Should I invest in Birla Sun Life Index Fund-Plan A (Dividend)?

We don't give personal investment advice. Birla Sun Life Index Fund-Plan A (Dividend) is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 9.30%.

Birla Sun Life

Birla Sun Life Index Fund-Plan A (Dividend)

Latest NAV

₹24.7952

As of

17 Jul 2026

4,994 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.52%	+0.58	28 / 77	Q2
1W	+0.54%	+0.22%	+0.32	26 / 77	Q2
2W	+0.30%	+0.26%	+0.04	29 / 75	Q2
1M	+1.32%	+1.03%	+0.29	32 / 74	Q2
3M	-1.64%	+1.46%	-3.10	57 / 62	Q4
6M	-6.84%	-0.94%	-5.90	58 / 62	Q4
YTD	-8.42%	-2.02%	-6.40	58 / 61	Q4
1Y	-4.40%	+1.31%	-5.71	54 / 61	Q4
2Y	-0.90%	+2.10%	-2.99	43 / 54	Q4
3Y	+7.21%	+9.78%	-2.57	38 / 52	Q3
4Y	+10.67%	+12.04%	-1.37	23 / 36	Q3
5Y	+9.30%	+9.55%	-0.25	14 / 24	Q3
7Y	+10.79%	+11.69%	-0.90	22 / 23	Q4
10Y	+7.69%	+11.23%	-3.54	22 / 22	Q4
Inception	+1.15%	+7.79%	-6.64	69 / 77	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.42%	-2.02%	-6.40	58 / 61
2025	+10.90%	+7.96%	+2.94	12 / 57
2024	+9.45%	+12.60%	-3.15	21 / 52
2023	+20.04%	+21.36%	-1.32	20 / 46
2022	+4.96%	+3.06%	+1.90	14 / 30
2021	+17.44%	+23.37%	-5.93	23 / 23
2020	+15.04%	+15.15%	-0.12	12 / 23
2019	+2.93%	+11.82%	-8.89	22 / 23
2018	-6.66%	+4.05%	-10.71	21 / 22
2017	+18.74%	+27.94%	-9.20	22 / 22
2016	-7.33%	+2.43%	-9.77	22 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.95%

236 windows

min -55.8% · max 87.8%

61% positive

3-Year rolling

+2.57%

211 windows

min -21.7% · max 26.8%

62% positive

5-Year rolling

+1.49%

187 windows

min -15.0% · max 22.2%

57% positive

7-Year rolling

+0.10%

163 windows

min -10.7% · max 12.4%

44% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.50%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.17

Downside-only deviation

Max drawdown

-15.61%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC Index Fund-Nifty Plan(FV Rs 10.326)	HDFC	₹232.2210	17 Jul 2026
Nippon India Index Fund - BSE Sensex Plan - Growth Plan - Bonus Option	Nippon India	₹39.9542	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Cumulative Option	ICICI Prudential	₹25.7171	17 Jul 2026
Franklin India Index Fund- Nifty Plan - Dividend Plan	Franklin Templeton	₹197.1884	17 Jul 2026
UTI - NIFTY Index Fund-Growth Option	UTI	₹168.4731	17 Jul 2026
Birla Sun Life Index Fund-Plan B (Growth)	Birla Sun Life	₹247.6209	17 Jul 2026
LICMF Index Fund-Nifty-Dividend	LIC	₹49.6076	17 Jul 2026
Tata Index Fund - Nifty A	Tata	₹151.9293	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹24.7952
16 Jul 2026	₹24.5262
15 Jul 2026	₹24.5323
14 Jul 2026	₹24.5031
13 Jul 2026	₹24.6649
10 Jul 2026	₹24.6617
9 Jul 2026	₹24.4099
8 Jul 2026	₹24.3270
7 Jul 2026	₹24.8517
6 Jul 2026	₹24.8815

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Birla Sun Life Index Fund-Plan A (Dividend) is ₹24.7952. It's a Index Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Index Fund-Plan A (Dividend) has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Index Fund-Plan A (Dividend) is managed by Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a absolute return of -4.40% — -5.71 pp behind the Index Fund category average of 1.31%. The fund ranks #54 of 61 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a CAGR of 7.21% — -2.57 pp behind the Index Fund category average of 9.78%. The fund ranks #38 of 52 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Index Fund-Plan A (Dividend) has delivered a CAGR of 9.30% — -0.25 pp behind the Index Fund category average of 9.55%. The fund ranks #14 of 24 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Index Fund-Plan A (Dividend) exactly 10 years ago would be worth approximately ₹209,857 today — a multiplier of 2.10×, based on the 10-year CAGR of 7.69%. The category average over the same window would have grown ₹1 lakh to ₹289,863.

A ₹10,000 monthly SIP in Birla Sun Life Index Fund-Plan A (Dividend) over the last 5 years — total invested ₹600,000 — would be worth ₹711,217 today. That's an XIRR (money-weighted annualised return) of 6.73%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Index Fund-Plan A (Dividend) = ₹1,200,000 invested. It would currently be worth ₹1,904,518 (multiplier 1.59×). XIRR: 8.93%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Index Fund-Plan A (Dividend) ranks #14 out of 24 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.55%; this fund delivered 9.30%.

The worst peak-to-trough decline Birla Sun Life Index Fund-Plan A (Dividend) has experienced over the last 5-year window is 16.77% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Index Fund-Plan A (Dividend) averaged 1.49% (best 22.21%, worst -15.03%). 57% of rolling windows ended positive. The 5-year Sharpe ratio is 0.23 — weak risk-adjusted performance.

In calendar year 2025, Birla Sun Life Index Fund-Plan A (Dividend) returned 10.90% — beating the Index Fund category average of 7.96% by 2.94 pp. It ranked #12 of 57 in its category that year.

Birla Sun Life Index Fund-Plan A (Dividend) doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Birla Sun Life Index Fund-Plan A (Dividend) is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.8%. 5-year CAGR: 9.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.