Should I invest in DSP BlackRock Cash Manager Fund?

We don't give personal investment advice. DSP BlackRock Cash Manager Fund - Institutional Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

DSP BlackRock

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.34%	-0.33	58 / 110	Q3
1W	+0.08%	+0.31%	-0.23	35 / 107	Q2
2W	+0.14%	+0.36%	-0.22	37 / 106	Q2
1M	+0.29%	+0.37%	-0.09	30 / 106	Q2
3M	+0.88%	+0.70%	+0.18	29 / 105	Q2
6M	+1.82%	-0.73%	+2.55	28 / 105	Q2
YTD	+0.45%	-1.59%	+2.04	30 / 102	Q2
1Y	+4.33%	-0.61%	+4.94	26 / 100	Q2
2Y	+6.55%	-0.86%	+7.41	21 / 96	Q1
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.89%	-1.26%	+8.15	21 / 110	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2010 YTD	+0.45%	-1.24%	+1.69	27 / 73
2009	+4.81%	+0.17%	+4.63	17 / 75
2008	+9.09%	+2.60%	+6.50	7 / 61
2007	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.28%

17 windows

min 4.3% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Recent NAVs

Date	NAV
19 Feb 2010	₹1,167.5493
18 Feb 2010	₹1,167.4355
17 Feb 2010	₹1,167.2577
16 Feb 2010	₹1,167.1415
15 Feb 2010	₹1,167.0268
14 Feb 2010	₹1,166.9331
11 Feb 2010	₹1,166.6193
10 Feb 2010	₹1,166.5190
9 Feb 2010	₹1,166.4159
8 Feb 2010	₹1,166.3102

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth is a Liquid from DSP BlackRock (Institutional plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth has NAV history starting from 29 Oct 2007, a track record of about 18 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Liquid' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Cash Manager Fund - Institutional Plan - Growth has delivered a absolute return of 4.33% — +4.94 pp ahead of the Liquid category average of -0.61%. The fund ranks #26 of 100 in its category — the second (Q2) quartile.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in DSP BlackRock Cash Manager Fund - Institutional Plan - Growth over the last 1 year — total invested ₹120,000 — would be worth ₹122,541 today. That's an XIRR (money-weighted annualised return) of 3.90%.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹122,541 — XIRR 3.90%.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth doesn't have a computed drawdown figure yet.

Consistency stats for DSP BlackRock Cash Manager Fund - Institutional Plan - Growth need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2009, DSP BlackRock Cash Manager Fund - Institutional Plan - Growth returned 4.81% — beating the Liquid category average of 0.17% by 4.63 pp. It ranked #17 of 75 in its category that year.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Cash Manager Fund - Institutional Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP BlackRock Cash Manager Fund - Institutional Plan - Growth

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Recent NAVs

Frequently asked questions

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