Should I invest in DSP Flexi Cap Fund?

We don't give personal investment advice. DSP Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.4%. 5-year CAGR: 9.89%.

DSP BlackRock

DSP Flexi Cap Fund - Regular Plan - Growth

Latest NAV

₹101.7130

As of

24 Jul 2026

4,709 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.16%	-0.16%	+0.00	19 / 42	Q2
1W	-2.22%	-1.15%	-1.07	38 / 42	Q4
2W	-2.29%	-1.12%	-1.17	36 / 42	Q4
1M	-1.36%	+0.54%	-1.90	36 / 42	Q4
3M	+2.72%	+4.62%	-1.90	26 / 42	Q3
6M	+1.76%	+7.78%	-6.02	29 / 41	Q3
YTD	-3.20%	+1.34%	-4.54	30 / 41	Q3
1Y	-1.73%	+12.63%	-14.36	29 / 39	Q3
2Y	+0.88%	+6.27%	-5.39	30 / 37	Q4
3Y	+11.17%	+11.49%	-0.32	19 / 35	Q3
4Y	+13.76%	+13.92%	-0.15	9 / 21	Q2
5Y	+9.89%	+11.70%	-1.80	9 / 16	Q3
7Y	+14.98%	+13.09%	+1.89	4 / 10	Q2
10Y	+13.33%	+11.05%	+2.28	2 / 5	Q2
Inception	+12.93%	+10.96%	+1.97	18 / 42	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.20%	-1.68%	-1.52	19 / 29
2025	+4.28%	+1.29%	+2.99	9 / 25
2024	+17.47%	+19.24%	-1.77	13 / 26
2023	+32.47%	+29.13%	+3.34	6 / 20
2022	-4.54%	-2.30%	-2.24	11 / 15
2021	+32.08%	+26.78%	+5.31	8 / 19
2020	+18.69%	+17.92%	+0.76	9 / 21
2019	+16.72%	+9.49%	+7.24	2 / 21
2018	-6.80%	-8.20%	+1.40	5 / 11
2017	+39.00%	+35.64%	+3.37	3 / 8
2016	+3.19%	+1.46%	+1.73	4 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.08%

221 windows

min -49.1% · max 104.3%

70% positive

3-Year rolling

+14.41%

197 windows

min -5.3% · max 31.9%

97% positive

5-Year rolling

+13.96%

173 windows

min 2.9% · max 24.9%

100% positive

7-Year rolling

+14.02%

148 windows

min 8.6% · max 21.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.09%

3-year · annualised

Sharpe ratio

0.39

vs risk-free 6.5%

Sortino ratio

0.60

Downside-only deviation

Max drawdown

-17.95%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - Growth Plan - Growth Option	Nippon India	₹16.3297	24 Jul 2026
Invesco India Flexi Cap Fund - Regular Plan - Growth	Invesco	₹18.9900	24 Jul 2026
Motilal Oswal Flexi Cap Fund Regular Plan-Growth Option	Motilal Oswal	₹59.2316	24 Jul 2026
Mirae Asset Flexi Cap Fund - Regular Plan - Growth	Mirae Asset	₹15.8550	24 Jul 2026
Parag Parikh Flexi Cap Fund - Regular Plan - Growth	Parag Parikh	₹81.8588	24 Jul 2026
Edelweiss Flexi Cap Fund - Regular Plan - Growth Option	Edelweiss	₹38.1200	24 Jul 2026
DSP Flexi Cap Fund - Regular Plan - IDCW	DSP BlackRock	₹57.7110	24 Jul 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - Growth Option	Baroda BNP Paribas	₹15.7421	24 Jul 2026
PGIM India Flexi Cap Fund - Regular Plan - Growth Option	PGIM India	₹35.9400	24 Jul 2026
Axis Flexi Cap Fund - Regular Plan - Growth	Axis	₹27.1500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹101.7130
23 Jul 2026	₹101.8750
22 Jul 2026	₹102.4300
21 Jul 2026	₹103.3920
20 Jul 2026	₹103.5650
17 Jul 2026	₹104.0200
16 Jul 2026	₹103.6570
15 Jul 2026	₹104.0290
14 Jul 2026	₹103.4990
13 Jul 2026	₹104.1440

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of DSP Flexi Cap Fund - Regular Plan - Growth is ₹101.7130. It's a Flexi Cap Fund from DSP BlackRock, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Flexi Cap Fund - Regular Plan - Growth has NAV history starting from 08 Jun 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Flexi Cap Fund - Regular Plan - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Flexi Cap Fund - Regular Plan - Growth has delivered a absolute return of -1.73% — -14.36 pp behind the Flexi Cap Fund category average of 12.63%. The fund ranks #29 of 39 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 11.17% — -0.32 pp behind the Flexi Cap Fund category average of 11.49%. The fund ranks #19 of 35 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 9.89% — -1.8 pp behind the Flexi Cap Fund category average of 11.70%. The fund ranks #9 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP Flexi Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹349,625 today — a multiplier of 3.50×, based on the 10-year CAGR of 13.33%. The category average over the same window would have grown ₹1 lakh to ₹285,219.

A ₹10,000 monthly SIP in DSP Flexi Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹775,826 today. That's an XIRR (money-weighted annualised return) of 10.21%.

A ₹10,000 monthly SIP for 10 years in DSP Flexi Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,395,727 (multiplier 2.00×). XIRR: 13.25%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Flexi Cap Fund - Regular Plan - Growth ranks #9 out of 16 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.70%; this fund delivered 9.89%.

The worst peak-to-trough decline DSP Flexi Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 23.44% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Flexi Cap Fund - Regular Plan - Growth averaged 13.96% (best 24.89%, worst 2.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.29 — weak risk-adjusted performance.

In calendar year 2025, DSP Flexi Cap Fund - Regular Plan - Growth returned 4.28% — beating the Flexi Cap Fund category average of 1.29% by 2.99 pp. It ranked #9 of 25 in its category that year.

DSP Flexi Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 23.4%. 5-year CAGR: 9.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.