Should I invest in Aditya Birla Sun Life Government Securities Fund?

We don't give personal investment advice. Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.4%. 5-year CAGR: 5.12%.

Aditya Birla Sun Life

Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan

Latest NAV

₹86.1209

As of

3 Jun 2026

3,238 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+0.07%	+0.03	6 / 28	Q1
1W	+0.10%	+0.11%	-0.01	17 / 28	Q3
2W	+0.74%	+0.47%	+0.27	5 / 28	Q1
1M	-0.13%	+0.06%	-0.19	23 / 28	Q4
3M	-1.15%	-0.31%	-0.84	24 / 28	Q4
6M	+0.16%	+0.69%	-0.53	19 / 28	Q3
YTD	-0.96%	+0.17%	-1.13	27 / 28	Q4
1Y	-2.55%	-0.15%	-2.40	26 / 28	Q4
2Y	+3.69%	+5.18%	-1.50	24 / 26	Q4
3Y	+5.23%	+6.21%	-0.98	24 / 26	Q4
4Y	+6.06%	+6.93%	-0.86	22 / 23	Q4
5Y	+5.12%	+5.79%	-0.67	22 / 23	Q4
7Y	+6.51%	+6.63%	-0.12	12 / 20	Q3
10Y	+7.45%	+7.31%	+0.15	8 / 19	Q2
Inception	+8.13%	+7.03%	+1.10	7 / 28	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.96%	+0.07%	-1.04	24 / 25
2025	+3.86%	+4.92%	-1.06	19 / 24
2024	+9.93%	+9.80%	+0.12	10 / 23
2023	+7.56%	+7.39%	+0.17	7 / 23
2022	+2.40%	+3.07%	-0.67	17 / 20
2021	+4.23%	+3.02%	+1.21	3 / 20
2020	+12.35%	+11.78%	+0.58	8 / 20
2019	+11.99%	+11.76%	+0.23	9 / 20
2018	+7.47%	+6.33%	+1.13	8 / 23
2017	+3.55%	+2.44%	+1.11	6 / 23
2016	+17.16%	+16.47%	+0.69	10 / 21

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.62%

152 windows

min -3.5% · max 23.2%

97% positive

3-Year rolling

+8.70%

127 windows

min 4.4% · max 15.7%

100% positive

5-Year rolling

+8.51%

103 windows

min 4.9% · max 11.7%

100% positive

7-Year rolling

+8.76%

79 windows

min 6.5% · max 11.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.74%

3-year · annualised

Sharpe ratio

-0.27

vs risk-free 6.5%

Sortino ratio

-0.44

Downside-only deviation

Max drawdown

-5.45%

May 2025 → Apr 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - Growth Option - Direct Plan	HDFC	₹58.9314	3 Jun 2026
Nippon India Gilt Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹43.1241	3 Jun 2026
SBI GILT FUND - DIRECT PLAN - GROWTH	SBI	₹71.2927	3 Jun 2026
ICICI Prudential Gilt Fund - Direct Plan - Growth	ICICI Prudential	₹113.6082	3 Jun 2026
Invesco India Gilt Fund - Direct Plan - Growth	Invesco	₹3,136.7839	3 Jun 2026
Bandhan Gilt Fund - Direct Plan - Growth	Bandhan	₹39.4902	3 Jun 2026
quant Gilt Fund - Growth Option - Direct Plan	Quant	₹12.2761	3 Jun 2026
Franklin India Government Securities Fund - Direct - Growth	Franklin India	₹66.2016	3 Jun 2026
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct	Kotak	₹111.0559	3 Jun 2026
Edelweiss Government Securities Fund - Direct Plan - Growth Option	Edelweiss	₹26.0662	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹86.1209
2 Jun 2026	₹86.2018
1 Jun 2026	₹86.1213
29 May 2026	₹86.3090
27 May 2026	₹86.1416
26 May 2026	₹86.1159
25 May 2026	₹86.1518
22 May 2026	₹85.8226
21 May 2026	₹85.6288
20 May 2026	₹85.7148

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan is ₹86.1209. It's a Gilt Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan has delivered a absolute return of -2.55% — -2.4 pp behind the Gilt Fund category average of -0.15%. The fund ranks #26 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan has delivered a CAGR of 5.23% — -0.98 pp behind the Gilt Fund category average of 6.21%. The fund ranks #24 of 26 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan has delivered a CAGR of 5.12% — -0.67 pp behind the Gilt Fund category average of 5.79%. The fund ranks #22 of 23 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan exactly 10 years ago would be worth approximately ₹205,177 today — a multiplier of 2.05×, based on the 10-year CAGR of 7.45%. The category average over the same window would have grown ₹1 lakh to ₹202,416.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan over the last 5 years — total invested ₹600,000 — would be worth ₹677,195 today. That's an XIRR (money-weighted annualised return) of 4.78%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan = ₹1,200,000 invested. It would currently be worth ₹1,648,130 (multiplier 1.37×). XIRR: 6.18%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan ranks #22 out of 23 funds in the Gilt Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.79%; this fund delivered 5.12%.

The worst peak-to-trough decline Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan has experienced over the last 5-year window is 5.45% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan averaged 8.51% (best 11.68%, worst 4.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.35 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan returned 3.86% — lagging the Gilt Fund category average of 4.92% by 1.06 pp. It ranked #19 of 24 in its category that year.

Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.4%. 5-year CAGR: 5.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Gilt Fund

Recent NAVs

Frequently asked questions

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