Should I invest in HSBC Large & Mid Cap Fund - Direct IDCW?

We don't give personal investment advice. HSBC Large & Mid Cap Fund - Direct IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.0%. 5-year CAGR: 8.61%.

HSBC

HSBC Large & Mid Cap Fund - Direct IDCW

Latest NAV

₹22.0666

As of

3 Jun 2026

1,762 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.15%	+0.10	18 / 36	Q2
1W	-0.66%	-1.74%	+1.08	3 / 36	Q1
2W	+2.39%	-0.17%	+2.55	1 / 36	Q1
1M	+2.33%	-0.80%	+3.14	2 / 36	Q1
3M	-3.48%	-1.40%	-2.09	26 / 36	Q3
6M	-4.79%	-6.06%	+1.26	18 / 36	Q2
YTD	-4.26%	-6.30%	+2.04	17 / 36	Q2
1Y	+1.61%	-1.66%	+3.26	14 / 35	Q2
2Y	-1.88%	+0.68%	-2.56	22 / 33	Q3
3Y	+9.82%	+12.10%	-2.28	20 / 31	Q3
4Y	+9.67%	+12.28%	-2.61	21 / 31	Q3
5Y	+8.61%	+10.78%	-2.17	21 / 31	Q3
7Y	+11.66%	+12.23%	-0.57	18 / 27	Q3
10Y	—	—	—	—	—
Inception	+11.62%	+10.14%	+1.48	16 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.26%	-6.30%	+2.04	17 / 36
2025	-11.32%	+1.18%	-12.50	35 / 35
2024	+27.80%	+19.71%	+8.09	4 / 31
2023	+20.33%	+26.16%	-5.84	26 / 31
2022	-2.24%	+0.59%	-2.83	23 / 31
2021	+36.52%	+33.41%	+3.11	10 / 31
2020	+17.04%	+14.39%	+2.65	11 / 30
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.50%

76 windows

min -25.9% · max 77.6%

70% positive

3-Year rolling

+15.24%

51 windows

min 3.7% · max 25.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.34%

27 windows

min 7.6% · max 21.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+11.05%

3 windows

min 9.7% · max 11.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.58%

3-year · annualised

Sharpe ratio

0.25

vs risk-free 6.5%

Sortino ratio

0.33

Downside-only deviation

Max drawdown

-30.95%

Dec 2024 → Apr 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹45.3030	3 Jun 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹68.1548	3 Jun 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹356.4452	2 Jun 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹51.8500	3 Jun 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹50.7800	3 Jun 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹35.6690	3 Jun 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹62.7085	3 Jun 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹201.0900	3 Jun 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.1484	3 Jun 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹21.5940	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.0666
2 Jun 2026	₹21.9548
1 Jun 2026	₹21.9002
29 May 2026	₹22.1362
27 May 2026	₹22.2268
26 May 2026	₹22.1009
25 May 2026	₹21.9961
22 May 2026	₹21.7896
21 May 2026	₹21.7545
20 May 2026	₹21.6490

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Large & Mid Cap Fund - Direct IDCW is ₹22.0666. It's a Large & Mid Cap Fund from HSBC, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Large & Mid Cap Fund - Direct IDCW has NAV history starting from 04 Apr 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HSBC Large & Mid Cap Fund - Direct IDCW is managed by HSBC. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Large & Mid Cap Fund - Direct IDCW has delivered a absolute return of 1.61% — +3.26 pp ahead of the Large & Mid Cap Fund category average of -1.66%. The fund ranks #14 of 35 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HSBC Large & Mid Cap Fund - Direct IDCW has delivered a CAGR of 9.82% — -2.28 pp behind the Large & Mid Cap Fund category average of 12.10%. The fund ranks #20 of 31 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HSBC Large & Mid Cap Fund - Direct IDCW has delivered a CAGR of 8.61% — -2.17 pp behind the Large & Mid Cap Fund category average of 10.78%. The fund ranks #21 of 31 in its category — the third (Q3) quartile.

₹1 lakh invested in HSBC Large & Mid Cap Fund - Direct IDCW exactly 5 years ago would be worth approximately ₹151,139 today — a multiplier of 1.51×, based on the 5-year CAGR of 8.61%. The category average over the same window would have grown ₹1 lakh to ₹166,849.

A ₹10,000 monthly SIP in HSBC Large & Mid Cap Fund - Direct IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹699,712 today. That's an XIRR (money-weighted annualised return) of 6.08%.

HSBC Large & Mid Cap Fund - Direct IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,208,169 — XIRR 10.20%.

On a 5-year basis, HSBC Large & Mid Cap Fund - Direct IDCW ranks #21 out of 31 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.78%; this fund delivered 8.61%.

The worst peak-to-trough decline HSBC Large & Mid Cap Fund - Direct IDCW has experienced over the last 5-year window is 30.95% — its NAV fell from a high on 16 Dec 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Large & Mid Cap Fund - Direct IDCW averaged 16.34% (best 21.07%, worst 7.61%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, HSBC Large & Mid Cap Fund - Direct IDCW returned -11.32% — lagging the Large & Mid Cap Fund category average of 1.18% by 12.50 pp. It ranked #35 of 35 in its category that year.

HSBC Large & Mid Cap Fund - Direct IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Large & Mid Cap Fund - Direct IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.0%. 5-year CAGR: 8.61%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HSBC Large & Mid Cap Fund - Direct IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large & Mid Cap Fund

Recent NAVs

Frequently asked questions

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