Should I invest in Birla Sun Life Index Fund-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life Index Fund-Plan A (Dividend) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.58%.

Birla Sun Life

Birla Sun Life Index Fund-Plan A (Dividend)

Latest NAV

₹23.7681

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.28%	+0.15	23 / 70	Q2
1W	-1.79%	-1.03%	-0.76	42 / 66	Q3
2W	-0.49%	+0.07%	-0.57	49 / 64	Q4
1M	-4.48%	-0.94%	-3.53	61 / 62	Q4
3M	-7.41%	-1.73%	-5.68	58 / 62	Q4
6M	-11.57%	-4.34%	-7.23	52 / 62	Q4
YTD	-11.92%	-4.82%	-7.10	51 / 61	Q4
1Y	-6.35%	+0.34%	-6.69	50 / 61	Q4
2Y	+0.04%	+3.20%	-3.16	41 / 54	Q4
3Y	+8.10%	+10.47%	-2.36	27 / 52	Q3
4Y	+9.13%	+11.11%	-1.98	22 / 34	Q3
5Y	+8.58%	+8.64%	-0.06	13 / 23	Q3
7Y	+9.41%	+10.28%	-0.88	20 / 23	Q4
10Y	+7.69%	+11.23%	-3.54	22 / 22	Q4
Inception	+0.96%	+7.72%	-6.75	56 / 70	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.92%	-4.82%	-7.10	51 / 61
2025	+10.90%	+7.96%	+2.94	12 / 57
2024	+9.45%	+12.60%	-3.15	21 / 52
2023	+20.04%	+21.36%	-1.32	20 / 46
2022	+4.96%	+3.06%	+1.90	14 / 30
2021	+17.44%	+23.37%	-5.93	23 / 23
2020	+15.04%	+15.15%	-0.12	12 / 23
2019	+2.93%	+11.82%	-8.89	22 / 23
2018	-6.66%	+4.05%	-10.71	21 / 22
2017	+18.74%	+27.94%	-9.20	22 / 22
2016	-7.33%	+2.43%	-9.77	22 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.09%

234 windows

min -55.7% · max 79.1%

59% positive

3-Year rolling

+2.36%

210 windows

min -21.3% · max 25.0%

62% positive

5-Year rolling

+1.38%

185 windows

min -15.4% · max 20.4%

56% positive

7-Year rolling

-0.02%

161 windows

min -10.7% · max 12.0%

45% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.19%

3-year · annualised

Sharpe ratio

0.17

vs risk-free 6.5%

Sortino ratio

0.25

Downside-only deviation

Max drawdown

-15.61%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹222.5854	3 Jun 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹37.8873	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹24.3801	3 Jun 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹189.0427	3 Jun 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹161.4298	3 Jun 2026
Birla Sun Life Index Fund-Plan B (Growth)	Birla Sun Life	₹237.3636	3 Jun 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹47.5901	3 Jun 2026
Tata Index Fund - Nifty A	Tata	₹145.6466	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹23.7681
2 Jun 2026	₹23.8474
1 Jun 2026	₹23.7454
29 May 2026	₹23.9137
27 May 2026	₹24.2748
26 May 2026	₹24.2817
25 May 2026	₹24.4017
22 May 2026	₹24.0775
21 May 2026	₹24.0025
20 May 2026	₹24.0072

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Index Fund-Plan A (Dividend) is ₹23.7681. It's a Index Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Index Fund-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Index Fund-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a absolute return of -6.35% — -6.69 pp behind the Index Fund category average of 0.34%. The fund ranks #50 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a CAGR of 8.10% — -2.36 pp behind the Index Fund category average of 10.47%. The fund ranks #27 of 52 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a CAGR of 8.58% — -0.06 pp behind the Index Fund category average of 8.64%. The fund ranks #13 of 23 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Index Fund-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹209,798 today — a multiplier of 2.10×, based on the 10-year CAGR of 7.69%. The category average over the same window would have grown ₹1 lakh to ₹289,795.

A ₹10,000 monthly SIP in Birla Sun Life Index Fund-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹692,705 today. That's an XIRR (money-weighted annualised return) of 5.68%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Index Fund-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,848,200 (multiplier 1.54×). XIRR: 8.36%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Index Fund-Plan A (Dividend) ranks #13 out of 23 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.64%; this fund delivered 8.58%.

The worst peak-to-trough decline Birla Sun Life Index Fund-Plan A (Dividend) has experienced over the last 5-year window is 16.77% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Index Fund-Plan A (Dividend) averaged 1.38% (best 20.39%, worst -15.42%). 56% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Index Fund-Plan A (Dividend) returned 10.90% — beating the Index Fund category average of 7.96% by 2.94 pp. It ranked #12 of 57 in its category that year.

Birla Sun Life Index Fund-Plan A (Dividend) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Index Fund-Plan A (Dividend) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 8.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.