Should I invest in DSP BlackRock Technology.com Fund?

We don't give personal investment advice. DSP BlackRock Technology.com Fund - Regular Plan - Dividend is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.5%. 5-year CAGR: 3.78%.

DSP BlackRock

DSP BlackRock Technology.com Fund - Regular Plan - Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.17%	-0.12	12 / 20	Q3
1W	+0.15%	-0.51%	+0.65	7 / 20	Q2
2W	+1.90%	+0.88%	+1.02	8 / 20	Q2
1M	+4.46%	+1.03%	+3.43	5 / 20	Q1
3M	+3.80%	+2.63%	+1.17	10 / 20	Q2
6M	-7.42%	+5.72%	-13.14	16 / 20	Q4
YTD	-9.65%	-0.48%	-9.17	16 / 20	Q4
1Y	-16.36%	+25.15%	-41.51	20 / 20	Q4
2Y	-12.75%	+16.06%	-28.82	17 / 18	Q4
3Y	-7.91%	+6.97%	-14.88	14 / 16	Q4
4Y	-0.79%	+7.75%	-8.55	12 / 14	Q4
5Y	+3.78%	+10.15%	-6.37	8 / 9	Q4
7Y	-0.59%	+5.76%	-6.35	9 / 9	Q4
10Y	—	—	—	—	—
Inception	-1.53%	+8.16%	-9.70	18 / 20	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	-9.65%	-4.40%	-5.25	2 / 2
2016	-20.64%	-8.98%	-11.66	4 / 4
2015	-1.52%	+7.47%	-8.99	9 / 9
2014	+11.73%	+39.97%	-28.24	8 / 9
2013	+37.71%	+7.46%	+30.25	2 / 9
2012	+3.49%	+19.17%	-15.68	7 / 9
2011	-21.84%	-19.63%	-2.21	6 / 11
2010	+15.41%	+3.85%	+11.56	2 / 18
2009	+103.90%	+58.66%	+45.24	1 / 18
2008	-60.13%	-40.64%	-19.49	8 / 12

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.84%

105 windows

min -60.9% · max 149.6%

55% positive

3-Year rolling

+7.21%

81 windows

min -9.8% · max 31.9%

74% positive

5-Year rolling

+7.46%

56 windows

min 0.2% · max 25.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.12%

32 windows

min -1.0% · max 18.2%

84% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.86%

3-year · annualised

Sharpe ratio

-0.84

vs risk-free 6.5%

Sortino ratio

-1.01

Downside-only deviation

Max drawdown

-35.48%

Feb 2015 → Apr 2017

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
28 Jul 2017	₹23.3530
27 Jul 2017	₹23.3400
26 Jul 2017	₹23.3650
25 Jul 2017	₹23.4420
24 Jul 2017	₹23.4680
21 Jul 2017	₹23.3190
20 Jul 2017	₹23.1080
19 Jul 2017	₹23.2750
18 Jul 2017	₹23.1450
17 Jul 2017	₹23.0840

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DSP BlackRock Technology.com Fund - Regular Plan - Dividend is a Growth from DSP BlackRock (Regular plan, Growth option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DSP BlackRock Technology.com Fund - Regular Plan - Dividend has NAV history starting from 07 Jan 2008, a track record of about 18 years 5 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Technology.com Fund - Regular Plan - Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Growth' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Technology.com Fund - Regular Plan - Dividend has delivered a absolute return of -16.36% — -41.51 pp behind the Growth category average of 25.15%. The fund ranks #20 of 20 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP BlackRock Technology.com Fund - Regular Plan - Dividend has delivered a CAGR of -7.91% — -14.88 pp behind the Growth category average of 6.97%. The fund ranks #14 of 16 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP BlackRock Technology.com Fund - Regular Plan - Dividend has delivered a CAGR of 3.78% — -6.37 pp behind the Growth category average of 10.15%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP BlackRock Technology.com Fund - Regular Plan - Dividend exactly 5 years ago would be worth approximately ₹120,383 today — a multiplier of 1.20×, based on the 5-year CAGR of 3.78%. The category average over the same window would have grown ₹1 lakh to ₹162,158.

A ₹10,000 monthly SIP in DSP BlackRock Technology.com Fund - Regular Plan - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹531,889 today. That's an XIRR (money-weighted annualised return) of -4.72%.

DSP BlackRock Technology.com Fund - Regular Plan - Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹784,274 — XIRR -1.94%.

On a 5-year basis, DSP BlackRock Technology.com Fund - Regular Plan - Dividend ranks #8 out of 9 funds in the Growth category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.15%; this fund delivered 3.78%.

The worst peak-to-trough decline DSP BlackRock Technology.com Fund - Regular Plan - Dividend has experienced over the last 5-year window is 35.48% — its NAV fell from a high on 06 Feb 2015 to a low on 19 Apr 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Technology.com Fund - Regular Plan - Dividend averaged 7.46% (best 25.64%, worst 0.16%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.04 — negative risk-adjusted performance.

In calendar year 2016, DSP BlackRock Technology.com Fund - Regular Plan - Dividend returned -20.64% — lagging the Growth category average of -8.98% by 11.66 pp. It ranked #4 of 4 in its category that year.

DSP BlackRock Technology.com Fund - Regular Plan - Dividend doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DSP BlackRock Technology.com Fund - Regular Plan - Dividend is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.5%. 5-year CAGR: 3.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.