Should I invest in DSP BlackRock Floating Rate Fund?

We don't give personal investment advice. DSP BlackRock Floating Rate Fund - Institutional Plan-Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 10.06%.

DSP BlackRock

DSP BlackRock Floating Rate Fund - Institutional Plan-Growth

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	0.00%	-45.05%	+45.05	6 / 11	Q3
1W	+0.08%	-49.53%	+49.61	3 / 10	Q2
2W	+0.35%	-49.46%	+49.82	2 / 10	Q1
1M	+0.51%	-44.70%	+45.22	4 / 11	Q2
3M	+1.91%	-48.86%	+50.78	3 / 10	Q2
6M	+4.87%	-48.11%	+52.98	2 / 10	Q1
YTD	+5.84%	-48.33%	+54.17	2 / 10	Q1
1Y	+8.95%	-42.58%	+51.53	2 / 11	Q1
2Y	+10.17%	-47.44%	+57.62	1 / 10	Q1
3Y	+10.44%	-59.99%	+70.43	1 / 8	Q1
4Y	+10.67%	-64.46%	+75.13	1 / 9	Q1
5Y	+10.06%	-64.92%	+74.97	1 / 6	Q1
7Y	+9.70%	-37.93%	+47.63	1 / 5	Q1
10Y	+8.83%	+3.12%	+5.72	1 / 3	Q2
Inception	+8.44%	-48.10%	+56.54	2 / 12	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+5.84%	+3.11%	+2.73	1 / 2
2016	+11.25%	+6.06%	+5.19	1 / 2
2015	+10.11%	+5.06%	+5.06	1 / 2
2014	+11.27%	-29.48%	+40.75	1 / 3
2013	+8.72%	-31.11%	+39.83	1 / 6
2012	+9.49%	+5.16%	+4.33	3 / 6
2011	+8.81%	+3.95%	+4.86	3 / 7
2010	+5.53%	-28.18%	+33.71	3 / 10
2009	+6.01%	-6.68%	+12.69	4 / 10
2008	+8.92%	+4.85%	+4.08	3 / 8
2007	+5.49%	+4.53%	+0.96	3 / 5

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.55%

128 windows

min 4.6% · max 11.9%

100% positive

3-Year rolling

+8.56%

103 windows

min 6.6% · max 11.3%

100% positive

5-Year rolling

+8.50%

79 windows

min 6.6% · max 10.3%

100% positive

7-Year rolling

+8.47%

55 windows

min 7.2% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.23%

3-year · annualised

Sharpe ratio

2.84

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.72%

Feb 2017 → Feb 2017

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Recent NAVs

Date	NAV
8 Sep 2017	₹2,592.9551
7 Sep 2017	₹2,593.0271
6 Sep 2017	₹2,592.9765
5 Sep 2017	₹2,592.1554
4 Sep 2017	₹2,591.9998
1 Sep 2017	₹2,590.8015
31 Aug 2017	₹2,587.8673
30 Aug 2017	₹2,586.6428
29 Aug 2017	₹2,586.2180
28 Aug 2017	₹2,585.4568

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DSP BlackRock Floating Rate Fund - Institutional Plan-Growth is a Floating Rate from DSP BlackRock (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DSP BlackRock Floating Rate Fund - Institutional Plan-Growth has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Floating Rate Fund - Institutional Plan-Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Floating Rate' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Floating Rate Fund - Institutional Plan-Growth has delivered a absolute return of 8.95% — +51.53 pp ahead of the Floating Rate category average of -42.58%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

Over the trailing 3-year window, DSP BlackRock Floating Rate Fund - Institutional Plan-Growth has delivered a CAGR of 10.44% — +70.43 pp ahead of the Floating Rate category average of -59.99%. The fund ranks #1 of 8 in its category — the top (Q1) quartile.

Over the trailing 5-year window, DSP BlackRock Floating Rate Fund - Institutional Plan-Growth has delivered a CAGR of 10.06% — +74.97 pp ahead of the Floating Rate category average of -64.92%. The fund ranks #1 of 6 in its category — the top (Q1) quartile.

₹1 lakh invested in DSP BlackRock Floating Rate Fund - Institutional Plan-Growth exactly 10 years ago would be worth approximately ₹233,166 today — a multiplier of 2.33×, based on the 10-year CAGR of 8.83%. The category average over the same window would have grown ₹1 lakh to ₹135,905.

A ₹10,000 monthly SIP in DSP BlackRock Floating Rate Fund - Institutional Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹775,604 today. That's an XIRR (money-weighted annualised return) of 10.19%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Floating Rate Fund - Institutional Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹1,957,797 (multiplier 1.63×). XIRR: 9.45%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Floating Rate Fund - Institutional Plan-Growth ranks #1 out of 6 funds in the Floating Rate category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -64.92%; this fund delivered 10.06%.

The worst peak-to-trough decline DSP BlackRock Floating Rate Fund - Institutional Plan-Growth has experienced over the last 5-year window is 1.63% — its NAV fell from a high on 15 Jul 2013 to a low on 24 Jul 2013. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Floating Rate Fund - Institutional Plan-Growth averaged 8.50% (best 10.32%, worst 6.60%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 2.14 — strong risk-adjusted performance.

In calendar year 2016, DSP BlackRock Floating Rate Fund - Institutional Plan-Growth returned 11.25% — beating the Floating Rate category average of 6.06% by 5.19 pp. It ranked #1 of 2 in its category that year.

DSP BlackRock Floating Rate Fund - Institutional Plan-Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. DSP BlackRock Floating Rate Fund - Institutional Plan-Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 10.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP BlackRock Floating Rate Fund - Institutional Plan-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Recent NAVs

Frequently asked questions

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