Should I invest in CANARA ROBECO LIQUID FUND - MONTHLY IDCW (Payout/Reinvestment)?

We don't give personal investment advice. CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.07%.

Canara Robeco

CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)

Latest NAV

₹1,005.2902

As of

19 Jul 2026

4,256 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.02%	+0.01	16 / 83	Q1
1W	+0.11%	+0.01%	+0.10	11 / 83	Q1
2W	+0.20%	+0.04%	+0.16	20 / 83	Q1
1M	+0.05%	+0.05%	+0.00	27 / 83	Q2
3M	-0.17%	+0.31%	-0.48	72 / 82	Q4
6M	+0.24%	+0.75%	-0.51	25 / 83	Q2
YTD	+0.47%	+0.87%	-0.39	25 / 82	Q2
1Y	+0.08%	+0.13%	-0.05	32 / 76	Q2
2Y	+0.04%	+1.46%	-1.42	36 / 74	Q2
3Y	+0.03%	+1.64%	-1.61	40 / 72	Q3
4Y	+0.06%	+1.56%	-1.50	24 / 64	Q2
5Y	+0.07%	+1.42%	-1.35	21 / 63	Q2
7Y	+0.01%	+1.04%	-1.02	22 / 57	Q2
10Y	+0.01%	+1.04%	-1.03	17 / 31	Q3
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.47%	+0.81%	-0.33	22 / 78
2025	-0.14%	+1.30%	-1.44	70 / 71
2024	+0.01%	+1.65%	-1.64	40 / 73
2023	+0.02%	+1.96%	-1.95	28 / 67
2022	+0.05%	+1.26%	-1.21	35 / 67
2021	0.00%	+0.65%	-0.65	49 / 60
2020	-0.08%	+0.24%	-0.33	55 / 60
2019	-0.05%	+1.54%	-1.59	42 / 46
2018	+0.02%	+1.96%	-1.94	19 / 42
2017	0.00%	+1.80%	-1.81	26 / 38
2016	+0.01%	+1.73%	-1.73	12 / 26

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.01%

156 windows

min -0.7% · max 0.8%

46% positive

3-Year rolling

-0.01%

132 windows

min -0.2% · max 0.2%

36% positive

5-Year rolling

-0.01%

107 windows

min -0.2% · max 0.1%

28% positive

7-Year rolling

-0.02%

83 windows

min -0.1% · max 0.1%

27% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.41%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.78%

Apr 2025 → Jan 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Liquid Fund

Scheme	Fund house	NAV	As of
BANDHAN LIQUID Fund - Regular Plan - Periodic IDCW	Bandhan	₹1,450.7685	19 Jul 2026
Quantum Liquid Fund - Regular Plan Daily IDCW	Quantum	₹10.0002	19 Jul 2026
Aditya Birla Sun Life Liquid Fund -Regular - IDCW	Aditya Birla Sun Life	₹104.0158	19 Jul 2026
Motilal Oswal Liquid Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹10.0075	19 Jul 2026
Templeton India Treasury Management Account-Regular Plan - Daily Dividend	Franklin Templeton	₹1,508.9895	19 Jul 2026
Kotak Liquid Fund - Regular Plan - Weekly - Reinvestment & Payout of Income Distribution cum capital withdrawal option	Kotak	₹1,044.9709	19 Jul 2026
Parag Parikh Liquid Fund- Regular Plan- Daily Reinvestment of IDCW	Parag Parikh	₹1,000.5404	19 Jul 2026
Edelweiss Liquid Fund - Regular Plan - Bonus Option	Edelweiss	₹2,074.9104	19 Jul 2026
HSBC Liquid Fund - Regular Daily IDCW	HSBC	₹1,001.3789	19 Jul 2026
Baroda BNP Paribas LIQUID FUND - Regular Plan - WEEKLY IDCW OPTION	Baroda BNP Paribas	₹1,001.4624	19 Jul 2026

Recent NAVs

Date	NAV
19 Jul 2026	₹1,005.2902
17 Jul 2026	₹1,004.9605
16 Jul 2026	₹1,004.6567
15 Jul 2026	₹1,004.4475
14 Jul 2026	₹1,004.3293
13 Jul 2026	₹1,004.3245
12 Jul 2026	₹1,004.1662
10 Jul 2026	₹1,003.8380
9 Jul 2026	₹1,003.5450
8 Jul 2026	₹1,003.2845

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 19 Jul 2026, the NAV of CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is ₹1,005.2902. It's a Liquid Fund from Canara Robeco, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has NAV history starting from 04 Oct 2012, a track record of about 13 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is managed by Canara Robeco. It's classified by AMFI under the 'Liquid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has delivered a absolute return of 0.08% — -0.05 pp behind the Liquid Fund category average of 0.13%. The fund ranks #32 of 76 in its category — the second (Q2) quartile.

Over the trailing 3-year window, CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has delivered a CAGR of 0.03% — -1.61 pp behind the Liquid Fund category average of 1.64%. The fund ranks #40 of 72 in its category — the third (Q3) quartile.

Over the trailing 5-year window, CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has delivered a CAGR of 0.07% — -1.35 pp behind the Liquid Fund category average of 1.42%. The fund ranks #21 of 63 in its category — the second (Q2) quartile.

₹1 lakh invested in CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) exactly 10 years ago would be worth approximately ₹100,081 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.01%. The category average over the same window would have grown ₹1 lakh to ₹110,914.

A ₹10,000 monthly SIP in CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹600,903 today. That's an XIRR (money-weighted annualised return) of 0.06%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,202,025 (multiplier 1.00×). XIRR: 0.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) ranks #21 out of 63 funds in the Liquid Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.42%; this fund delivered 0.07%.

The worst peak-to-trough decline CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 0.78% — its NAV fell from a high on 29 Apr 2025 to a low on 28 Jan 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) averaged -0.01% (best 0.13%, worst -0.16%). 28% of rolling windows ended positive.

In calendar year 2025, CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) returned -0.14% — lagging the Liquid Fund category average of 1.30% by 1.44 pp. It ranked #70 of 71 in its category that year.

CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

CANARA ROBECO LIQUID FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Liquid Fund

Recent NAVs

Frequently asked questions

More from Canara Robeco