2026	₹21.2706
27 May 2026	₹21.2570
26 May 2026	₹21.2433
25 May 2026	₹21.2363
22 May 2026	₹21.1969
21 May 2026	₹21.1823
20 May 2026	₹21.2003

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Medium Duration Fund - Regular Growth is ₹21.2783. It's a Medium Duration Fund from HSBC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC Medium Duration Fund - Regular Growth has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Medium Duration Fund - Regular Growth is managed by HSBC. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Medium Duration Fund - Regular Growth has delivered a absolute return of 3.87% — -65.63 pp behind the Medium Duration Fund category average of 69.50%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HSBC Medium Duration Fund - Regular Growth has delivered a CAGR of 6.82% — +0.32 pp ahead of the Medium Duration Fund category average of 6.50%. The fund ranks #2 of 4 in its category — the second (Q2) quartile.

HSBC Medium Duration Fund - Regular Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Medium Duration Fund - Regular Growth exactly 3 years ago would be worth approximately ₹121,875 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.82%. The category average over the same window would have grown ₹1 lakh to ₹120,787.

A ₹10,000 monthly SIP in HSBC Medium Duration Fund - Regular Growth over the last 3 years — total invested ₹360,000 — would be worth ₹396,986 today. That's an XIRR (money-weighted annualised return) of 6.45%.

HSBC Medium Duration Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹396,986 — XIRR 6.45%.

On a 3-year basis, HSBC Medium Duration Fund - Regular Growth ranks #2 out of 4 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.50%; this fund delivered 6.82%.

The worst peak-to-trough decline HSBC Medium Duration Fund - Regular Growth has experienced over the last 3-year window is 0.59% — its NAV fell from a high on 06 Jun 2025 to a low on 13 Jun 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Medium Duration Fund - Regular Growth averaged 7.33% (best 7.67%, worst 6.82%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.08 — weak risk-adjusted performance.

In calendar year 2025, HSBC Medium Duration Fund - Regular Growth returned 7.87% — beating the Medium Duration Fund category average of 7.34% by 0.54 pp. It ranked #2 of 4 in its category that year.

HSBC Medium Duration Fund - Regular Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HSBC Medium Duration Fund - Regular Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.