Should I invest in CANARA ROBECO GILT FUND?

We don't give personal investment advice. CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.6%. 5-year CAGR: 5.62%.

Canara Robeco

CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION

Latest NAV

₹83.3847

As of

17 Jul 2026

3,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.03%	-0.13%	+0.11	4 / 28	Q1
1W	-0.08%	-0.34%	+0.26	6 / 28	Q1
2W	+0.08%	-0.31%	+0.40	2 / 28	Q1
1M	+0.82%	+1.36%	-0.55	23 / 28	Q4
3M	+2.01%	+2.44%	-0.43	24 / 28	Q4
6M	+2.81%	+3.18%	-0.37	22 / 28	Q4
YTD	+2.14%	+2.66%	-0.52	22 / 28	Q4
1Y	+2.13%	+3.05%	-0.92	20 / 28	Q3
2Y	+5.12%	+6.05%	-0.93	21 / 26	Q4
3Y	+6.18%	+6.92%	-0.74	22 / 26	Q4
4Y	+6.57%	+7.32%	-0.75	20 / 24	Q4
5Y	+5.63%	+6.26%	-0.63	22 / 23	Q4
7Y	+5.78%	+6.36%	-0.58	17 / 20	Q4
10Y	+6.92%	+7.29%	-0.37	14 / 19	Q3
Inception	+7.71%	+7.32%	+0.39	14 / 28	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.14%	+2.87%	-0.73	22 / 25
2025	+4.57%	+4.92%	-0.35	17 / 24
2024	+9.66%	+9.80%	-0.14	12 / 23
2023	+7.09%	+7.39%	-0.30	17 / 23
2022	+3.00%	+3.07%	-0.07	12 / 20
2021	+2.54%	+3.02%	-0.48	16 / 20
2020	+10.87%	+11.78%	-0.90	14 / 20
2019	+10.90%	+11.76%	-0.86	15 / 20
2018	+5.40%	+6.33%	-0.93	19 / 23
2017	+2.38%	+2.44%	-0.05	13 / 23
2016	+18.64%	+16.47%	+2.16	3 / 21

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.96%

153 windows

min -1.4% · max 21.6%

97% positive

3-Year rolling

+7.97%

129 windows

min 3.8% · max 15.0%

100% positive

5-Year rolling

+7.69%

105 windows

min 5.2% · max 10.7%

100% positive

7-Year rolling

+7.85%

80 windows

min 5.7% · max 10.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.06%

3-year · annualised

Sharpe ratio

-0.14

vs risk-free 6.5%

Sortino ratio

-0.28

Downside-only deviation

Max drawdown

-3.59%

May 2025 → Aug 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - Growth Option - Direct Plan	HDFC	₹60.7021	17 Jul 2026
Nippon India Gilt Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹44.4983	17 Jul 2026
SBI GILT FUND - DIRECT PLAN - GROWTH	SBI	₹72.7778	17 Jul 2026
ICICI Prudential Gilt Fund - Direct Plan - Growth	ICICI Prudential	₹117.0925	17 Jul 2026
Invesco India Gilt Fund - Direct Plan - Growth	Invesco	₹3,253.9767	17 Jul 2026
Bandhan Gilt Fund - Direct Plan - Growth	Bandhan	₹40.8837	17 Jul 2026
quant Gilt Fund - Growth Option - Direct Plan	Quant	₹12.5584	17 Jul 2026
Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹88.9498	17 Jul 2026
Franklin India Government Securities Fund - Direct - Growth	Franklin India	₹67.5404	17 Jul 2026
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct	Kotak	₹114.3952	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹83.3847
16 Jul 2026	₹83.4089
15 Jul 2026	₹83.3357
14 Jul 2026	₹83.2501
13 Jul 2026	₹83.4225
10 Jul 2026	₹83.4506
9 Jul 2026	₹83.2897
8 Jul 2026	₹83.2588
7 Jul 2026	₹83.4234
6 Jul 2026	₹83.4510

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION is ₹83.3847. It's a Gilt Fund from Canara Robeco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION is managed by Canara Robeco. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION has delivered a absolute return of 2.13% — -0.92 pp behind the Gilt Fund category average of 3.05%. The fund ranks #20 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION has delivered a CAGR of 6.18% — -0.74 pp behind the Gilt Fund category average of 6.92%. The fund ranks #22 of 26 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION has delivered a CAGR of 5.63% — -0.63 pp behind the Gilt Fund category average of 6.26%. The fund ranks #22 of 23 in its category — the bottom (Q4) quartile.

₹1 lakh invested in CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION exactly 10 years ago would be worth approximately ₹195,158 today — a multiplier of 1.95×, based on the 10-year CAGR of 6.92%. The category average over the same window would have grown ₹1 lakh to ₹202,031.

A ₹10,000 monthly SIP in CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION over the last 5 years — total invested ₹600,000 — would be worth ₹695,184 today. That's an XIRR (money-weighted annualised return) of 5.83%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION = ₹1,200,000 invested. It would currently be worth ₹1,647,907 (multiplier 1.37×). XIRR: 6.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION ranks #22 out of 23 funds in the Gilt Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.26%; this fund delivered 5.62%.

The worst peak-to-trough decline CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION has experienced over the last 5-year window is 3.59% — its NAV fell from a high on 28 May 2025 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION averaged 7.69% (best 10.68%, worst 5.21%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.36 — negative risk-adjusted performance.

In calendar year 2025, CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION returned 4.57% — lagging the Gilt Fund category average of 4.92% by 0.35 pp. It ranked #17 of 24 in its category that year.

CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.6%. 5-year CAGR: 5.62%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

CANARA ROBECO GILT FUND - DIRECT PLAN - GROWTH OPTION

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Gilt Fund

Recent NAVs

Frequently asked questions

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