Should I invest in NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option?

We don't give personal investment advice. NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 48.8%. 5-year CAGR: 8.80%.

Nippon India

NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option

Latest NAV

₹19.9775

As of

3 Jun 2026

2,783 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	-2.11%	+2.26	33 / 90	Q2
1W	-1.96%	-4.12%	+2.16	69 / 87	Q4
2W	-0.71%	-3.75%	+3.03	65 / 87	Q3
1M	-1.18%	-5.60%	+4.43	31 / 87	Q2
3M	-0.13%	-5.40%	+5.27	28 / 87	Q2
6M	-9.88%	-3.98%	-5.90	74 / 89	Q4
YTD	-9.22%	-5.20%	-4.03	70 / 89	Q4
1Y	-6.44%	+1.41%	-7.84	68 / 87	Q4
2Y	-4.59%	-0.15%	-4.44	69 / 86	Q4
3Y	+7.43%	+6.12%	+1.30	59 / 81	Q3
4Y	+8.85%	+7.91%	+0.94	52 / 78	Q3
5Y	+8.80%	+6.94%	+1.85	51 / 77	Q3
7Y	+8.66%	+8.75%	-0.09	50 / 75	Q3
10Y	+7.87%	+8.10%	-0.23	45 / 69	Q3
Inception	+6.16%	+5.86%	+0.30	58 / 91	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.22%	-7.12%	-2.10	35 / 47
2025	-1.86%	+1.54%	-3.40	37 / 47
2024	+9.07%	+18.17%	-9.11	41 / 47
2023	+28.10%	+23.46%	+4.64	15 / 49
2022	+6.91%	+0.75%	+6.16	10 / 52
2021	+36.84%	+28.91%	+7.93	6 / 54
2020	-0.52%	+11.40%	-11.92	50 / 56
2019	-6.50%	+2.03%	-8.53	55 / 59
2018	-20.38%	-9.68%	-10.70	56 / 61
2017	+44.78%	+29.95%	+14.83	4 / 65
2016	+3.67%	-0.31%	+3.98	17 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.01%

126 windows

min -38.9% · max 80.3%

57% positive

3-Year rolling

+8.60%

102 windows

min -17.1% · max 30.9%

81% positive

5-Year rolling

+8.72%

77 windows

min -8.3% · max 22.5%

88% positive

7-Year rolling

+8.06%

53 windows

min 4.6% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.04%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.18

Downside-only deviation

Max drawdown

-48.77%

Sep 2024 → Apr 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.5390	3 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹85.4857	3 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.4000	3 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹121.5100	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.6508	3 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.8774	3 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.1340	3 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.5000	3 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.1600	3 Jun 2026
Canara Robeco Equity Taxsaver - Dividend plan	Canara Robeco	₹45.6600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.9775
2 Jun 2026	₹20.0003
1 Jun 2026	₹19.9708
29 May 2026	₹20.1961
27 May 2026	₹20.4490
26 May 2026	₹20.4004
25 May 2026	₹20.4546
22 May 2026	₹20.2775
21 May 2026	₹20.1983
20 May 2026	₹20.1628

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option is ₹19.9775. It's a ELSS from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option has NAV history starting from 11 Feb 2015, a track record of about 11 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option is managed by Nippon India. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option has delivered a absolute return of -6.44% — -7.84 pp behind the ELSS category average of 1.41%. The fund ranks #68 of 87 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option has delivered a CAGR of 7.43% — +1.3 pp ahead of the ELSS category average of 6.12%. The fund ranks #59 of 81 in its category — the third (Q3) quartile.

Over the trailing 5-year window, NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option has delivered a CAGR of 8.80% — +1.85 pp ahead of the ELSS category average of 6.94%. The fund ranks #51 of 77 in its category — the third (Q3) quartile.

₹1 lakh invested in NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option exactly 10 years ago would be worth approximately ₹213,330 today — a multiplier of 2.13×, based on the 10-year CAGR of 7.87%. The category average over the same window would have grown ₹1 lakh to ₹217,976.

A ₹10,000 monthly SIP in NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹672,070 today. That's an XIRR (money-weighted annualised return) of 4.48%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,787,845 (multiplier 1.49×). XIRR: 7.73%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option ranks #51 out of 77 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.94%; this fund delivered 8.80%.

The worst peak-to-trough decline NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option has experienced over the last 5-year window is 48.77% — its NAV fell from a high on 26 Sep 2024 to a low on 01 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option averaged 8.72% (best 22.55%, worst -8.30%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is 0.22 — weak risk-adjusted performance.

In calendar year 2025, NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option returned -1.86% — lagging the ELSS category average of 1.54% by 3.40 pp. It ranked #37 of 47 in its category that year.

NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 48.8%. 5-year CAGR: 8.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.