Should I invest in HDFC Top 200 Fund?

We don't give personal investment advice. HDFC Top 200 Fund - Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 11.38%.

HDFC

HDFC Top 200 Fund - Growth Option

Latest NAV

₹1,070.6210

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	+0.22%	-0.02	27 / 35	Q4
1W	-2.15%	-1.72%	-0.44	30 / 35	Q4
2W	-0.78%	-0.38%	-0.41	29 / 35	Q4
1M	-2.50%	-2.02%	-0.49	28 / 35	Q4
3M	-6.50%	-4.81%	-1.69	29 / 35	Q4
6M	-8.96%	-9.11%	+0.16	22 / 35	Q3
YTD	-9.62%	-9.27%	-0.35	25 / 35	Q3
1Y	-4.34%	-4.88%	+0.54	21 / 35	Q3
2Y	-0.80%	-0.83%	+0.03	21 / 35	Q3
3Y	+10.69%	+8.36%	+2.33	10 / 35	Q2
4Y	+12.13%	+9.26%	+2.87	6 / 34	Q1
5Y	+11.38%	+7.88%	+3.50	2 / 34	Q1
7Y	+10.88%	+8.83%	+2.05	15 / 34	Q2
10Y	+12.41%	+8.61%	+3.80	1 / 34	Q1
Inception	+12.55%	+8.24%	+4.31	7 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.62%	-9.72%	+0.10	24 / 34
2025	+7.54%	+5.20%	+2.34	12 / 34
2024	+11.55%	+12.60%	-1.04	23 / 34
2023	+29.24%	+21.38%	+7.86	3 / 34
2022	+10.61%	+0.25%	+10.36	1 / 34
2021	+27.91%	+23.62%	+4.29	6 / 34
2020	+5.57%	+11.04%	-5.46	30 / 34
2019	+7.06%	+7.65%	-0.59	23 / 35
2018	+0.75%	-3.82%	+4.57	9 / 35
2017	+31.03%	+24.19%	+6.84	8 / 35
2016	+7.82%	+0.01%	+7.81	1 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.29%

234 windows

min -47.5% · max 106.0%

77% positive

3-Year rolling

+13.93%

210 windows

min -7.0% · max 33.2%

95% positive

5-Year rolling

+13.28%

185 windows

min -1.2% · max 25.4%

99% positive

7-Year rolling

+12.82%

161 windows

min 6.8% · max 21.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.48%

3-year · annualised

Sharpe ratio

0.36

vs risk-free 6.5%

Sortino ratio

0.53

Downside-only deviation

Max drawdown

-16.59%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Top 200 Fund - Dividend Option	HDFC	₹49.0300	3 Jun 2026
SBI BLUE CHIP FUND-DIVIDEND	SBI	₹51.5053	3 Jun 2026
Franklin India Bluechip Fund-Dividend	Franklin Templeton	₹40.6142	2 Jun 2026
Mirae Asset India Opportunities Fund - Dividend Plan	Mirae Asset	₹27.3480	3 Jun 2026
Kotak Large Cap Fund - Growth	Kotak	₹542.4130	3 Jun 2026
Edelweiss Diversified Growth Equity (E.D.G.E) Fund -Plan A - Growth option	Edelweiss	₹79.7800	3 Jun 2026
HSBC Equity Fund - Dividend	HSBC	₹40.0004	3 Jun 2026
UTI - Master Share-Growth Option	UTI	₹254.1999	3 Jun 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹317.4700	3 Jun 2026
Birla Sun Life Frontline Equity Fund-Plan A (Divivdend)	Birla Sun Life	₹36.8700	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,070.6210
2 Jun 2026	₹1,069.7940
1 Jun 2026	₹1,067.5960
29 May 2026	₹1,080.9510
27 May 2026	₹1,097.8500
26 May 2026	₹1,093.3240
25 May 2026	₹1,099.1710
22 May 2026	₹1,084.3390
21 May 2026	₹1,081.1540
20 May 2026	₹1,081.4940

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Top 200 Fund - Growth Option is ₹1,070.6210. It's a Large Cap Fund from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Top 200 Fund - Growth Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Top 200 Fund - Growth Option is managed by HDFC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Top 200 Fund - Growth Option has delivered a absolute return of -4.34% — +0.54 pp ahead of the Large Cap Fund category average of -4.88%. The fund ranks #21 of 35 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Top 200 Fund - Growth Option has delivered a CAGR of 10.69% — +2.33 pp ahead of the Large Cap Fund category average of 8.36%. The fund ranks #10 of 35 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Top 200 Fund - Growth Option has delivered a CAGR of 11.38% — +3.5 pp ahead of the Large Cap Fund category average of 7.88%. The fund ranks #2 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Top 200 Fund - Growth Option exactly 10 years ago would be worth approximately ₹322,155 today — a multiplier of 3.22×, based on the 10-year CAGR of 12.41%. The category average over the same window would have grown ₹1 lakh to ₹228,445.

A ₹10,000 monthly SIP in HDFC Top 200 Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹738,405 today. That's an XIRR (money-weighted annualised return) of 8.23%.

A ₹10,000 monthly SIP for 10 years in HDFC Top 200 Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,201,876 (multiplier 1.83×). XIRR: 11.67%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Top 200 Fund - Growth Option ranks #2 out of 34 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.88%; this fund delivered 11.38%.

The worst peak-to-trough decline HDFC Top 200 Fund - Growth Option has experienced over the last 5-year window is 16.59% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Top 200 Fund - Growth Option averaged 13.28% (best 25.41%, worst -1.17%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, HDFC Top 200 Fund - Growth Option returned 7.54% — beating the Large Cap Fund category average of 5.20% by 2.34 pp. It ranked #12 of 34 in its category that year.

HDFC Top 200 Fund - Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Top 200 Fund - Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 11.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.