Should I invest in ICICI Prudential Long Term Wealth Enhancement Fund?

We don't give personal investment advice. ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 14.02%.

ICICI Prudential

ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option

Latest NAV

₹27.4000

As of

3 Jun 2026

1,947 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.55%	-2.11%	+2.66	10 / 90	Q1
1W	-1.47%	-4.12%	+2.64	43 / 87	Q2
2W	+0.77%	-3.75%	+4.52	18 / 87	Q1
1M	-1.58%	-5.60%	+4.02	44 / 87	Q3
3M	-3.01%	-5.40%	+2.39	47 / 87	Q3
6M	-10.19%	-3.98%	-6.22	76 / 89	Q4
YTD	-9.93%	-5.20%	-4.73	72 / 89	Q4
1Y	-1.86%	+1.41%	-3.27	43 / 87	Q2
2Y	+3.58%	-0.15%	+3.73	24 / 86	Q2
3Y	+14.30%	+6.12%	+8.17	24 / 81	Q2
4Y	+14.99%	+7.91%	+7.09	18 / 78	Q1
5Y	+14.02%	+6.94%	+7.07	13 / 77	Q1
7Y	+13.78%	+8.75%	+5.03	16 / 75	Q1
10Y	—	—	—	—	—
Inception	+12.97%	+5.86%	+7.11	14 / 91	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.93%	-7.12%	-2.80	37 / 47
2025	+7.25%	+1.54%	+5.71	6 / 47
2024	+26.55%	+18.17%	+8.38	7 / 47
2023	+24.27%	+23.46%	+0.82	26 / 49
2022	+14.75%	+0.75%	+14.00	1 / 52
2021	+25.65%	+28.91%	-3.26	33 / 54
2020	+6.85%	+11.40%	-4.55	42 / 56
2019	+12.23%	+2.03%	+10.20	6 / 59
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.52%

85 windows

min -32.3% · max 70.9%

87% positive

3-Year rolling

+19.33%

61 windows

min 9.8% · max 33.1%

100% positive

5-Year rolling

+19.54%

36 windows

min 12.1% · max 28.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+15.78%

12 windows

min 13.8% · max 17.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.19%

3-year · annualised

Sharpe ratio

0.59

vs risk-free 6.5%

Sortino ratio

0.90

Downside-only deviation

Max drawdown

-19.02%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.5390	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.9775	3 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹85.4857	3 Jun 2026
ICICI Prudential Tax Plan-Dividend	ICICI Prudential	₹20.9200	3 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹121.5100	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.6508	3 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.8774	3 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.1340	3 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.5000	3 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.1600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹27.4000
2 Jun 2026	₹27.4000
1 Jun 2026	₹27.2500
29 May 2026	₹27.3900
27 May 2026	₹27.6600
26 May 2026	₹27.8100
25 May 2026	₹27.7800
22 May 2026	₹27.4900
21 May 2026	₹27.3000
20 May 2026	₹27.2800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option is ₹27.4000. It's a ELSS from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option has NAV history starting from 03 Jul 2018, a track record of about 7 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option is managed by ICICI Prudential. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option has delivered a absolute return of -1.86% — -3.27 pp behind the ELSS category average of 1.41%. The fund ranks #43 of 87 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option has delivered a CAGR of 14.30% — +8.17 pp ahead of the ELSS category average of 6.12%. The fund ranks #24 of 81 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option has delivered a CAGR of 14.02% — +7.07 pp ahead of the ELSS category average of 6.94%. The fund ranks #13 of 77 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option exactly 5 years ago would be worth approximately ₹192,687 today — a multiplier of 1.93×, based on the 5-year CAGR of 14.02%. The category average over the same window would have grown ₹1 lakh to ₹139,894.

A ₹10,000 monthly SIP in ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹795,260 today. That's an XIRR (money-weighted annualised return) of 11.20%.

ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,411,893 — XIRR 14.57%.

On a 5-year basis, ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option ranks #13 out of 77 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.94%; this fund delivered 14.02%.

The worst peak-to-trough decline ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option has experienced over the last 5-year window is 19.02% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option averaged 19.54% (best 28.16%, worst 12.13%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option returned 7.25% — beating the ELSS category average of 1.54% by 5.71 pp. It ranked #6 of 47 in its category that year.

ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.0%. 5-year CAGR: 14.02%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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