Should I invest in DSP Bond Fund?

We don't give personal investment advice. DSP Bond Fund - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 6.02%.

DSP

DSP Bond Fund - Direct Plan - Growth

Latest NAV

₹90.1440

As of

3 Jun 2026

3,245 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+34.65%	-34.58	7 / 17	Q2
1W	+0.27%	+14.63%	-14.36	7 / 20	Q2
2W	+0.35%	+27.62%	-27.26	13 / 18	Q3
1M	+0.12%	+27.72%	-27.59	16 / 18	Q4
3M	+0.18%	+28.88%	-28.69	16 / 18	Q4
6M	+0.91%	+31.16%	-30.25	15 / 18	Q4
YTD	+0.92%	+29.50%	-28.58	16 / 18	Q4
1Y	+3.27%	+36.64%	-33.37	14 / 18	Q4
2Y	+6.88%	+16.81%	-9.93	12 / 17	Q3
3Y	+6.88%	+7.37%	-0.49	10 / 15	Q3
4Y	+7.11%	+7.49%	-0.38	8 / 14	Q3
5Y	+6.02%	+6.85%	-0.83	10 / 14	Q3
7Y	+6.62%	+6.81%	-0.20	8 / 13	Q3
10Y	+6.41%	+7.17%	-0.76	8 / 11	Q3
Inception	+6.93%	+11.10%	-4.17	12 / 17	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.92%	+1.63%	-0.71	12 / 13
2025	+8.18%	+8.63%	-0.45	8 / 13
2024	+8.00%	+8.87%	-0.87	12 / 13
2023	+7.43%	-0.30%	+7.72	8 / 14
2022	+3.25%	+43.86%	-40.61	9 / 15
2021	+3.83%	+3.88%	-0.04	11 / 15
2020	+10.27%	+6.04%	+4.24	7 / 13
2019	+3.55%	+5.23%	-1.67	10 / 13
2018	+3.96%	+6.32%	-2.36	13 / 13
2017	+5.63%	+6.95%	-1.32	12 / 13
2016	+13.45%	+11.98%	+1.47	2 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.19%

152 windows

min 1.6% · max 16.8%

100% positive

3-Year rolling

+6.92%

127 windows

min 3.5% · max 12.4%

100% positive

5-Year rolling

+6.56%

103 windows

min 4.6% · max 9.1%

100% positive

7-Year rolling

+6.52%

79 windows

min 5.2% · max 8.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.64%

3-year · annualised

Sharpe ratio

0.11

vs risk-free 6.5%

Sortino ratio

0.37

Downside-only deviation

Max drawdown

-0.85%

Mar 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Growth Option - Direct Plan	HDFC	₹64.2390	3 Jun 2026
Nippon India Medium Duration Fund - Direct Plan - Growth Option	Nippon India	₹17.9334	3 Jun 2026
SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTH	SBI	₹57.9957	3 Jun 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹52.2680	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Growth	Invesco	₹1,326.1840	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Growth	Bandhan	₹51.8959	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan	Aditya Birla Sun Life	₹46.7093	3 Jun 2026
Kotak Medium Term Fund - Direct Growth	Kotak	₹26.7884	3 Jun 2026
HSBC Medium Duration Fund - Direct Growth	HSBC	₹23.3626	3 Jun 2026
UTI - Medium Term Fund (Segregated - 06032020) - Direct Plan - Growth Option	UTI	₹0.0000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹90.1440
2 Jun 2026	₹90.1683
1 Jun 2026	₹90.1042
29 May 2026	₹90.0767
27 May 2026	₹89.9567
26 May 2026	₹89.9278
25 May 2026	₹89.9598
22 May 2026	₹89.7736
21 May 2026	₹89.6781
20 May 2026	₹89.8234

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Bond Fund - Direct Plan - Growth is ₹90.1440. It's a Medium Duration Fund from DSP, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Bond Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Bond Fund - Direct Plan - Growth is managed by DSP. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Bond Fund - Direct Plan - Growth has delivered a absolute return of 3.27% — -33.37 pp behind the Medium Duration Fund category average of 36.64%. The fund ranks #14 of 18 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Bond Fund - Direct Plan - Growth has delivered a CAGR of 6.88% — -0.49 pp behind the Medium Duration Fund category average of 7.37%. The fund ranks #10 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP Bond Fund - Direct Plan - Growth has delivered a CAGR of 6.02% — -0.83 pp behind the Medium Duration Fund category average of 6.85%. The fund ranks #10 of 14 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP Bond Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹186,137 today — a multiplier of 1.86×, based on the 10-year CAGR of 6.41%. The category average over the same window would have grown ₹1 lakh to ₹199,947.

A ₹10,000 monthly SIP in DSP Bond Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹707,844 today. That's an XIRR (money-weighted annualised return) of 6.54%.

A ₹10,000 monthly SIP for 10 years in DSP Bond Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,642,974 (multiplier 1.37×). XIRR: 6.12%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Bond Fund - Direct Plan - Growth ranks #10 out of 14 funds in the Medium Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.85%; this fund delivered 6.02%.

The worst peak-to-trough decline DSP Bond Fund - Direct Plan - Growth has experienced over the last 5-year window is 1.77% — its NAV fell from a high on 31 Mar 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Bond Fund - Direct Plan - Growth averaged 6.56% (best 9.14%, worst 4.59%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.34 — negative risk-adjusted performance.

In calendar year 2025, DSP Bond Fund - Direct Plan - Growth returned 8.18% — lagging the Medium Duration Fund category average of 8.63% by 0.45 pp. It ranked #8 of 13 in its category that year.

DSP Bond Fund - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP Bond Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 6.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Bond Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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