Should I invest in DSP BlackRock Tax Saver Fund?

We don't give personal investment advice. DSP BlackRock Tax Saver Fund - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.6%. 5-year CAGR: 13.03%.

DSP BlackRock

DSP BlackRock Tax Saver Fund - Growth

Latest NAV

₹133.1720

As of

3 Jun 2026

4,765 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.12%	-2.11%	+2.23	36 / 90	Q2
1W	-2.16%	-4.12%	+1.96	76 / 87	Q4
2W	-0.64%	-3.75%	+3.10	58 / 87	Q3
1M	-1.78%	-5.60%	+3.83	51 / 87	Q3
3M	-5.37%	-5.40%	+0.03	62 / 87	Q3
6M	-7.26%	-3.98%	-3.28	60 / 89	Q3
YTD	-8.42%	-5.20%	-3.22	65 / 89	Q3
1Y	-3.37%	+1.41%	-4.78	49 / 87	Q3
2Y	+2.82%	-0.15%	+2.97	26 / 86	Q2
3Y	+15.60%	+6.12%	+9.48	11 / 81	Q1
4Y	+15.18%	+7.91%	+7.28	14 / 78	Q1
5Y	+13.03%	+6.94%	+6.09	21 / 77	Q2
7Y	+15.16%	+8.75%	+6.40	10 / 75	Q1
10Y	+14.89%	+8.10%	+6.79	7 / 69	Q1
Inception	+14.09%	+5.86%	+8.24	12 / 91	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.42%	-7.12%	-1.29	30 / 47
2025	+7.08%	+1.54%	+5.54	7 / 47
2024	+23.38%	+18.17%	+5.21	9 / 47
2023	+29.70%	+23.46%	+6.24	11 / 49
2022	+4.50%	+0.75%	+3.75	18 / 52
2021	+34.64%	+28.91%	+5.73	12 / 54
2020	+14.86%	+11.40%	+3.46	21 / 56
2019	+14.47%	+2.03%	+12.44	4 / 59
2018	-7.07%	-9.68%	+2.61	25 / 61
2017	+35.45%	+29.95%	+5.49	24 / 65
2016	+10.33%	-0.31%	+10.65	6 / 70

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.20%

224 windows

min -57.6% · max 97.4%

79% positive

3-Year rolling

+15.80%

200 windows

min -5.5% · max 31.6%

97% positive

5-Year rolling

+15.51%

176 windows

min 0.5% · max 27.3%

100% positive

7-Year rolling

+15.50%

151 windows

min 6.6% · max 22.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.21%

3-year · annualised

Sharpe ratio

0.64

vs risk-free 6.5%

Sortino ratio

1.01

Downside-only deviation

Max drawdown

-16.48%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.5390	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.9775	3 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹85.4857	3 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.4000	3 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹121.5100	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.6508	3 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.8774	3 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.1340	3 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.5000	3 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.1600	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹133.1720
2 Jun 2026	₹133.4080
1 Jun 2026	₹133.2440
29 May 2026	₹134.4670
27 May 2026	₹136.1270
26 May 2026	₹136.3480
25 May 2026	₹136.9570
22 May 2026	₹134.9920
21 May 2026	₹134.4030
20 May 2026	₹134.2590

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Tax Saver Fund - Growth is ₹133.1720. It's a ELSS from DSP BlackRock, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Tax Saver Fund - Growth has NAV history starting from 22 Jan 2007, a track record of about 19 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Tax Saver Fund - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Tax Saver Fund - Growth has delivered a absolute return of -3.37% — -4.78 pp behind the ELSS category average of 1.41%. The fund ranks #49 of 87 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP BlackRock Tax Saver Fund - Growth has delivered a CAGR of 15.60% — +9.48 pp ahead of the ELSS category average of 6.12%. The fund ranks #11 of 81 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP BlackRock Tax Saver Fund - Growth has delivered a CAGR of 13.03% — +6.09 pp ahead of the ELSS category average of 6.94%. The fund ranks #21 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP BlackRock Tax Saver Fund - Growth exactly 10 years ago would be worth approximately ₹400,710 today — a multiplier of 4.01×, based on the 10-year CAGR of 14.89%. The category average over the same window would have grown ₹1 lakh to ₹217,976.

A ₹10,000 monthly SIP in DSP BlackRock Tax Saver Fund - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹793,952 today. That's an XIRR (money-weighted annualised return) of 11.14%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Tax Saver Fund - Growth = ₹1,200,000 invested. It would currently be worth ₹2,561,096 (multiplier 2.13×). XIRR: 14.50%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Tax Saver Fund - Growth ranks #21 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.94%; this fund delivered 13.03%.

The worst peak-to-trough decline DSP BlackRock Tax Saver Fund - Growth has experienced over the last 5-year window is 17.62% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Tax Saver Fund - Growth averaged 15.51% (best 27.28%, worst 0.50%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.50 — weak risk-adjusted performance.

In calendar year 2025, DSP BlackRock Tax Saver Fund - Growth returned 7.08% — beating the ELSS category average of 1.54% by 5.54 pp. It ranked #7 of 47 in its category that year.

DSP BlackRock Tax Saver Fund - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP BlackRock Tax Saver Fund - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.6%. 5-year CAGR: 13.03%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.