Should I invest in DSP Nifty 50 Index Fund?

We don't give personal investment advice. DSP Nifty 50 Index Fund - Direct Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 6.75%.

DSP

DSP Nifty 50 Index Fund - Direct Plan - IDCW

Latest NAV

₹20.5336

As of

17 Jul 2026

1,820 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	+0.08%	+1.01	56 / 296	Q1
1W	+0.56%	-0.25%	+0.81	39 / 296	Q1
2W	+0.32%	+0.03%	+0.29	72 / 296	Q1
1M	+1.36%	+0.66%	+0.70	76 / 296	Q2
3M	+0.48%	+1.92%	-1.43	223 / 296	Q4
6M	-4.74%	+0.72%	-5.47	239 / 289	Q4
YTD	-6.34%	-0.18%	-6.16	242 / 287	Q4
1Y	-2.09%	+1.67%	-3.77	209 / 276	Q4
2Y	-2.04%	+2.29%	-4.33	156 / 196	Q4
3Y	+4.67%	+9.65%	-4.98	137 / 152	Q4
4Y	+7.34%	+12.31%	-4.97	70 / 81	Q4
5Y	+6.75%	+10.34%	-3.59	39 / 42	Q4
7Y	+9.87%	+12.36%	-2.49	25 / 28	Q4
10Y	—	—	—	—	—
Inception	+10.21%	+7.39%	+2.82	86 / 294	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.34%	-0.15%	-6.19	238 / 282
2025	+5.82%	+5.41%	+0.40	147 / 226
2024	+4.23%	+13.06%	-8.83	149 / 159
2023	+14.08%	+21.46%	-7.37	73 / 121
2022	+5.42%	+2.02%	+3.39	14 / 55
2021	+24.82%	+27.10%	-2.28	15 / 31
2020	+15.09%	+13.44%	+1.65	18 / 29
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.43%

79 windows

min -24.4% · max 62.3%

82% positive

3-Year rolling

+12.64%

54 windows

min 4.7% · max 27.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+12.98%

30 windows

min 6.6% · max 20.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.66%

6 windows

min 8.8% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.92%

3-year · annualised

Sharpe ratio

-0.10

vs risk-free 6.5%

Sortino ratio

-0.15

Downside-only deviation

Max drawdown

-19.62%

Sep 2024 → Mar 2025

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹746.8983	17 Jul 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8421	17 Jul 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.8794	17 Jul 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹26.0693	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹15.1902	17 Jul 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹25.7118	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹27.2379	17 Jul 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹181.1080	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹10.1394	17 Jul 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹10.4290	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹20.5336
16 Jul 2026	₹20.3108
15 Jul 2026	₹20.3157
14 Jul 2026	₹20.2913
13 Jul 2026	₹20.4250
10 Jul 2026	₹20.4198
9 Jul 2026	₹20.2113
8 Jul 2026	₹20.1424
7 Jul 2026	₹20.5765
6 Jul 2026	₹20.6010

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Nifty 50 Index Fund - Direct Plan - IDCW is ₹20.5336. It's a Index Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Nifty 50 Index Fund - Direct Plan - IDCW has NAV history starting from 22 Feb 2019, a track record of about 7 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Nifty 50 Index Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Nifty 50 Index Fund - Direct Plan - IDCW has delivered a absolute return of -2.09% — -3.77 pp behind the Index Fund category average of 1.67%. The fund ranks #209 of 276 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Nifty 50 Index Fund - Direct Plan - IDCW has delivered a CAGR of 4.67% — -4.98 pp behind the Index Fund category average of 9.65%. The fund ranks #137 of 152 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Nifty 50 Index Fund - Direct Plan - IDCW has delivered a CAGR of 6.75% — -3.59 pp behind the Index Fund category average of 10.34%. The fund ranks #39 of 42 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Nifty 50 Index Fund - Direct Plan - IDCW exactly 5 years ago would be worth approximately ₹138,594 today — a multiplier of 1.39×, based on the 5-year CAGR of 6.75%. The category average over the same window would have grown ₹1 lakh to ₹163,530.

A ₹10,000 monthly SIP in DSP Nifty 50 Index Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹670,526 today. That's an XIRR (money-weighted annualised return) of 4.39%.

DSP Nifty 50 Index Fund - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,115,645 — XIRR 7.98%.

On a 5-year basis, DSP Nifty 50 Index Fund - Direct Plan - IDCW ranks #39 out of 42 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.34%; this fund delivered 6.75%.

The worst peak-to-trough decline DSP Nifty 50 Index Fund - Direct Plan - IDCW has experienced over the last 5-year window is 19.62% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Nifty 50 Index Fund - Direct Plan - IDCW averaged 12.98% (best 20.27%, worst 6.57%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2025, DSP Nifty 50 Index Fund - Direct Plan - IDCW returned 5.82% — beating the Index Fund category average of 5.41% by 0.40 pp. It ranked #147 of 226 in its category that year.

DSP Nifty 50 Index Fund - Direct Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DSP Nifty 50 Index Fund - Direct Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 6.75%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Nifty 50 Index Fund - Direct Plan - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

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