Should I invest in Bandhan Medium Duration Fund?

We don't give personal investment advice. Bandhan Medium Duration Fund - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.2%. 5-year CAGR: 6.10%.

Bandhan

Bandhan Medium Duration Fund - Direct Plan - Growth

Latest NAV

₹53.0359

As of

17 Jul 2026

3,276 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	+0.01%	-0.01	12 / 15	Q4
1W	-0.14%	-0.06%	-0.09	14 / 15	Q4
2W	-0.16%	-0.05%	-0.11	14 / 15	Q4
1M	+0.98%	+0.85%	+0.13	6 / 15	Q2
3M	+2.24%	+2.18%	+0.06	6 / 15	Q2
6M	+4.06%	+3.55%	+0.50	3 / 15	Q1
YTD	+3.92%	+4.22%	-0.30	4 / 15	Q2
1Y	+5.60%	+6.64%	-1.04	10 / 15	Q3
2Y	+7.62%	+7.85%	-0.23	9 / 15	Q3
3Y	+7.44%	+7.80%	-0.36	11 / 15	Q3
4Y	+7.35%	+7.45%	-0.11	9 / 14	Q3
5Y	+6.10%	+6.93%	-0.83	12 / 14	Q4
7Y	+6.58%	+6.86%	-0.28	9 / 13	Q3
10Y	+7.08%	+7.19%	-0.10	7 / 11	Q3
Inception	+7.59%	+7.72%	-0.13	9 / 14	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.92%	+3.68%	+0.24	3 / 13
2025	+7.35%	+8.63%	-1.28	11 / 13
2024	+8.37%	+8.87%	-0.50	10 / 13
2023	+7.16%	+7.37%	-0.21	9 / 13
2022	+1.92%	+4.89%	-2.98	11 / 13
2021	+3.08%	+6.93%	-3.84	12 / 13
2020	+11.44%	+6.04%	+5.41	3 / 13
2019	+9.93%	+5.23%	+4.70	4 / 13
2018	+6.88%	+6.32%	+0.56	4 / 13
2017	+5.72%	+6.95%	-1.23	11 / 13
2016	+10.47%	+11.98%	-1.50	12 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.66%

153 windows

min 0.4% · max 12.2%

100% positive

3-Year rolling

+7.49%

129 windows

min 3.8% · max 10.5%

100% positive

5-Year rolling

+7.38%

105 windows

min 5.6% · max 9.2%

100% positive

7-Year rolling

+7.54%

80 windows

min 6.4% · max 9.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.68%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.80%

Aug 2025 → Aug 2025

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Growth Option - Direct Plan	HDFC	₹65.5502	17 Jul 2026
Nippon India Medium Duration Fund - Direct Plan - Growth Option	Nippon India	₹18.2760	17 Jul 2026
SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTH	SBI	₹59.2317	17 Jul 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹53.3838	17 Jul 2026
Invesco India Medium Duration Fund - Direct Plan - Growth	Invesco	₹1,354.3901	17 Jul 2026
Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan	Aditya Birla Sun Life	₹47.7248	17 Jul 2026
Kotak Medium Term Fund - Direct Growth	Kotak	₹27.3953	17 Jul 2026
DSP Bond Fund - Direct Plan - Growth	DSP	₹92.1806	17 Jul 2026
HSBC Medium Duration Fund - Direct Growth	HSBC	₹23.8013	17 Jul 2026
UTI - Medium Term Fund (Segregated - 06032020) - Direct Plan - Growth Option	UTI	₹0.0000	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹53.0359
16 Jul 2026	₹53.0372
15 Jul 2026	₹52.9989
14 Jul 2026	₹52.9680
13 Jul 2026	₹53.1130
10 Jul 2026	₹53.1120
9 Jul 2026	₹53.0553
8 Jul 2026	₹53.0351
7 Jul 2026	₹53.1628
6 Jul 2026	₹53.1799

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Medium Duration Fund - Direct Plan - Growth is ₹53.0359. It's a Medium Duration Fund from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Bandhan Medium Duration Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Medium Duration Fund - Direct Plan - Growth is managed by Bandhan. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Medium Duration Fund - Direct Plan - Growth has delivered a absolute return of 5.60% — -1.04 pp behind the Medium Duration Fund category average of 6.64%. The fund ranks #10 of 15 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Bandhan Medium Duration Fund - Direct Plan - Growth has delivered a CAGR of 7.44% — -0.36 pp behind the Medium Duration Fund category average of 7.80%. The fund ranks #11 of 15 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Bandhan Medium Duration Fund - Direct Plan - Growth has delivered a CAGR of 6.10% — -0.83 pp behind the Medium Duration Fund category average of 6.93%. The fund ranks #12 of 14 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Bandhan Medium Duration Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹198,254 today — a multiplier of 1.98×, based on the 10-year CAGR of 7.08%. The category average over the same window would have grown ₹1 lakh to ₹200,167.

A ₹10,000 monthly SIP in Bandhan Medium Duration Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹717,120 today. That's an XIRR (money-weighted annualised return) of 7.06%.

A ₹10,000 monthly SIP for 10 years in Bandhan Medium Duration Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,705,478 (multiplier 1.42×). XIRR: 6.83%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Medium Duration Fund - Direct Plan - Growth ranks #12 out of 14 funds in the Medium Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.93%; this fund delivered 6.10%.

The worst peak-to-trough decline Bandhan Medium Duration Fund - Direct Plan - Growth has experienced over the last 5-year window is 3.21% — its NAV fell from a high on 30 Mar 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Medium Duration Fund - Direct Plan - Growth averaged 7.38% (best 9.21%, worst 5.58%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.26 — negative risk-adjusted performance.

In calendar year 2025, Bandhan Medium Duration Fund - Direct Plan - Growth returned 7.35% — lagging the Medium Duration Fund category average of 8.63% by 1.28 pp. It ranked #11 of 13 in its category that year.

Bandhan Medium Duration Fund - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bandhan Medium Duration Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.2%. 5-year CAGR: 6.10%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bandhan Medium Duration Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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