Should I invest in HDFC Multi Cap Fund?

We don't give personal investment advice. HDFC Multi Cap Fund - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HDFC

HDFC Multi Cap Fund - IDCW Option

Latest NAV

₹16.1830

As of

3 Jun 2026

1,102 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	-0.12%	+0.29	1 / 2	Q2
1W	-2.07%	-2.00%	-0.06	2 / 2	Q4
2W	-0.64%	-0.13%	-0.51	2 / 2	Q4
1M	-1.86%	-1.13%	-0.73	2 / 2	Q4
3M	-6.14%	-1.70%	-4.44	2 / 2	Q4
6M	-11.15%	-7.68%	-3.47	2 / 2	Q4
YTD	-10.67%	-7.66%	-3.01	2 / 2	Q4
1Y	-7.68%	-2.24%	-5.44	2 / 2	Q4
2Y	-1.38%	-0.28%	-1.10	2 / 2	Q4
3Y	+10.92%	+10.92%	+0.00	1 / 1	Q4
4Y	+14.25%	+14.25%	+0.00	1 / 1	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+11.40%	+6.14%	+5.25	1 / 2	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.67%	-7.66%	-3.01	2 / 2
2025	+1.73%	+3.02%	-1.29	2 / 2
2024	+14.64%	+14.64%	+0.00	1 / 1
2023	+39.00%	+39.00%	+0.00	1 / 1
2022	+9.61%	+9.61%	+0.00	1 / 1
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.97%

43 windows

min -7.7% · max 47.2%

81% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.91%

19 windows

min 10.9% · max 24.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.40%

3-year · annualised

Sharpe ratio

0.32

vs risk-free 6.5%

Sortino ratio

0.46

Downside-only deviation

Max drawdown

-21.46%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Multi Cap Fund - IDCW Option - Direct Plan	HDFC	₹17.2020	3 Jun 2026
NIPPON INDIA MULTI CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹83.5468	3 Jun 2026
SBI Multicap Fund- Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹17.1516	3 Jun 2026
ICICI Prudential Multicap Fund - Direct Plan - IDCW	ICICI Prudential	₹62.3000	3 Jun 2026
Invesco India Multicap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹131.3300	3 Jun 2026
BANDHAN MULTI CAP FUND - IDCW - DIRECT PLAN	Bandhan	₹15.9440	3 Jun 2026
quant Multi Cap Fund-IDCW Option - Direct Plan	Quant	₹81.0721	3 Jun 2026
Aditya Birla Sun Life Multi-Cap Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹18.6600	3 Jun 2026
Motilal Oswal Multi Cap Fund Regular Plan IDCW	Motilal Oswal	₹12.4905	3 Jun 2026
Franklin India Multi Cap Fund - Direct - IDCW	Franklin India	₹10.4405	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.1830
2 Jun 2026	₹16.2520
1 Jun 2026	₹16.2240
29 May 2026	₹16.3970
27 May 2026	₹16.6150
26 May 2026	₹16.5950
25 May 2026	₹16.6320
22 May 2026	₹16.4740
21 May 2026	₹16.4220
20 May 2026	₹16.4000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Multi Cap Fund - IDCW Option is ₹16.1830. It's a Multi Cap Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Multi Cap Fund - IDCW Option has NAV history starting from 10 Dec 2021, a track record of about 4 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HDFC Multi Cap Fund - IDCW Option is managed by HDFC. It's classified by AMFI under the 'Multi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Multi Cap Fund - IDCW Option has delivered a absolute return of -7.68% — -5.44 pp behind the Multi Cap Fund category average of -2.24%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Multi Cap Fund - IDCW Option has delivered a CAGR of 10.92% — +0 pp ahead of the Multi Cap Fund category average of 10.92%. The fund ranks #1 of 1 in its category — the bottom (Q4) quartile.

HDFC Multi Cap Fund - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HDFC Multi Cap Fund - IDCW Option exactly 3 years ago would be worth approximately ₹136,480 today — a multiplier of 1.36×, based on the 3-year CAGR of 10.92%. The category average over the same window would have grown ₹1 lakh to ₹136,480.

A ₹10,000 monthly SIP in HDFC Multi Cap Fund - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹361,526 today. That's an XIRR (money-weighted annualised return) of 0.27%.

HDFC Multi Cap Fund - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹361,526 — XIRR 0.27%.

On a 3-year basis, HDFC Multi Cap Fund - IDCW Option ranks #1 out of 1 funds in the Multi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.92%; this fund delivered 10.92%.

The worst peak-to-trough decline HDFC Multi Cap Fund - IDCW Option has experienced over the last 3-year window is 21.46% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HDFC Multi Cap Fund - IDCW Option averaged 17.91% (best 24.04%, worst 10.92%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, HDFC Multi Cap Fund - IDCW Option returned 1.73% — lagging the Multi Cap Fund category average of 3.02% by 1.29 pp. It ranked #2 of 2 in its category that year.

HDFC Multi Cap Fund - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Multi Cap Fund - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.