Should I invest in Franklin India Index Fund- Nifty Plan?

We don't give personal investment advice. Franklin India Index Fund- Nifty Plan - Dividend Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 9.63%.

Franklin Templeton

Franklin India Index Fund- Nifty Plan - Dividend Plan

Latest NAV

₹197.1884

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.09%	+0.52%	+0.57	29 / 77	Q2
1W	+0.54%	+0.22%	+0.33	22 / 77	Q2
2W	+0.30%	+0.26%	+0.04	32 / 75	Q2
1M	+1.32%	+1.03%	+0.30	29 / 74	Q2
3M	+0.36%	+1.46%	-1.11	45 / 62	Q3
6M	-4.98%	-0.94%	-4.04	46 / 62	Q3
YTD	-6.58%	-2.02%	-4.56	46 / 61	Q4
1Y	-2.49%	+1.31%	-3.80	44 / 61	Q3
2Y	+0.08%	+2.10%	-2.02	35 / 54	Q3
3Y	+7.82%	+9.78%	-1.96	26 / 52	Q2
4Y	+11.12%	+12.04%	-0.92	22 / 36	Q3
5Y	+9.63%	+9.55%	+0.08	11 / 24	Q2
7Y	+11.78%	+11.69%	+0.09	10 / 23	Q2
10Y	+11.28%	+11.23%	+0.05	14 / 22	Q3
Inception	+10.19%	+7.79%	+2.41	20 / 77	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.58%	-2.02%	-4.56	46 / 61
2025	+10.81%	+7.96%	+2.85	17 / 57
2024	+9.42%	+12.60%	-3.17	25 / 52
2023	+19.71%	+21.36%	-1.65	25 / 46
2022	+4.94%	+3.06%	+1.88	16 / 30
2021	+23.98%	+23.37%	+0.60	10 / 23
2020	+14.62%	+15.15%	-0.54	15 / 23
2019	+11.52%	+11.82%	-0.29	20 / 23
2018	+4.11%	+4.05%	+0.06	16 / 22
2017	+27.23%	+27.94%	-0.71	16 / 22
2016	+3.05%	+2.43%	+0.62	10 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.82%

236 windows

min -54.9% · max 87.9%

80% positive

3-Year rolling

+11.11%

211 windows

min -2.3% · max 29.1%

97% positive

5-Year rolling

+10.93%

187 windows

min -0.9% · max 23.4%

99% positive

7-Year rolling

+10.75%

163 windows

min 4.8% · max 15.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.22%

3-year · annualised

Sharpe ratio

0.16

vs risk-free 6.5%

Sortino ratio

0.25

Downside-only deviation

Max drawdown

-15.54%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹232.2210	17 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹39.9542	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.7171	17 Jul 2026
Franklin India Index Fund- Nifty Plan - Growth Plan	Franklin Templeton	₹170.5186	17 Jul 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹168.4731	17 Jul 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹24.7952	17 Jul 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹49.6076	17 Jul 2026
Tata Index Fund - Nifty A	Tata	₹151.9293	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹197.1884
16 Jul 2026	₹195.0534
15 Jul 2026	₹195.1030
14 Jul 2026	₹194.8731
13 Jul 2026	₹196.1551
10 Jul 2026	₹196.1222
9 Jul 2026	₹194.1253
8 Jul 2026	₹193.4648
7 Jul 2026	₹197.6360
6 Jul 2026	₹197.8735

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Index Fund- Nifty Plan - Dividend Plan is ₹197.1884. It's a Index Fund from Franklin Templeton, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Index Fund- Nifty Plan - Dividend Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Index Fund- Nifty Plan - Dividend Plan is managed by Franklin Templeton. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Index Fund- Nifty Plan - Dividend Plan has delivered a absolute return of -2.49% — -3.8 pp behind the Index Fund category average of 1.31%. The fund ranks #44 of 61 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Index Fund- Nifty Plan - Dividend Plan has delivered a CAGR of 7.82% — -1.96 pp behind the Index Fund category average of 9.78%. The fund ranks #26 of 52 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Franklin India Index Fund- Nifty Plan - Dividend Plan has delivered a CAGR of 9.63% — +0.08 pp ahead of the Index Fund category average of 9.55%. The fund ranks #11 of 24 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Index Fund- Nifty Plan - Dividend Plan exactly 10 years ago would be worth approximately ₹291,239 today — a multiplier of 2.91×, based on the 10-year CAGR of 11.28%. The category average over the same window would have grown ₹1 lakh to ₹289,863.

A ₹10,000 monthly SIP in Franklin India Index Fund- Nifty Plan - Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹723,506 today. That's an XIRR (money-weighted annualised return) of 7.42%.

A ₹10,000 monthly SIP for 10 years in Franklin India Index Fund- Nifty Plan - Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹2,127,135 (multiplier 1.77×). XIRR: 11.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Index Fund- Nifty Plan - Dividend Plan ranks #11 out of 24 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.55%; this fund delivered 9.63%.

The worst peak-to-trough decline Franklin India Index Fund- Nifty Plan - Dividend Plan has experienced over the last 5-year window is 16.66% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Index Fund- Nifty Plan - Dividend Plan averaged 10.93% (best 23.43%, worst -0.90%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.25 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Index Fund- Nifty Plan - Dividend Plan returned 10.81% — beating the Index Fund category average of 7.96% by 2.85 pp. It ranked #17 of 57 in its category that year.

Franklin India Index Fund- Nifty Plan - Dividend Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Franklin India Index Fund- Nifty Plan - Dividend Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.7%. 5-year CAGR: 9.63%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.