Should I invest in Invesco India Gilt Fund?

We don't give personal investment advice. Invesco India Gilt Fund - Direct Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.2%. 5-year CAGR: 6.17%.

Invesco

Invesco India Gilt Fund - Direct Plan - Growth

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 22 Apr 2013. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹3,253.9767

As of

17 Jul 2026

3,267 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.23%	-0.13%	-0.09	25 / 28	Q4
1W	-0.48%	-0.34%	-0.14	18 / 28	Q3
2W	-0.38%	-0.31%	-0.07	17 / 28	Q3
1M	+2.08%	+1.36%	+0.72	2 / 28	Q1
3M	+3.18%	+2.44%	+0.73	4 / 28	Q1
6M	+3.65%	+3.18%	+0.47	11 / 28	Q2
YTD	+2.80%	+2.66%	+0.14	13 / 28	Q2
1Y	+3.17%	+3.05%	+0.11	14 / 28	Q2
2Y	+5.76%	+6.05%	-0.29	17 / 26	Q3
3Y	+7.05%	+6.92%	+0.13	8 / 26	Q2
4Y	+7.10%	+7.32%	-0.21	14 / 24	Q3
5Y	+6.17%	+6.26%	-0.09	9 / 23	Q2
7Y	+5.65%	+6.36%	-0.71	19 / 20	Q4
10Y	+6.82%	+7.29%	-0.46	16 / 19	Q4
Inception	+7.35%	+7.32%	+0.02	18 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.80%	+2.87%	-0.06	13 / 25
2025	+5.22%	+4.92%	+0.30	10 / 24
2024	+10.98%	+9.80%	+1.18	3 / 23
2023	+7.18%	+7.39%	-0.22	14 / 23
2022	+3.14%	+3.07%	+0.07	9 / 20
2021	+1.38%	+3.02%	-1.64	20 / 20
2020	+8.77%	+11.78%	-3.01	20 / 20
2019	+10.53%	+11.76%	-1.23	17 / 20
2018	+6.97%	+6.33%	+0.64	11 / 23
2017	+1.13%	+2.44%	-1.31	17 / 23
2016	+17.33%	+16.47%	+0.86	9 / 21

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.63%

153 windows

min -2.3% · max 20.2%

95% positive

3-Year rolling

+7.52%

129 windows

min 3.4% · max 14.5%

100% positive

5-Year rolling

+7.18%

105 windows

min 5.0% · max 10.0%

100% positive

7-Year rolling

+7.36%

80 windows

min 5.1% · max 10.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.60%

3-year · annualised

Sharpe ratio

0.12

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-4.15%

May 2025 → Apr 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - Growth Option - Direct Plan	HDFC	₹60.7021	17 Jul 2026
Nippon India Gilt Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹44.4983	17 Jul 2026
SBI GILT FUND - DIRECT PLAN - GROWTH	SBI	₹72.7778	17 Jul 2026
ICICI Prudential Gilt Fund - Direct Plan - Growth	ICICI Prudential	₹117.0925	17 Jul 2026
Bandhan Gilt Fund - Direct Plan - Growth	Bandhan	₹40.8837	17 Jul 2026
quant Gilt Fund - Growth Option - Direct Plan	Quant	₹12.5584	17 Jul 2026
Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹88.9498	17 Jul 2026
Franklin India Government Securities Fund - Direct - Growth	Franklin India	₹67.5404	17 Jul 2026
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct	Kotak	₹114.3952	17 Jul 2026
Edelweiss Government Securities Fund - Direct Plan - Growth Option	Edelweiss	₹26.8686	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹3,253.9767
16 Jul 2026	₹3,261.4294
15 Jul 2026	₹3,255.1881
14 Jul 2026	₹3,249.0831
13 Jul 2026	₹3,267.0936
10 Jul 2026	₹3,269.7131
9 Jul 2026	₹3,260.3904
8 Jul 2026	₹3,255.0314
7 Jul 2026	₹3,271.0206
6 Jul 2026	₹3,272.6836

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Invesco India Gilt Fund - Direct Plan - Growth is ₹3,253.9767. It's a Gilt Fund from Invesco, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Invesco India Gilt Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Invesco India Gilt Fund - Direct Plan - Growth is managed by Invesco. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Invesco India Gilt Fund - Direct Plan - Growth has delivered a absolute return of 3.17% — +0.11 pp ahead of the Gilt Fund category average of 3.05%. The fund ranks #14 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Invesco India Gilt Fund - Direct Plan - Growth has delivered a CAGR of 7.05% — +0.13 pp ahead of the Gilt Fund category average of 6.92%. The fund ranks #8 of 26 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Invesco India Gilt Fund - Direct Plan - Growth has delivered a CAGR of 6.17% — -0.09 pp behind the Gilt Fund category average of 6.26%. The fund ranks #9 of 23 in its category — the second (Q2) quartile.

₹1 lakh invested in Invesco India Gilt Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹193,491 today — a multiplier of 1.93×, based on the 10-year CAGR of 6.82%. The category average over the same window would have grown ₹1 lakh to ₹202,031.

A ₹10,000 monthly SIP in Invesco India Gilt Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹709,082 today. That's an XIRR (money-weighted annualised return) of 6.61%.

A ₹10,000 monthly SIP for 10 years in Invesco India Gilt Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,664,620 (multiplier 1.39×). XIRR: 6.37%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Invesco India Gilt Fund - Direct Plan - Growth ranks #9 out of 23 funds in the Gilt Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.26%; this fund delivered 6.17%.

The worst peak-to-trough decline Invesco India Gilt Fund - Direct Plan - Growth has experienced over the last 5-year window is 4.15% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Invesco India Gilt Fund - Direct Plan - Growth averaged 7.18% (best 10.01%, worst 5.02%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.14 — negative risk-adjusted performance.

In calendar year 2025, Invesco India Gilt Fund - Direct Plan - Growth returned 5.22% — beating the Gilt Fund category average of 4.92% by 0.30 pp. It ranked #10 of 24 in its category that year.

Invesco India Gilt Fund - Direct Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Invesco India Gilt Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.2%. 5-year CAGR: 6.17%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Invesco India Gilt Fund - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Gilt Fund

Recent NAVs

Frequently asked questions

More from Invesco