Should I invest in Franklin India Taxshield?

We don't give personal investment advice. Franklin India Taxshield-Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.6%. 5-year CAGR: 12.29%.

Franklin Templeton

Franklin India Taxshield-Growth

Latest NAV

₹1,369.6948

As of

3 Jun 2026

4,960 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.21%	-2.11%	+1.90	74 / 90	Q4
1W	-1.85%	-4.12%	+2.26	62 / 87	Q3
2W	+0.02%	-3.75%	+3.77	32 / 87	Q2
1M	-2.06%	-5.60%	+3.55	56 / 87	Q3
3M	-3.05%	-5.40%	+2.35	49 / 87	Q3
6M	-8.48%	-3.98%	-4.50	69 / 89	Q4
YTD	-8.70%	-5.20%	-3.50	67 / 89	Q4
1Y	-6.05%	+1.41%	-7.45	65 / 87	Q3
2Y	+0.21%	-0.15%	+0.36	52 / 86	Q3
3Y	+13.38%	+6.12%	+7.25	28 / 81	Q2
4Y	+13.94%	+7.91%	+6.03	22 / 78	Q2
5Y	+12.29%	+6.94%	+5.34	23 / 77	Q2
7Y	+13.03%	+8.75%	+4.28	20 / 75	Q2
10Y	+12.15%	+8.10%	+4.04	24 / 69	Q2
Inception	+12.68%	+5.86%	+6.82	16 / 91	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.70%	-7.12%	-1.58	32 / 47
2025	+1.58%	+1.54%	+0.05	24 / 47
2024	+22.26%	+18.17%	+4.09	14 / 47
2023	+31.00%	+23.46%	+7.55	5 / 49
2022	+5.40%	+0.75%	+4.65	17 / 52
2021	+35.97%	+28.91%	+7.06	9 / 54
2020	+9.63%	+11.40%	-1.77	33 / 56
2019	+5.11%	+2.03%	+3.08	23 / 59
2018	-2.43%	-9.68%	+7.25	10 / 61
2017	+28.15%	+29.95%	-1.80	41 / 65
2016	+4.14%	-0.31%	+4.45	14 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.61%

234 windows

min -49.7% · max 95.7%

80% positive

3-Year rolling

+14.67%

210 windows

min -9.0% · max 32.4%

95% positive

5-Year rolling

+14.45%

185 windows

min -3.0% · max 27.9%

99% positive

7-Year rolling

+14.01%

161 windows

min 7.3% · max 23.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.83%

3-year · annualised

Sharpe ratio

0.56

vs risk-free 6.5%

Sortino ratio

0.89

Downside-only deviation

Max drawdown

-17.05%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.5390	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.9775	3 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹85.4857	3 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.4000	3 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹121.5100	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.6508	3 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.8774	3 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.1340	3 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.5000	3 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.1600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,369.6948
2 Jun 2026	₹1,372.5249
1 Jun 2026	₹1,369.5374
29 May 2026	₹1,379.9914
27 May 2026	₹1,395.5750
26 May 2026	₹1,391.3956
25 May 2026	₹1,395.4918
22 May 2026	₹1,376.6768
21 May 2026	₹1,371.9413
20 May 2026	₹1,369.4090

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Taxshield-Growth is ₹1,369.6948. It's a ELSS from Franklin Templeton, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Taxshield-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Taxshield-Growth is managed by Franklin Templeton. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Taxshield-Growth has delivered a absolute return of -6.05% — -7.45 pp behind the ELSS category average of 1.41%. The fund ranks #65 of 87 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Taxshield-Growth has delivered a CAGR of 13.38% — +7.25 pp ahead of the ELSS category average of 6.12%. The fund ranks #28 of 81 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Franklin India Taxshield-Growth has delivered a CAGR of 12.29% — +5.34 pp ahead of the ELSS category average of 6.94%. The fund ranks #23 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Taxshield-Growth exactly 10 years ago would be worth approximately ₹314,713 today — a multiplier of 3.15×, based on the 10-year CAGR of 12.15%. The category average over the same window would have grown ₹1 lakh to ₹217,976.

A ₹10,000 monthly SIP in Franklin India Taxshield-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹760,443 today. That's an XIRR (money-weighted annualised return) of 9.41%.

A ₹10,000 monthly SIP for 10 years in Franklin India Taxshield-Growth = ₹1,200,000 invested. It would currently be worth ₹2,322,285 (multiplier 1.94×). XIRR: 12.67%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Taxshield-Growth ranks #23 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.94%; this fund delivered 12.29%.

The worst peak-to-trough decline Franklin India Taxshield-Growth has experienced over the last 5-year window is 18.61% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Taxshield-Growth averaged 14.45% (best 27.93%, worst -3.03%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.46 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Taxshield-Growth returned 1.58% — beating the ELSS category average of 1.54% by 0.05 pp. It ranked #24 of 47 in its category that year.

Franklin India Taxshield-Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Taxshield-Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.6%. 5-year CAGR: 12.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.