Should I invest in DSP BlackRock Strategic Bond Fund - Daily Dividend?

We don't give personal investment advice. DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 1.00%.

DSP BlackRock

DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-14.54%	+14.51	209 / 373	Q3
1W	-0.19%	-15.89%	+15.70	144 / 369	Q2
2W	+0.17%	-15.78%	+15.96	83 / 371	Q1
1M	+0.07%	-16.05%	+16.12	118 / 373	Q2
3M	+0.54%	-17.27%	+17.82	122 / 366	Q2
6M	+4.39%	-30.18%	+34.57	64 / 393	Q1
YTD	+2.99%	-32.85%	+35.85	85 / 414	Q1
1Y	+2.19%	-15.79%	+17.98	124 / 309	Q2
2Y	+1.64%	-13.41%	+15.05	53 / 142	Q2
3Y	+1.09%	-6.89%	+7.99	49 / 95	Q3
4Y	+1.34%	+2.81%	-1.47	42 / 84	Q2
5Y	+1.00%	+2.94%	-1.93	43 / 76	Q3
7Y	+0.75%	+2.77%	-2.02	39 / 67	Q3
10Y	—	—	—	—	—
Inception	+0.63%	-35.69%	+36.33	138 / 497	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+2.99%	+2.12%	+0.87	11 / 30
2016	+0.18%	+3.89%	-3.71	34 / 45
2015	0.00%	+2.84%	-2.85	52 / 66
2014	+0.40%	+4.08%	-3.68	47 / 76
2013	+0.87%	+2.34%	-1.46	34 / 76
2012	+0.33%	+3.72%	-3.39	53 / 78
2011	+0.22%	+3.23%	-3.01	46 / 66
2010	+0.00%	-11.73%	+11.73	73 / 132
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.42%

92 windows

min -1.2% · max 2.9%

65% positive

3-Year rolling

+0.42%

68 windows

min -0.3% · max 1.4%

94% positive

5-Year rolling

+0.45%

43 windows

min 0.1% · max 1.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.41%

19 windows

min 0.1% · max 0.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.85%

3-year · annualised

Sharpe ratio

-2.92

vs risk-free 6.5%

Sortino ratio

-5.38

Downside-only deviation

Max drawdown

-4.27%

Nov 2016 → Feb 2017

% positive months

52.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
8 Sep 2017	₹1,055.1783
7 Sep 2017	₹1,055.5081
6 Sep 2017	₹1,057.4313
5 Sep 2017	₹1,057.1413
4 Sep 2017	₹1,057.1151
1 Sep 2017	₹1,057.2300
31 Aug 2017	₹1,055.0169
30 Aug 2017	₹1,054.6431
29 Aug 2017	₹1,054.7141
28 Aug 2017	₹1,053.2834

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend is a Income from DSP BlackRock (Regular plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend has NAV history starting from 13 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Income' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend has delivered a absolute return of 2.19% — +17.98 pp ahead of the Income category average of -15.79%. The fund ranks #124 of 309 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend has delivered a CAGR of 1.09% — +7.99 pp ahead of the Income category average of -6.89%. The fund ranks #49 of 95 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend has delivered a CAGR of 1.00% — -1.93 pp behind the Income category average of 2.94%. The fund ranks #43 of 76 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend exactly 5 years ago would be worth approximately ₹105,117 today — a multiplier of 1.05×, based on the 5-year CAGR of 1.00%. The category average over the same window would have grown ₹1 lakh to ₹115,573.

A ₹10,000 monthly SIP in DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹621,025 today. That's an XIRR (money-weighted annualised return) of 1.36%.

DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹873,708 — XIRR 1.11%.

On a 5-year basis, DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend ranks #43 out of 76 funds in the Income category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.94%; this fund delivered 1.00%.

The worst peak-to-trough decline DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend has experienced over the last 5-year window is 4.27% — its NAV fell from a high on 24 Nov 2016 to a low on 09 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend averaged 0.45% (best 1.00%, worst 0.15%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -2.74 — negative risk-adjusted performance.

In calendar year 2016, DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend returned 0.18% — lagging the Income category average of 3.89% by 3.71 pp. It ranked #34 of 45 in its category that year.

DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Strategic Bond Fund - Regular Plan - Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 1.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.