Should I invest in FT India Balanced Fund?

We don't give personal investment advice. FT India Balanced Fund-Growth Plan is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.0%. 5-year CAGR: 9.54%.

Franklin Templeton

FT India Balanced Fund-Growth Plan

Latest NAV

₹258.1312

As of

3 Jun 2026

4,956 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.09%	+10.29%	-10.38	30 / 37	Q4
1W	-1.62%	+9.11%	-10.73	30 / 37	Q4
2W	-0.33%	+9.94%	-10.27	19 / 37	Q3
1M	-2.11%	+9.09%	-11.20	30 / 37	Q4
3M	-2.10%	+8.02%	-10.13	16 / 37	Q2
6M	-6.00%	+5.31%	-11.32	17 / 36	Q2
YTD	-6.05%	+4.85%	-10.90	18 / 36	Q2
1Y	-3.54%	+7.28%	-10.81	17 / 36	Q2
2Y	+1.61%	+3.65%	-2.05	16 / 36	Q2
3Y	+10.95%	+9.44%	+1.51	15 / 36	Q2
4Y	+11.47%	+9.24%	+2.23	14 / 35	Q2
5Y	+9.54%	+8.27%	+1.27	15 / 33	Q2
7Y	+11.24%	+8.65%	+2.59	12 / 30	Q2
10Y	+10.59%	+7.76%	+2.83	10 / 28	Q2
Inception	+11.49%	+7.16%	+4.34	12 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.05%	-6.67%	+0.62	13 / 31
2025	+3.19%	+13.04%	-9.85	18 / 34
2024	+17.52%	+11.71%	+5.82	5 / 34
2023	+22.49%	+15.66%	+6.82	6 / 34
2022	+4.72%	+1.00%	+3.72	13 / 34
2021	+23.32%	+21.44%	+1.88	15 / 34
2020	+13.60%	+9.68%	+3.92	7 / 34
2019	+7.87%	+3.54%	+4.33	10 / 32
2018	-1.21%	-7.66%	+6.45	6 / 32
2017	+19.81%	+16.43%	+3.38	10 / 32
2016	+7.14%	+2.00%	+5.14	6 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.51%

234 windows

min -40.1% · max 58.8%

83% positive

3-Year rolling

+12.35%

210 windows

min -3.4% · max 25.1%

99% positive

5-Year rolling

+12.29%

185 windows

min 0.7% · max 20.6%

100% positive

7-Year rolling

+12.19%

161 windows

min 7.5% · max 18.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.61%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.79

Downside-only deviation

Max drawdown

-11.01%

Nov 2025 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA AGGRESSIVE HYBRID FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Balanced Fund - Dividend	SBI	₹65.1273	3 Jun 2026
ICICI Prudential Balanced Plan-Dividend	ICICI Prudential	₹42.1200	3 Jun 2026
FT India Balanced Fund-Dividend Plan	Franklin Templeton	₹27.5483	3 Jun 2026
Kotak Balance	Kotak Mahindra	₹36.6150	3 Jun 2026
DSP BlackRock Balanced Fund-Dividend	DSP BlackRock	₹26.1570	3 Jun 2026
Canara Robeco Balance - Dividend Plan	Canara Robeco	₹89.4500	3 Jun 2026
UTI â€“ Balanced Fund-Growth	UTI	₹393.2851	3 Jun 2026
PGIM India Aggressive Hybrid Equity Fund - Dividend Option	PGIM India	₹13.4500	2 Jun 2026
Birla Sun Life 95 Fund-Plan A (Dividend)	Birla Sun Life	₹163.8600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹258.1312
2 Jun 2026	₹258.3600
1 Jun 2026	₹258.3819
29 May 2026	₹260.1580
27 May 2026	₹262.3845
26 May 2026	₹261.8838
25 May 2026	₹262.6423
22 May 2026	₹259.8690
21 May 2026	₹259.3014
20 May 2026	₹258.9745

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of FT India Balanced Fund-Growth Plan is ₹258.1312. It's a Aggressive Hybrid Fund from Franklin Templeton, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

FT India Balanced Fund-Growth Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

FT India Balanced Fund-Growth Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, FT India Balanced Fund-Growth Plan has delivered a absolute return of -3.54% — -10.81 pp behind the Aggressive Hybrid Fund category average of 7.28%. The fund ranks #17 of 36 in its category — the second (Q2) quartile.

Over the trailing 3-year window, FT India Balanced Fund-Growth Plan has delivered a CAGR of 10.95% — +1.51 pp ahead of the Aggressive Hybrid Fund category average of 9.44%. The fund ranks #15 of 36 in its category — the second (Q2) quartile.

Over the trailing 5-year window, FT India Balanced Fund-Growth Plan has delivered a CAGR of 9.54% — +1.27 pp ahead of the Aggressive Hybrid Fund category average of 8.27%. The fund ranks #15 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in FT India Balanced Fund-Growth Plan exactly 10 years ago would be worth approximately ₹273,676 today — a multiplier of 2.74×, based on the 10-year CAGR of 10.59%. The category average over the same window would have grown ₹1 lakh to ₹211,131.

A ₹10,000 monthly SIP in FT India Balanced Fund-Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹733,223 today. That's an XIRR (money-weighted annualised return) of 7.95%.

A ₹10,000 monthly SIP for 10 years in FT India Balanced Fund-Growth Plan = ₹1,200,000 invested. It would currently be worth ₹2,087,239 (multiplier 1.74×). XIRR: 10.66%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, FT India Balanced Fund-Growth Plan ranks #15 out of 33 funds in the Aggressive Hybrid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.27%; this fund delivered 9.54%.

The worst peak-to-trough decline FT India Balanced Fund-Growth Plan has experienced over the last 5-year window is 13.97% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, FT India Balanced Fund-Growth Plan averaged 12.29% (best 20.64%, worst 0.65%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.32 — weak risk-adjusted performance.

In calendar year 2025, FT India Balanced Fund-Growth Plan returned 3.19% — lagging the Aggressive Hybrid Fund category average of 13.04% by 9.85 pp. It ranked #18 of 34 in its category that year.

FT India Balanced Fund-Growth Plan is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. FT India Balanced Fund-Growth Plan is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.0%. 5-year CAGR: 9.54%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.