Should I invest in DSP BlackRock Strategic Bond Fund?

We don't give personal investment advice. DSP BlackRock Strategic Bond Fund - Regular Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 9.44%.

DSP BlackRock

DSP BlackRock Strategic Bond Fund - Regular Plan - Growth

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-14.54%	+14.51	211 / 373	Q3
1W	-0.06%	-15.89%	+15.83	132 / 369	Q2
2W	+0.30%	-15.78%	+16.09	44 / 371	Q1
1M	+0.20%	-16.05%	+16.26	104 / 373	Q2
3M	+1.24%	-17.27%	+18.52	95 / 366	Q2
6M	+5.11%	-30.18%	+35.29	39 / 393	Q1
YTD	+3.71%	-32.85%	+36.56	75 / 414	Q1
1Y	+6.84%	-15.79%	+22.63	87 / 309	Q2
2Y	+9.42%	-13.41%	+22.83	14 / 142	Q1
3Y	+10.23%	-6.89%	+17.12	3 / 95	Q1
4Y	+9.99%	+2.81%	+7.18	1 / 84	Q1
5Y	+9.44%	+2.94%	+6.50	3 / 76	Q1
7Y	+9.13%	+2.77%	+6.36	1 / 67	Q1
10Y	+7.99%	+2.81%	+5.18	3 / 38	Q1
Inception	+7.99%	-35.69%	+43.69	68 / 497	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+3.71%	+2.12%	+1.59	10 / 30
2016	+12.91%	+3.89%	+9.02	1 / 45
2015	+7.00%	+2.84%	+4.15	11 / 66
2014	+14.68%	+4.08%	+10.61	3 / 76
2013	+5.78%	+2.34%	+3.45	24 / 76
2012	+9.49%	+3.72%	+5.77	11 / 78
2011	+8.70%	+3.23%	+5.47	11 / 66
2010	+4.20%	-11.73%	+15.93	17 / 132
2009	+4.40%	-33.69%	+38.09	55 / 316
2008	+6.52%	-14.40%	+20.92	36 / 119
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.12%

114 windows

min 3.7% · max 16.3%

100% positive

3-Year rolling

+8.11%

90 windows

min 5.0% · max 12.0%

100% positive

5-Year rolling

+8.19%

66 windows

min 6.4% · max 10.2%

100% positive

7-Year rolling

+8.12%

41 windows

min 7.0% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.43%

3-year · annualised

Sharpe ratio

0.97

vs risk-free 6.5%

Sortino ratio

3.53

Downside-only deviation

Max drawdown

-4.27%

Nov 2016 → Feb 2017

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
8 Sep 2017	₹2,217.5358
7 Sep 2017	₹2,218.2292
6 Sep 2017	₹2,219.3401
5 Sep 2017	₹2,218.7326
4 Sep 2017	₹2,218.6783
1 Sep 2017	₹2,218.9203
31 Aug 2017	₹2,214.2760
30 Aug 2017	₹2,213.4914
29 Aug 2017	₹2,213.6412
28 Aug 2017	₹2,210.6390

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DSP BlackRock Strategic Bond Fund - Regular Plan - Growth is a Income from DSP BlackRock (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DSP BlackRock Strategic Bond Fund - Regular Plan - Growth has NAV history starting from 10 May 2007, a track record of about 19 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Strategic Bond Fund - Regular Plan - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Strategic Bond Fund - Regular Plan - Growth has delivered a absolute return of 6.84% — +22.63 pp ahead of the Income category average of -15.79%. The fund ranks #87 of 309 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP BlackRock Strategic Bond Fund - Regular Plan - Growth has delivered a CAGR of 10.23% — +17.12 pp ahead of the Income category average of -6.89%. The fund ranks #3 of 95 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP BlackRock Strategic Bond Fund - Regular Plan - Growth has delivered a CAGR of 9.44% — +6.5 pp ahead of the Income category average of 2.94%. The fund ranks #3 of 76 in its category — the top (Q1) quartile.

₹1 lakh invested in DSP BlackRock Strategic Bond Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹215,665 today — a multiplier of 2.16×, based on the 10-year CAGR of 7.99%. The category average over the same window would have grown ₹1 lakh to ₹131,897.

A ₹10,000 monthly SIP in DSP BlackRock Strategic Bond Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹762,180 today. That's an XIRR (money-weighted annualised return) of 9.49%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Strategic Bond Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,890,160 (multiplier 1.58×). XIRR: 8.78%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Strategic Bond Fund - Regular Plan - Growth ranks #3 out of 76 funds in the Income category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.94%; this fund delivered 9.44%.

The worst peak-to-trough decline DSP BlackRock Strategic Bond Fund - Regular Plan - Growth has experienced over the last 5-year window is 4.27% — its NAV fell from a high on 24 Nov 2016 to a low on 09 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Strategic Bond Fund - Regular Plan - Growth averaged 8.19% (best 10.24%, worst 6.40%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.79 — reasonable risk-adjusted performance.

In calendar year 2016, DSP BlackRock Strategic Bond Fund - Regular Plan - Growth returned 12.91% — beating the Income category average of 3.89% by 9.02 pp. It ranked #1 of 45 in its category that year.

DSP BlackRock Strategic Bond Fund - Regular Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Strategic Bond Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 9.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP BlackRock Strategic Bond Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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