HDFC

HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option

Latest NAV

₹14.1486

As of

3 Jun 2026

4,882 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+13.59%	-13.52	16 / 35	Q2
1W	-0.29%	+7.13%	-7.42	19 / 37	Q3
2W	+0.20%	+7.53%	-7.33	13 / 37	Q2
1M	-0.60%	+3.17%	-3.77	27 / 37	Q3
3M	-3.98%	+8.34%	-12.32	33 / 35	Q4
6M	-5.60%	-2.49%	-3.10	30 / 33	Q4
YTD	-3.91%	-7.68%	+3.77	26 / 35	Q3
1Y	-8.32%	-2.25%	-6.07	31 / 33	Q4
2Y	-4.41%	+1.30%	-5.71	31 / 33	Q4
3Y	-0.81%	+3.60%	-4.42	30 / 33	Q4
4Y	+0.39%	+3.95%	-3.56	25 / 33	Q4
5Y	-0.06%	+3.29%	-3.34	25 / 33	Q4
7Y	+0.15%	+3.60%	-3.45	24 / 33	Q3
10Y	-0.23%	+3.19%	-3.43	23 / 33	Q3
Inception	+0.95%	+13.32%	-12.37	23 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.91%	-2.08%	-1.83	26 / 33
2025	-2.65%	+1.83%	-4.47	29 / 33
2024	+1.96%	+6.68%	-4.72	30 / 33
2023	+4.77%	+6.65%	-1.87	19 / 33
2022	-1.01%	-0.18%	-0.83	19 / 33
2021	+5.79%	+0.64%	+5.15	20 / 35
2020	+1.16%	+5.49%	-4.33	26 / 33
2019	-3.42%	+2.15%	-5.56	29 / 33
2018	-8.53%	-3.43%	-5.10	29 / 33
2017	+0.76%	+4.29%	-3.53	22 / 33
2016	+2.87%	+4.98%	-2.11	19 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.59%

234 windows

min -21.4% · max 30.0%

55% positive

3-Year rolling

+1.53%

210 windows

min -7.7% · max 8.6%

72% positive

5-Year rolling

+1.31%

185 windows

min -4.6% · max 5.6%

74% positive

7-Year rolling

+1.06%

161 windows

min -1.7% · max 5.8%

73% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.44%

3-year · annualised

Sharpe ratio

-1.32

vs risk-free 6.5%

Sortino ratio

-1.69

Downside-only deviation

Max drawdown

-11.99%

Sep 2024 → Mar 2026

% positive months

50.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Conservative Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC MF Monthly Income Plan-Long Term Plan-Growth Option	HDFC	₹81.9654	3 Jun 2026
NIPPON INDIA CONSERVATIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - MONTHLY IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Monthly Income Plan - Growth	SBI	₹75.0311	3 Jun 2026
ICICI Prudential Income Multiplier Fund-Dividend option	ICICI Prudential	₹13.7052	3 Jun 2026
FT India Monthly Income Plan-Growth	Franklin Templeton	₹90.6648	3 Jun 2026
Kotak Debt Hybrid - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹12.0806	3 Jun 2026
DSP BlackRock Savings Manager Fund - Aggressive - Growth	DSP BlackRock	₹59.7959	3 Jun 2026
HSBC MIP - Savings - Dividend - Quarterly	HSBC	₹16.9386	3 Jun 2026
Canara Robeco Cigo-Growth Plan	Canara Robeco	₹96.3840	3 Jun 2026
UTI - MIS-ADVANTAGE-FLEXI DIVIDEND	UTI	₹43.6903	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.1486
2 Jun 2026	₹14.1605
1 Jun 2026	₹14.1501
29 May 2026	₹14.1743
27 May 2026	₹14.2081
26 May 2026	₹14.2016
25 May 2026	₹14.2195
22 May 2026	₹14.1480
21 May 2026	₹14.1297
20 May 2026	₹14.1406

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option is ₹14.1486. It's a Conservative Hybrid Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option is managed by HDFC. It's classified by AMFI under the 'Conservative Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option has delivered a absolute return of -8.32% — -6.07 pp behind the Conservative Hybrid Fund category average of -2.25%. The fund ranks #31 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option has delivered a CAGR of -0.81% — -4.42 pp behind the Conservative Hybrid Fund category average of 3.60%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option has delivered a CAGR of -0.06% — -3.34 pp behind the Conservative Hybrid Fund category average of 3.29%. The fund ranks #25 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option exactly 10 years ago would be worth approximately ₹97,689 today — a multiplier of 0.98×, based on the 10-year CAGR of -0.23%. The category average over the same window would have grown ₹1 lakh to ₹136,926.

A ₹10,000 monthly SIP in HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option over the last 5 years — total invested ₹600,000 — would be worth ₹580,287 today. That's an XIRR (money-weighted annualised return) of -1.31%.

A ₹10,000 monthly SIP for 10 years in HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option = ₹1,200,000 invested. It would currently be worth ₹1,187,512 (multiplier 0.99×). XIRR: -0.21%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option ranks #25 out of 33 funds in the Conservative Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.29%; this fund delivered -0.06%.

The worst peak-to-trough decline HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option has experienced over the last 5-year window is 11.99% — its NAV fell from a high on 25 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option averaged 1.31% (best 5.61%, worst -4.65%). 74% of rolling windows ended positive. The 5-year Sharpe ratio is -1.19 — negative risk-adjusted performance.

In calendar year 2025, HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option returned -2.65% — lagging the Conservative Hybrid Fund category average of 1.83% by 4.47 pp. It ranked #29 of 33 in its category that year.

HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC MF Monthly Income Plan-Long Term Plan-Quarterly Dividend Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: -0.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.