Should I invest in DSP Flexi Cap Fund?

We don't give personal investment advice. DSP Flexi Cap Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.1%. 5-year CAGR: 0.62%.

DSP BlackRock

DSP Flexi Cap Fund - Regular Plan - IDCW

Latest NAV

₹57.7110

As of

24 Jul 2026

5,001 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.16%	-0.16%	+0.00	20 / 42	Q2
1W	-2.22%	-1.15%	-1.07	39 / 42	Q4
2W	-2.29%	-1.12%	-1.17	35 / 42	Q4
1M	-1.36%	+0.54%	-1.90	37 / 42	Q4
3M	+2.72%	+4.62%	-1.90	27 / 42	Q3
6M	-6.68%	+7.78%	-14.47	41 / 41	Q4
YTD	-11.23%	+1.34%	-12.57	41 / 41	Q4
1Y	-9.88%	+12.63%	-22.51	39 / 39	Q4
2Y	-7.25%	+6.27%	-13.52	35 / 37	Q4
3Y	+2.19%	+11.49%	-9.30	32 / 35	Q4
4Y	+4.60%	+13.92%	-9.32	19 / 21	Q4
5Y	+0.62%	+11.70%	-11.07	16 / 16	Q4
7Y	+4.32%	+13.09%	-8.77	10 / 10	Q4
10Y	+0.60%	+11.05%	-10.45	5 / 5	Q4
Inception	+1.84%	+10.96%	-9.12	37 / 42	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.23%	-1.68%	-9.56	29 / 29
2025	-3.87%	+1.29%	-5.16	21 / 25
2024	+7.93%	+19.24%	-11.30	23 / 26
2023	+21.89%	+29.13%	-7.24	18 / 20
2022	-14.03%	-2.30%	-11.73	15 / 15
2021	+18.72%	+26.78%	-8.06	15 / 19
2020	+3.84%	+17.92%	-14.08	19 / 21
2019	+3.36%	+9.49%	-6.13	20 / 21
2018	-30.65%	-8.20%	-22.46	11 / 11
2017	+26.59%	+35.64%	-9.05	8 / 8
2016	-8.02%	+1.46%	-9.47	7 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.78%

236 windows

min -55.4% · max 95.9%

54% positive

3-Year rolling

+2.74%

211 windows

min -17.3% · max 20.8%

70% positive

5-Year rolling

+2.00%

187 windows

min -11.4% · max 13.9%

71% positive

7-Year rolling

+1.45%

163 windows

min -4.8% · max 11.0%

67% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.63%

3-year · annualised

Sharpe ratio

-0.16

vs risk-free 6.5%

Sortino ratio

-0.20

Downside-only deviation

Max drawdown

-29.50%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.3297	24 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹18.9900	24 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹59.2316	24 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹15.8550	24 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹81.8588	24 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.1200	24 Jul 2026
DSP Flexi Cap Fund - Regular Plan - Growth	DSP BlackRock	₹101.7130	24 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.7421	24 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹35.9400	24 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.1500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹57.7110
23 Jul 2026	₹57.8030
22 Jul 2026	₹58.1180
21 Jul 2026	₹58.6640
20 Jul 2026	₹58.7620
17 Jul 2026	₹59.0200
16 Jul 2026	₹58.8140
15 Jul 2026	₹59.0250
14 Jul 2026	₹58.7240
13 Jul 2026	₹59.0900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of DSP Flexi Cap Fund - Regular Plan - IDCW is ₹57.7110. It's a Flexi Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Flexi Cap Fund - Regular Plan - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Flexi Cap Fund - Regular Plan - IDCW is managed by DSP BlackRock. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Flexi Cap Fund - Regular Plan - IDCW has delivered a absolute return of -9.88% — -22.51 pp behind the Flexi Cap Fund category average of 12.63%. The fund ranks #39 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Flexi Cap Fund - Regular Plan - IDCW has delivered a CAGR of 2.19% — -9.3 pp behind the Flexi Cap Fund category average of 11.49%. The fund ranks #32 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Flexi Cap Fund - Regular Plan - IDCW has delivered a CAGR of 0.62% — -11.07 pp behind the Flexi Cap Fund category average of 11.70%. The fund ranks #16 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Flexi Cap Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹106,172 today — a multiplier of 1.06×, based on the 10-year CAGR of 0.60%. The category average over the same window would have grown ₹1 lakh to ₹285,219.

A ₹10,000 monthly SIP in DSP Flexi Cap Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹608,415 today. That's an XIRR (money-weighted annualised return) of 0.55%.

A ₹10,000 monthly SIP for 10 years in DSP Flexi Cap Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,324,933 (multiplier 1.10×). XIRR: 1.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Flexi Cap Fund - Regular Plan - IDCW ranks #16 out of 16 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.70%; this fund delivered 0.62%.

The worst peak-to-trough decline DSP Flexi Cap Fund - Regular Plan - IDCW has experienced over the last 5-year window is 31.05% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Flexi Cap Fund - Regular Plan - IDCW averaged 2.00% (best 13.90%, worst -11.42%). 71% of rolling windows ended positive. The 5-year Sharpe ratio is -0.26 — negative risk-adjusted performance.

In calendar year 2025, DSP Flexi Cap Fund - Regular Plan - IDCW returned -3.87% — lagging the Flexi Cap Fund category average of 1.29% by 5.16 pp. It ranked #21 of 25 in its category that year.

DSP Flexi Cap Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Flexi Cap Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.1%. 5-year CAGR: 0.62%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.