Should I invest in DSP Nifty 50 Index Fund?

We don't give personal investment advice. DSP Nifty 50 Index Fund - Direct Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 6.05%.

DSP

DSP Nifty 50 Index Fund - Direct Plan - IDCW

Latest NAV

₹19.6727

As of

3 Jun 2026

1,789 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.14%	+0.29	88 / 296	Q2
1W	-1.78%	-1.13%	-0.65	197 / 296	Q3
2W	-0.48%	+0.01%	-0.50	243 / 296	Q4
1M	-2.49%	-0.63%	-1.86	253 / 296	Q4
3M	-5.40%	-0.19%	-5.21	244 / 291	Q4
6M	-9.59%	-2.63%	-6.96	229 / 285	Q4
YTD	-9.97%	-2.85%	-7.12	232 / 287	Q4
1Y	-4.11%	+0.85%	-4.96	213 / 269	Q4
2Y	-1.13%	+3.09%	-4.22	165 / 188	Q4
3Y	+5.54%	+10.07%	-4.52	134 / 149	Q4
4Y	+5.85%	+11.38%	-5.53	71 / 74	Q4
5Y	+6.05%	+9.89%	-3.84	40 / 42	Q4
7Y	+8.51%	+10.09%	-1.58	21 / 24	Q4
10Y	—	—	—	—	—
Inception	+9.80%	+6.44%	+3.36	80 / 294	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-9.97%	-2.86%	-7.10	228 / 282
2025	+5.82%	+5.41%	+0.40	147 / 226
2024	+4.23%	+13.06%	-8.83	149 / 159
2023	+14.08%	+21.46%	-7.37	73 / 121
2022	+5.42%	+2.02%	+3.39	14 / 55
2021	+24.82%	+27.10%	-2.28	15 / 31
2020	+15.09%	+13.44%	+1.65	18 / 29
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.49%

77 windows

min -29.8% · max 78.7%

78% positive

3-Year rolling

+12.38%

53 windows

min 3.7% · max 25.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.05%

28 windows

min 6.0% · max 18.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.22%

4 windows

min 8.4% · max 10.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.10%

3-year · annualised

Sharpe ratio

-0.02

vs risk-free 6.5%

Sortino ratio

-0.02

Downside-only deviation

Max drawdown

-19.62%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹707.9926	3 Jun 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8401	3 Jun 2026
SBI BSE Sensex Index Fund - Direct Plan - IDCW	SBI	₹12.2094	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹24.7110	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - DIRECT PLAN - IDCW	Bandhan	₹14.5912	3 Jun 2026
Aditya Birla Sun Life Nifty 50 Index Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹24.6364	3 Jun 2026
Motilal Oswal Nifty 500 Index Fund - Direct Plan	Motilal Oswal	₹26.1363	3 Jun 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹173.5510	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Direct Plan - IDCW	Mirae Asset	₹9.7182	3 Jun 2026
Kotak BSE Sensex Index Fund- Direct - IDCW	Kotak	₹9.8870	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.6727
2 Jun 2026	₹19.7381
1 Jun 2026	₹19.6537
29 May 2026	₹19.7923
27 May 2026	₹20.0906
26 May 2026	₹20.0961
25 May 2026	₹20.1952
22 May 2026	₹19.9266
21 May 2026	₹19.8643
20 May 2026	₹19.8680

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Nifty 50 Index Fund - Direct Plan - IDCW is ₹19.6727. It's a Index Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Nifty 50 Index Fund - Direct Plan - IDCW has NAV history starting from 22 Feb 2019, a track record of about 7 years 3 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Nifty 50 Index Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Nifty 50 Index Fund - Direct Plan - IDCW has delivered a absolute return of -4.11% — -4.96 pp behind the Index Fund category average of 0.85%. The fund ranks #213 of 269 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Nifty 50 Index Fund - Direct Plan - IDCW has delivered a CAGR of 5.54% — -4.52 pp behind the Index Fund category average of 10.07%. The fund ranks #134 of 149 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Nifty 50 Index Fund - Direct Plan - IDCW has delivered a CAGR of 6.05% — -3.84 pp behind the Index Fund category average of 9.89%. The fund ranks #40 of 42 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Nifty 50 Index Fund - Direct Plan - IDCW exactly 5 years ago would be worth approximately ₹134,126 today — a multiplier of 1.34×, based on the 5-year CAGR of 6.05%. The category average over the same window would have grown ₹1 lakh to ₹160,256.

A ₹10,000 monthly SIP in DSP Nifty 50 Index Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹650,960 today. That's an XIRR (money-weighted annualised return) of 3.22%.

DSP Nifty 50 Index Fund - Direct Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,084,272 — XIRR 7.17%.

On a 5-year basis, DSP Nifty 50 Index Fund - Direct Plan - IDCW ranks #40 out of 42 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.89%; this fund delivered 6.05%.

The worst peak-to-trough decline DSP Nifty 50 Index Fund - Direct Plan - IDCW has experienced over the last 5-year window is 19.62% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Nifty 50 Index Fund - Direct Plan - IDCW averaged 13.05% (best 18.52%, worst 6.05%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.04 — weak risk-adjusted performance.

In calendar year 2025, DSP Nifty 50 Index Fund - Direct Plan - IDCW returned 5.82% — beating the Index Fund category average of 5.41% by 0.40 pp. It ranked #147 of 226 in its category that year.

DSP Nifty 50 Index Fund - Direct Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DSP Nifty 50 Index Fund - Direct Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.6%. 5-year CAGR: 6.05%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Nifty 50 Index Fund - Direct Plan - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Index Fund

Recent NAVs

Frequently asked questions

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