Should I invest in Franklin India Index Fund- Nifty Plan?

We don't give personal investment advice. Franklin India Index Fund- Nifty Plan - Growth Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.1%. 5-year CAGR: 6.49%.

Franklin Templeton

Franklin India Index Fund- Nifty Plan - Growth Plan

Latest NAV

₹170.5186

As of

17 Jul 2026

4,757 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.09%	+0.52%	+0.57	30 / 77	Q2
1W	+0.54%	+0.22%	+0.33	23 / 77	Q2
2W	+0.30%	+0.26%	+0.04	33 / 75	Q2
1M	+1.32%	+1.03%	+0.30	30 / 74	Q2
3M	-4.21%	+1.46%	-5.67	60 / 62	Q4
6M	-9.31%	-0.94%	-8.36	61 / 62	Q4
YTD	-10.83%	-2.02%	-8.81	60 / 61	Q4
1Y	-6.93%	+1.31%	-8.24	60 / 61	Q4
2Y	-4.56%	+2.10%	-6.65	51 / 54	Q4
3Y	+2.72%	+9.78%	-7.06	51 / 52	Q4
4Y	+7.15%	+12.04%	-4.88	34 / 36	Q4
5Y	+6.49%	+9.55%	-3.06	24 / 24	Q4
7Y	+9.49%	+11.69%	-2.20	23 / 23	Q4
10Y	+9.68%	+11.23%	-1.55	21 / 22	Q4
Inception	+9.53%	+7.79%	+1.74	28 / 77	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.83%	-2.02%	-8.81	60 / 61
2025	+5.58%	+7.96%	-2.37	47 / 57
2024	+4.05%	+12.60%	-8.55	52 / 52
2023	+19.71%	+21.36%	-1.65	26 / 46
2022	+4.94%	+3.06%	+1.88	17 / 30
2021	+23.98%	+23.37%	+0.60	11 / 23
2020	+14.62%	+15.15%	-0.54	16 / 23
2019	+11.52%	+11.82%	-0.29	21 / 23
2018	+4.11%	+4.05%	+0.06	17 / 22
2017	+27.23%	+27.94%	-0.71	17 / 22
2016	+3.05%	+2.43%	+0.62	11 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.02%

224 windows

min -54.9% · max 87.9%

77% positive

3-Year rolling

+10.86%

200 windows

min -2.3% · max 29.1%

98% positive

5-Year rolling

+10.85%

175 windows

min -0.9% · max 22.2%

99% positive

7-Year rolling

+10.78%

151 windows

min 4.8% · max 15.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.50%

3-year · annualised

Sharpe ratio

-0.27

vs risk-free 6.5%

Sortino ratio

-0.40

Downside-only deviation

Max drawdown

-19.08%

Sep 2024 → Jun 2026

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹232.2210	17 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹39.9542	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.7171	17 Jul 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹197.1884	17 Jul 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹168.4731	17 Jul 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹24.7952	17 Jul 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹49.6076	17 Jul 2026
Tata Index Fund - Nifty A	Tata	₹151.9293	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹170.5186
16 Jul 2026	₹168.6723
15 Jul 2026	₹168.7153
14 Jul 2026	₹168.5164
13 Jul 2026	₹169.6250
10 Jul 2026	₹169.5966
9 Jul 2026	₹167.8698
8 Jul 2026	₹167.2986
7 Jul 2026	₹170.9057
6 Jul 2026	₹171.1111

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Index Fund- Nifty Plan - Growth Plan is ₹170.5186. It's a Index Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Index Fund- Nifty Plan - Growth Plan has NAV history starting from 19 Mar 2007, a track record of about 19 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Index Fund- Nifty Plan - Growth Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Index Fund- Nifty Plan - Growth Plan has delivered a absolute return of -6.93% — -8.24 pp behind the Index Fund category average of 1.31%. The fund ranks #60 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Index Fund- Nifty Plan - Growth Plan has delivered a CAGR of 2.72% — -7.06 pp behind the Index Fund category average of 9.78%. The fund ranks #51 of 52 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Index Fund- Nifty Plan - Growth Plan has delivered a CAGR of 6.49% — -3.06 pp behind the Index Fund category average of 9.55%. The fund ranks #24 of 24 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Index Fund- Nifty Plan - Growth Plan exactly 10 years ago would be worth approximately ₹251,849 today — a multiplier of 2.52×, based on the 10-year CAGR of 9.68%. The category average over the same window would have grown ₹1 lakh to ₹289,863.

A ₹10,000 monthly SIP in Franklin India Index Fund- Nifty Plan - Growth Plan over the last 5 years — total invested ₹600,000 — would be worth ₹643,039 today. That's an XIRR (money-weighted annualised return) of 2.73%.

A ₹10,000 monthly SIP for 10 years in Franklin India Index Fund- Nifty Plan - Growth Plan = ₹1,200,000 invested. It would currently be worth ₹1,856,827 (multiplier 1.55×). XIRR: 8.45%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Index Fund- Nifty Plan - Growth Plan ranks #24 out of 24 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.55%; this fund delivered 6.49%.

The worst peak-to-trough decline Franklin India Index Fund- Nifty Plan - Growth Plan has experienced over the last 5-year window is 19.08% — its NAV fell from a high on 26 Sep 2024 to a low on 08 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Index Fund- Nifty Plan - Growth Plan averaged 10.85% (best 22.19%, worst -0.90%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.04 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Index Fund- Nifty Plan - Growth Plan returned 5.58% — lagging the Index Fund category average of 7.96% by 2.37 pp. It ranked #47 of 57 in its category that year.

Franklin India Index Fund- Nifty Plan - Growth Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Franklin India Index Fund- Nifty Plan - Growth Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.1%. 5-year CAGR: 6.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.